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Is there a specific question with which I could assist?
I understand your facts but I need you to ask a specific question so I know how to assist you.
The insurance laws put the burden on the driver to be sure there is insurance whether they won the car or not.
However, if you were not liable for the wreck then you can defend against it and if there is no judgment then you would not get your license suspended or if you work out a payment plan to repay the insurance company for the money they spent then you can keep your license.
You may want to consider hiring a local lawyer to negotiate with them and to see if they can work out an agreement to keep your license. A local lawyer wouldn't charge much to assist you with this.
You would want to find one who does either Consumer Law or Civil Litigation. You can find one at www.lawyers.com.
If your question has been answered then I'd offer my best wishes to you and ask that you please not forget to leave a Positive Rating so I receive credit for my work.
Of course, please feel free to ask any follow up questions in this thread. I want to be sure that all of your questions are answered. In addition, once you issue your Positive Rating the question will lock open and no longer time out so you can come back to it anytime in the future if you think of any follow ups.
Usually the DMV will contact you about it and at that point you can tell them you're trying to reach a resolution. Until they give an amount to somebody obviously it can't be resolved. As I said, the best solution is to hire a local lawyer to write a few letters for you. That should resolve the whole matter.