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My ex-husband and I were married 23 years, divorced in 1985.

My ex-husband and I were married 23 years, divorced in 1985. He died in 2000. At 65 I applied for Medicare and was told by SS that I was entitled to a monthly benefit. I received about $1500 a month on top of my salary which was a very income. I retired at 72 and now receive a pension from the city I worked for. Very nice. I went to SS to change my status and I was told I would receive no benefit except Medicare. I qualified on my own, but did argue with them. I was then called back to the office and was told that I would receive a benefit based on my earnings. I receive $350.60 a month plus Medicare.Finally my question. Why is my benefit based on my SS qualifications and not my ex-husband's. It would be quite a bit higher. Just a curiosity question, nothing more.

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

 
16,336 satisfied customers
I have a question about why the Windfall Elimination

I have a question about why the Windfall Elimination Provision should apply to me. I am British, legal resident in US, age 70. I lived and worked in the UK till coming to the US in 1996. I paid into the UK national insurance pension scheme for my working life in the UK, and now receive the UK state pension.I started working in 2007 and earned my 40 quarters for Social Security in October 2015. I applied for SS in April this year. I have been told that because I receive the UK state pension the WEP applies to me, and my social security has been reduced.My understanding of the WEP is that it was designed to stop "double-dipping" by people who worked in the US in jobs where they did not pay social security contributions and receive a pension from that employment. I can't see how that applies to my situation.Could you enlighten me?

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Phillips Esq.

Attorney

Juris Doctor

 
16,566 satisfied customers
I am 60 and worked in Belgium (and paid into their system)

I am 60 and worked in Belgium (and paid into their system) when I was younger. By taking advantage of the agreement between Belgium and the US, I may qualify for a Belgian pension at 61 yrs old of about $1500/mo. My US Social Security Statement estimates my payments at about $950 at age 62 and $1300 at full retirement age of 66 yrs and 4 months.I have 27 years of sustainable earnings in the US so I will be subject to Windfall at 75%.Can I take both the Belgian and the US Social Security?If not, would it be better to take the Belgian pension until my US Social Security exceeds the Belgian pension?Also, I understand I can have my Belgian employment added to my US record which may increase my US payment. Should I do this?I am sorry but this is all very complicated. Thank you in advance for any advice you can give me.

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lev-tax

Retired

Bachelor's Degree Equivalent

 
24,192 satisfied customers
Will federal government employees like myself who paid into

Will federal government employees like myself who paid into the social security ever see the windfall offset be rescinded and our full benefits restored to the retirees. This offset is so unfair, and many folks retirements are impacted by this law.RespectfullyMaryanne Watkiins

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lev-tax

Retired

Bachelor's Degree Equivalent

 
24,192 satisfied customers
I APPLIED SECURITY BENEFITS SIX (6) YEARS AGO WHEN I TURNED

I APPLIED FOR SOCIAL SECURITY BENEFITS SIX (6) YEARS AGO WHEN I TURNED SIXTY SIX (66) . AT THE TIME THE S.S. AGENT THAT HANDLED MY CASE TOLD ME ,BECAUSE I AM RECEIVING A POLICE OFFICER PENSION THAT TWO HUNDRED DOLLARS (200) WOULD BE TAKEN OFF THE TOP OF MY MONTHLY S.S. CHECK . THIS DIDN'T SEEM FAIR TO ME THEN AND NOW FOR THIS REASON.......I STARTED WORKING FORTY (40 ) HOURS A WEEK AT AGE SEVENTEEN (17) IN NINETEEN SIXTY ONE (1961) AND FOR THE NEXT SEVEN (7)YEARS BEFORE BECOMING A P.O. . THEN SINCE MY POLICE RETIREMENT I HAVE CON'T. TO WORK AND PAY INTO S.S. ALSO PAID INTO S.S. ON SOME OF THE PART TIME JOBS WORKED DURING MY TWENTY YEAR (20) POLICE CAREER I AM NOW SEVENTY TWO AND A HALF YEARS OF AGE (72.5) AND NO LONGER ABLE TO WORK BECAUSE OF A HEART CONDITION . APRIL 19TH 2016 I HAD A QUAD DOPPEL BY PASS OPERATION. MY QUESTION IS THIS , IS IT POSSIBLE TO GET AN INCREASE ON MONTHLY S.S. CHECKS ? JOHN M. CLARK###-##-####. THANK YOU .

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

 
16,336 satisfied customers
My husband died on October 12th. he was receiving $1931 in

My husband died on October 12th. he was receiving $1931 in sS and I was receiving $833.00.It is my understanding that I should receive the larger of the two amounts, but Ii am only receiving $1200.00. I am told this is because I am receiving a retirement benefit from the State of Georgia where I taught for a few years and I can not receive the entire amount because it is reduced as a Federal Fund. I called the State of Georgia and was told that it is not a Federal retirement and I paid Social Security on it. They call it a defined benefit through the state of Georgia'I have an appointment with Social Security tomorrow and i am very nervous about this. Am I correct that I should not have my benefit reduced?Sincerely,Margueriite L Stacy

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LawTalk

Attorney at Law

Juris Doctor

 
31,036 satisfied customers
My wife will retire as a teacher in the state of Texas. She

My wife will retire as a teacher in the state of Texas. She has an option to take a reduced retirement amount so that I can receive benefits if she passes. Will I suffer Social Security penalties if I were ti receive such benefits?

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Phillips Esq.

Attorney

Juris Doctor

 
16,566 satisfied customers
I AM DISABLED ON DISABILITY MY WIFE WANTS TO RETIRE CAN SHE

I AM DISABLED ON DISABILITY MY WIFE WANTS TO RETIRE CAN SHE COLLECT BOTH HER PENSION AND FULL SOCIAL SECURITY UPON RETIREMENT

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lev-tax

Retired

Bachelor's Degree Equivalent

 
24,192 satisfied customers
My social security benefit past 10 years was reduced

My social security benefit for the past 10 years was reduced due to the Windfall Elimination Provision (WEP), but I have been told that this was all a mistake since what it was applied to not actually a "pension" but merely a 10-year annual payout stream from a retirement savings account with Tiaa-CREF. Can I claim back the money that was withheld (about $24,000) and do I need the services of a lawyer to do this?

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Stephanie O Joy, Esq

Managing Lawyer/Advocate

Doctoral Degree

 
11,468 satisfied customers
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