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Unclaimed Property Questions

Unclaimed property is property that has been lost, forgotten, or abandoned and is held by a state agency waiting for the owner to claim. The range of unclaimed property is large. Many people conduct searches and realize they have an unclaimed tax return, while others may find that they have been overlooking unclaimed funds from their 401K. There are several ways to search for and collect unclaimed property. Below are a few of the more commonly asked questions regarding unclaimed properties that have been answered by Experts.

I want to search for the business I work for to find dormant funds that are subject to unclaimed property laws and will become void if not claimed. How would I do this?

Usually, most banks keep this type of information up to 7 years. You need to contact the company's bank . Once you have made contact, you should be able to search the bank files for any unclaimed property that belong to the company.

This website: http://www.unclaimed.org/mainframe.asp?VisitorType=owner has sources that allow you to search multiple sources that may be holding unclaimed funds. When using this website, your search will be free.

Another search option would be to contact your County or state office of unclaimed funds. If the unclaimed property is within your state, this would be a more direct approach for searching. This information is also free of charge. If you would like to use this option, just type in "unclaimed funds" your state ____or county____ and your states office should appear.

We have missing safety deposit box contents that the bank claims they sent to the state unclaimed property division. The State doesn't have it. What should we do?

Generally, a bank will send items of a safe deposit box to the unclaimed property division if the safe deposit fees have not been met by the renter. Most banks have this stipulation listed in the rental agreement.

There usually isn't any liability on the banks behalf when they send the contents of a delinquent safe deposit box to the state unclaimed property division, regardless of the individual circumstances surrounding the lack of payment.

While the state is usually immune to any form of lawsuits for damages, at this point, your best approach would be to continue communications with the state and explain the situation leading up to the loss of your property.

Are there lawyers that would be able to help me claim forgotten property from the Florida Department of Financial Services? My great grandparent has property that has not been claimed.

Conducting this type of search usually doesn't require the assistance of an attorney. However, if you would prefer to use an attorney, you can go here: www.martindale.com for a list of attorneys in your area that can assist you in the search. A probate attorney would be best suited for this type of assistance due to their extensive knowledge of the procedures of claiming unclaimed property. Many people conduct their own search through the state agency without the use of an attorney. However, there are fewer issues to deal with when using the assistance of an experienced attorney. If you choose to conduct the search on your own, contact the state office of unclaimed property. The office will provide you with the needed paperwork. As long as you don't need to open a probate estate in order to claim the funds, the process is relatively smooth. If you have to open a probate estate, you may want to contact a probate attorney for assistance.

I am wondering how to get unclaimed assets? I live in Florida.

You can conduct a search for free through the Bureau of Unclaimed Property to find any funds that may be yours to collect. If you find unclaimed funds, the bureau will assist you through the claiming process. http://www.fltreasurehunt.org/ControlServlet?ActionForm=GotoNewPublicSearch

Another option would be to use a company that conducts the search for you and retrieves the funds for a portion of the find(usually half of the amount). While this may save you the time of conducting the search yourself, the company is charging you while they are simply making a search through unclaimed property records that are free to the public. You can save yourself some money if you conduct the search for unclaimed property yourself.

The numbers of unclaimed property in the United States is overwhelming. Many people go through life never realizing that they have items or funds waiting to be claimed. While you can search for these funds on your own, it is always best to ask an Expert before attempting a task that you are unsure about.

Ask a Lawyer

Tina
Tina, Lawyer
Category: General
Satisfied Customers: 8603
Experience:  JD, BBA Over 25 years legal and business experience.
4460311
Type Your Legal Question Here...
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8 Lawyers are Online Now

How JustAnswer Works:

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Tina
Lawyer
Satisfied Customers: 8436
JD, BBA Over 25 years legal and business experience.
Ely
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Private practice with focus on family, criminal, PI, consumer protection, and business consultation.
FiveStarLaw
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Satisfied Customers: 8189
25 years of experience helping people like you.

Recent Unclaimed Property Questions

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    I have a pepperidge farm route in Az. When we have sales, Pepperidge puts up the money for the sales we have. They just announced a special program where instead of putting up money they are just reducing the wholesale of an item. So then wal mart can put that item on sale. Sales have never worked this way. I think it is a clear violation of our contract. Because it reduces my commission
  • Hello, I have a structured settlement, resulting from a

    Hello,
    I have a structured settlement, resulting from a personal injury case that was settled out of court by my mother on my behalf, when I was a child.
    I am now 26, and for the last few years have been receiving a monthly income of $393.87 on the 9th of each month, paid out by MetLife Insurance; these payments are guaranteed to my estate until 8/9/2050.
    I would like to convert the set of payments from 3/9/2015 thru 8/9/2050 (the aggregate amount of which totals $167,788.82) into a lump sum, at the most advantageous present value.
    The discounted present value at the federal interest rate of 2% is $120,073.11.
    In looking to sell this income stream to the highest bidder, I have approached companies such as PeachTree, who have offered a net present value lump sum of $60,000. (This works out to a discount rate of about 7.43% or 7.5% (depending on how the math is done) that is being applied.)
    No deal has been made yet; what was disclosed to me by PeachTree in their disclose statement was that "BASED ON A PRICE QUOTE FROM METROPOLITAN LIFE INSURANCE COMPANY THE CURRENT COSTS OF PURCHASING A COMPARABLE ANNUITY FOR THE AGGREGATE AMOUNT OF PAYMENTS TO BE TRANSFERRED IS $102,096.00." (That works out to a discount rate of about 3.1%.)
    I feel that by proceeding with the offer I've received from PeachTree, I'd be losing over $40,000, as compared to the quote generated directly from MetLife Insurance. (Not a bad profit for them, considering the time invested on their part as well as the principal amount of the transaction.)
    So, in looking to obtain a much larger cut of the pie than $60,000, I decided to call MetLife to see if they themselves were interested in dealing with me directly, and to see whether they were willing and able to buy back the monthly payments in exchange for a price that's much more similar to their original quote.
    As it turns out, according to the representative on the phone, apparently due to some kind of regulations or law, companies such as MetLife cannot alter payments directly in such a manner--and that it would have to be a third party that would have to come in to make an investment.
    However, she did recommend that a much better option would be to speak with a lawyer--preferably the lawyer(s) who helped structured the settlement originally, in order to somehow "restructure" the agreed-upon payments to convert them into a present-value lump sum--and that this would be much more advantageous than taking the $60,000 with the ~7% discount rate applied by PeachTree.
    I do not know who the original lawyers are, as my mother was the one who took care of all that when I was very young. I would most wholeheartedly appreciate a professional opinion as to: (1) what my best, ***** ***** lucrative options would be in this case, to recoup as much of a present amount as I can for present use; and, (2) if there would be any tax implications, despite the monthly payments always having been tax-free due to it being settlement income resulting from personal injury.
    Thank you very much for your time and your most useful answers!
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