Can a debt collection company take me to court over a debt of £1267.00 which i dispute due to added interest charges etc.And can they make me bankrupt i have seen companies who offer (DAS) to stop companies making you bankrupt but if i dont owe all off the debt cant i have my day in court without lossing my home.Just because this company tells me thats what i owe without any proof does this mean i have to pay surely not
Province/Country relating to question : north lanarkshire
Asked them for proof and to show how they came to the amount owed.
All i got was more threating letters of court action and charge against my house if i dont pay in full within 7 days
What stage are proceedings, if any? Have they issued a claim?
No claim thro any courts as yet just threating letters from collection company.
Saying if i dont pay the might take legal action.
They just refuse to send me any information and just keep sending out letters.
If the debt is disputed then no. Send them a cheque for £1 and ask for a copy of the agreement. If it has been more than 6 years since the last payment then it is statute barred.These companies are generally all wind and no action - they are not likely to issue. However, whatever you do - DO NOT ADMIT THE DEBT!
Called to the Bar in 2007
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