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Recent Windfall Elimination questions

My husband and I are retired and collect SS. I have a small

My husband and I are retired and collect SS. I have a small benefit of about $600 a month. My husband gets about $2565. In addition, I taught for 15 years and get a pension from that job of about $3000 a month. I'm concerned that I will not have enough to live if my husband passes before me. Is my teacher's pension too high to allow me to a survivor's benefit?JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else important you think the Retirement Accountant should know?Customer: No.

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LawTalk

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Juris Doctor

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I have not yet begun to collect ss. I am 65 and a half. I

I have not yet begun to collect ss. I am 65 and a half. I work in Nevada and have a PERS account, which in 5 years will pay me approx 18,000 a year in retirement, based on my current pay. How much will ss take away from that? I also worked 42 years, paying full ss, in the private sector. I expect to collect ss at age 70JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else important you think the retirement accountant should know?Customer: no.other then i also receive a VA monthly pension which started in 2013, after 30 years of servce

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Lane

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My husband will soon be 63 and qualifies for his own ss

My husband will soon be 63 and qualifies for his own ss benefit. I'm only 59 and will have a government pension. Will his SS benefit be reduced?JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.Customer: I'm not sure what else to say. He has been self employed doing construction and cannot work any longer so he would like to collect his SS. We just don't know how my government pension comes into play. I also qualify for SS at a higher benefit than his. We're just not sure what to do.JA: Is there anything else the retirement accountant should be aware of?Customer: no

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Lane

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I'm 71 and had a lung transplant in 2010 was denied

I'm 71 and had a lung transplant in 2010 was denied disability said if I could stand I could work now I'm back on O2 and having trouble walking. I'm also under the WEP(Windfall Elimination ProgramJA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.Customer: Retired from Ohio Air National Guard as a full time air technician. contracted pneamoia in August, can'tdrive and can hardly walkJA: Is there anything else the Retirement Accountant should be aware of?Customer: no not this time

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LawTalk

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Juris Doctor

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How are social security benefits to continue. I read

How long are social security benefits to continue.I read yesterday that it is supposed to stop payments in 2017.I also have read that when money is borrowed from the SS account we have accepted worthless IOU's. Is this correct? If this is correct, why do we accept these worthless IOU,s.

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

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I'm a retired teacher from Mass. and been receiving mass

I'm a retired teacher from Mass. and been receiving mass retirement for the past 2 years. I'm also elligible for Social Security benefits. I signed up to receive benenfits starting this October. I will get $282.40 a month minus $121.80 for medical insurance. I already pay for medical ins. Is this a double charge? Also they issued me a new Medicars Card. Now I have 2 cards with different claimnumbers. One ends with -A and the other ends with -T.I,m confussed??????Cindy

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Lane

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My ex wife is receiving in Poland polish social security

My ex wife is receiving in Poland polish social security benefits. She never worked in US but I think she is intaiteled to some benefits from US Social Security, correct? We were married over 10 years.

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Stephanie O Joy, Esq

Managing Lawyer/Advocate

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I have been receiving my retirement from a county agency

I have been receiving my retirement from a county agency since 2000 and at 66 have just started receiving my social security benefits. I have worked for 16 years paying full time into social security plus part time before that and i under stand because i worked for a government agency i will not get the full amount i am eligible for. The amount is $777.00 and i am getting $333.00 approx amount. my wife has been working full time paying into social security and is retired receiving $1400 a month in benefits, of course i feel i should be receiving my full amount however i am being told that i should be able to draw from my spouses and receive more money any help would be appreciated. thank you Jim Mckeever

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Lane

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Doctoral Degree

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I retired in 2014 from being ER NURSE IN city hospital with

I retired in 2014 from being ER NURSE IN city hospital with pension of $3030. Per month. Turning 65 on sept 26. Went to sos sec to collect my husbands social sec. He died at 58 years old in 2007. After all the math they say out of his $2200. I will only get $121.00 due to Windfall elimination act. When I talked o. Phone to Soc sec two weeks ago I was told. My pension was not counted until I collect on my own social at age 70.I have talked to four different Soc sec agents and have got 4 totally different answers

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Lane

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