UK Bankruptcy Law
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basis for adjournment is:
an action against llyods tsb for not enforcing the insurance policy (specific performance) under misrepresentation
an action against the debt enforcement company who bought the debt for fraudelent misrepresenation
and an action to annul the bankruptcy
i am correct in saying if the bankruptcy is annulled then she will not have to pay anything and her house will no longer be respossed
is all i have to do is anul the bankruptcy or do i have to take on llyods and the debt company? or is proving to the bankruptcy court that the application order was unsafe enough to get it lifted?
it says in my original posting she has had 2 applications to anul thrown out - she has not prepapred properly and 1st her solcitor didnt turn up and 2nd one she did herself.
the bankruptcy was made as the debt company have charged 30,000 in fees to collect a 3000 debt and the joint recivers have added their fees as well. She owns her own home and there is equity in the house, so they have been granted an order to evict her and sell the house.
hope that makes sense now? thanks
original bankrutcy petition - any ideas on how to procedd?
i dont think so? but it is the stat demand that was inherently flawed as it does the account number and "thing" it refers to are wrong - she never had a credit card - it was a business loan and the stat demand refers to a credit card". i know that the bankruptcy was applied to be set aside - the debt comapny had it adjourned as they said its not statute barred then produced some flimsy evidence - a print out showing that misacellenous payments were made 2 years after the last payments were made. - these were not even challenged properly or at all - how were they made - where is the evidence of payment - reciepts etc
Thank you for all your help. I will be keeping you updated and posting new questions in due course for some guidance throughout this and other processes.
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