Good morning Phil,I'm Doug, and I'm very sorry to hear of your situation. My goal is to provide you with excellent service today.It is very fortunate that you were not injured. As for any legal basis to challenge the citation, the fact of the matter is that you transitioned from a paved roadway to a gravel roadway, and the coefficient of friction (what keeps your vehicle from sliding around) was much less on the gravel road, and you ended up off the roadway. From a standpoint of physics, this was simply a matter of traveling too fast for the roadway conditions.The citation is essentially proved by the fact that you lost control of the vehicle and had the accident, and you can not point to any mechanical failure that might have caused the loss of control---leaving nothing else to suggest a cause other than driver error.In terms of dealing with the insurance company, there is really very little for you to do. The collision coverage for the vehicle you were operating applies regardless of your fault.I am sorry, but based on your description of the incident, it does not appear that there is any viable legal argument whereby you might prove your innocence in this situation. I wish you the best in 2013.I understand that you may be disappointed by the Answer you received, as it was not particularly favorable to your situation. Had I been able to provide an Answer which might have given you a successful legal outcome, it would have been my pleasure to do so.You may reply back to me using the Reply to Expert link if you have additional questions.Kindly take a moment to rate my service to you based on the understanding of the law I provided. Please understand that I have no control over the how the law impacts your particular situation.Thank you,Doug
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