Must I carry my insurance policy in my vehicle at all times or just insurance policy number and name of insurance company? I am referring to USAA insurance who's card you carry in your wallet at all times with your policy number and phone number. I have six (6) registered vehicles in the state of Virginia and was stopped last night at a DWI check station. I showed the person my driver's license, registration and USAA insurance card, but he stated that I must have my insurance policy in the car at all times.
I did not get a ticket, but I just want to know the answer to the preceding question.
Hello,Actually you do not have to have your policy in your vehicle but you must carry your "proof" of coverage. I am a USAA member as well and they provide the printed proof of insurance card/slip that you cut out and place with your registration. It shows the dates of coverage and vehicle covered, etc. If you haven't seen yours, then you will want to call USAA and ask for their assistance. However, from my personal experience, upon renewal each period if you receive a hardcopy of your policy the "cards" are on the last page of the policy. If you are paperless, you can get your cards online going to your account on the USAA website. However, your membership card that looks like a credit card is not enough to satisfy the law in any state related to carrying proof of insurance.
Licensed Attorney with 27 yrs. exp. with Traffic Law issues
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