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The short answer is yes. Her insurance company is still responsible for covering any property damage that she caused (as long as she has property damage coverage).
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Yes. Property damage coverage covers any property that she may cause damage to by driving her vehicle.
If you did not get a ticket at the scene, then you will not get a ticket.
No, there is no such law.
That depends. You can go through your insurance company (which will be faster), but you will need to pay your deductible or you can go through hers which may take some more time.
If you didn't call the police, then her insurance company is going to argue that their driver was not at fault since a citation was not issued.