me & my ex husband have a loan in both our names , however he refused to not pay any more & left me with the debt. for 4 years now I have come to an agreement with a credit company to pay back £25 per month (bearing in mind that I never had one penny of £18,000) as he conned me then left with the money . I have had contact with him but he still refuses to pay anything. I dont have an address though , just contact by phone, now the debt company have started asking me to pay more but I cant . they say they will take a settlement now if I offer something reasonable, in the reigon of £6,000 , this is still a lot of money that I dont have. Can I take him to a small claims court at all ? or do something, I have since found he is living very comfortably .
Province/Country relating to question : uk
Just asking him to help get rid of the debt
Thanks for your question. Please remember to click ACCEPT once you get my answer.Does he have any assets?
He has a bmw that is worth £30,000 which I have just found out, I think he owns a house , but not sure , he did use to own the lorry that the money was used to buy but again he says he works for a company now which i dont think is true as he was always self employed
If he has assets then the loan company should be taking action.They can place a charge on his house once they get judgment.But really you need to provide them with details of his assets.But he is joint and severally liable for the debt.You can't really take him to court as a small claim is £5000 or below and this amount is above thatBut the loan company can take him if he owns assets.They just need to trace where he lives if you can give them details.I am sorry if this may not be the answer you were looking for but based on what you have said, this is the legal position. Please remember to click accept so that I am credited for my time. Thank you.
Called to the Bar in 2007
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