Because of my credit card debts, I was forced to engage the services of ‘Credit Solutions of America, Inc’. On June 3, 2004, I signed a 5-year agreement which resulted in negotiated settlements for most accounts, except for the following account: • The last card payment of $242.00 was made May 30, 2004 on ‘AT&T Universal Card’ and now owned by Citibank (South Dakota), Balance $9,305.61. • A letter dated September 23, 2004 was received from by Hunt & Henriques, Attorneys of Law, asking for payment in full, amount $10,155.58. • A Request for Entry of Default, Clerk’s Judgment was filed on December 23, 2004 by Hunt & Henriques, Attorneys of Law, Total Balance $10,498.58. Because of other obligations I could not start paying off the account. On June 15, 2005 a Writ of Execution (Money Judgment), Balance $10,505.58 was filed. On July 7, 2005 I received Notice of Levy and my bank accounts were closed. On July 14, 2005 I filed a Claim of Exemption and my accounts were released of the Levy. On April 18, 2006 another Writ of Execution (Money Judgment), Balance $11,892.29 was filed. On May 1, 2006 I received another Notice of Levy and my bank accounts were closed and subsequently opened again on May 6, 2006. Fast forward, I received a letter dated January 7, 2015 from Hunt & Henriques, Attorneys of Law, called Memorandum of Costs after Judgment, Acknowledgement of Credit, and Declaration of Accrued Interests, Total $9,780.00. I returned a letter asking for the account number of the case as I could not see a Citibank account number on the letter. Finally I received a letter February 3, 2015, from Superior Court of California for ‘Proof of Service of Notice of Entry of Renewal of Judgment, Total renewed Judgment $20,308.58. I must make a motion within 30 days to vacate or modify the renewal with the court. Now I’m asking you the following: Has the Statute of Limitations on this type of debt not expired and if not, can I show proof that the Statute of Limitations has expired. Please let me know ASAP. Thank you for your help. Best Regards, ***** ***** Dusbaba *****@******.***
1 - End of August 2007, I suffered a major heart attack.
2 - Because of my health problems, I was forced into early retirement beginning of 2010.
3 - My only income is Social Security and I have no money to pay my credit card debt.
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