my mum is on a low income since my dad died 6 years agoshe has no savingslarge amount of non priority debts and owns her own home. she is unable to afford to live not eating properly as she pays to much out on the debts. they used to live of my dads mopney and my mums paid the debts etc no she only has her money. i need to help her but have no idea i believe a financial statement and reduction is the best way?
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WHAT CAN I DO TO HELP HER BEST. NOONE WILL REMORAGE HER AS SHE IS ON INCAPACITY AND DISABILITY AND THAT IS ALL SHE HAS COMING IN
Is there any equity in the house?
she owns it completely? no debts against it
How much does she owe?
Thank you.She would do well speaking with the Consumer Credit Councilling Service.They can be contacted at:ww.cccs.co.uk/They can contact the creditors and make payment plans.If she is on benefit she should not be paying more than £1 per month per creditor.As such they can arrange a payment plan with each of the creditors.They will contact each credit and send an income/expenses sheet.They will negotiate on her behalf.So you should contact them and they will deal with the creditors.ww.cccs.co.uk/ Please remember to click *** GOT THE JOB DONE *** or above so that I am credited for my time. Thank you. Important: If you feel the need to rate as one of the lower two scores, please reply to me via the REPLY with any further questions you may have. I will be happy to assist you further.
Called to the Bar in 2007
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