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Recent bankruptcy law questions
I filed bankruptcy about four years ago because I had to
I filed bankruptcy about four years ago because I had to take care of my mother who had Alzheimer's. I kept the house, but I'm finding the bills overwhelming. I'm running two households now because I'm taking care of my brother who has FTD (frontotemporal dementia) and hydrocephalus (water on the brain). If I filed bankruptcy just to get rid of my house that has extreme damage from trees and water, would I get into trouble with the mortgage holder? My mortgage is about $340,000 and the house, on a good day, is worth about $90,000. As I've been told, it's also a famous historical house. Right now I hire people to go in and check on my brother on the days that I can't be there because he lives 125 miles away from me. I'm overwhelmed trying to keep up with all the bills for two households on top of paying home health care workers.
Because I have income through self-employment I need to know
Because I have income through self-employment I need to know if Utah's laws consider my self-employment income as “wages” that are entitled to exemptions usually given to a traditional employee whose income is garnished.Even if Utah's laws will not exempt some of my self-employment income, does federal law still provide me some relief because the Consumer Credit Protection Act's definition of “earnings” may be broader than what Utah State might define as “wages,” and can include the income that I make as a self-employed person.
Looking at my options to file ! : No. I was just doing
Looking at my options to file for bankruptcy!JA: The Bankruptcy Lawyer will need to help you with this. Have you consulted a lawyer yet?Customer: No. I was just doing research on it firstJA: Please tell me everything you can about this issue so the Bankruptcy Lawyer can help you best. Please give me a bit more information, so we can help you best.Customer: I have over 19,000 dollars in credit card debt, student loans, personal loans, I recently bought a house with my ex and I am no longer living there so I go a place I could not afford and started paying bills and using my credit cards for help, now I am struggling paying it back and falling behind on rent and car psymentsJA: OK. The Bankruptcy Lawyer will need to help you with this. Is there anything else important you think the Bankruptcy Lawyer should know?Customer: Like?JA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Bankruptcy Lawyer about your situation and then connect you two.
What does the law say issue of Bankruptcy in Washington
What does the law say for the issue of Bankruptcy in Washington State.If one has a 59,600 Credit, a $9,000 Car with a 19% MUST PAY interest on a $7,000 used car, no home, and a minimum wage job......What kind of bankruptcy would one be wise to consider? If you add to that a child and a partner with a minimum wage job and no other assets......how will a 30 year old ever get out of debt? And if there has been a history of a felon does that make a difference?
Barrister, I hope you are online. I am sure you rememberView more bankruptcy law questions
Hi Barrister,I hope you are online. I am sure you remember our conversation, but we do have a few more questions. My husband spoke with the attorney's assistant who is handling the lawsuit for AMEX. She was a bit kinder this time. She suggested that he submit a hardship letter, along with any settlement offer from AMEX to her office. She said she would try and work out terms with them. He did say that if nothing could be worked out that we were considering BK. Now..... here is the question. She said that they would drop the lawsuit, but that he would STILL have a judgement placed against him. Is that something that can be done, if a settlement is agreed to? We thought that the "judgement" went hand in hand with a lawsuit, and only with the lawsuit, which she claims they will drop. Also, if one files BK chapter 13, does it require that you be in Court every week for a period of time? We have to go back to another state for several months, and this will be very difficult if we have to be in BK court. I am hoping that you can get right back to us asap. Thank you once again for your help, it is always appreciated