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Yes, she can take the road test. The requirements for a Junior License in New York is that the teen has had their permit for 6 months and completed the 5-hour pre-licensing course.
These are the restrictions for a junior license:
And when completing the defensive driving class, she would get a mandatory 10% discount on insurance for three years
She can take this course again at the end of the three-year period to extend the discount
Does she have to take drivers ed? Can her parents sign the scenario where she has 50 hours of driving experience? Do you have a link to DMV to show this for NY?
She does not have to take the drivers ed if she has taken the 5 hour pre-licensing course
And a parent or guardian has to sign the certificate saying she has 50 hours of driving experience
Here is the link with all the necessary info: http://www.dmv.org/ny-new-york/teen-drivers.php