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Recent Title Insurance questions

Let me get my notes so I can explain with out rattling,

Hi let me get my notes so I can explain with out rattlingJA: Because laws vary from state to state, could you tell me what state is this in?Customer: OregonJA: Have you talked to a lawyer yet?Customer: I bought a house with my mom. 50/50. Thought title co did it with rights of survivorship She died. no will. Put ther estate thru probabel (bad legal advise) house was then split between her kids me and my brother. So now the title reads I own 3/4 brother owns 1/4 except he died and so it acutlly says John d Bernardi estate of. following so far?JA: Since estate law varies from place to place, can you tell me what state this is in?Customer: Oregon. and yes but she can't help. I want to know if IJA: Anything else you think the lawyer should know?Customer: Yes this is what I want to do. Sell the house for cash in as is condition. Would need atty to write document. Also I want to give the buyer a written promise that I will give 1/4 of the proceeds to the estate. Wife I think is sole hier BUT SHE WILL NOT HELP NOT EVEN FOR MONEY. THIS IS AN ABSOLUTE. HER ATTITUDE. "NOT MY PROBLEM"

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Dwayne B.

Juris Doctor

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I'm in the process of purchasing a house. Two days prior to

I'm in the process of purchasing a house. Two days prior to close I became aware of a major water event that occurred in the home (obviously, post-inspection) causing them to file a claim on their home owners insurance. I was misled (with purposeful intent) on the extent of the damages and repairs.During my pre-close walk-thru there were blatant signs of water damage & it was clearly not fully repaired.I brought two experts with me to assess the water damaged area during this walk-through, and both believe there was a lot of work that should have been done, but was not. The two experts who gave me this opinion include the licensed home inspector who conducted the initial home inspection, and an owner of a water restoration service company referred to me by my insurance agent. The opinion of the two experts and my homeowners insurance agent (from the same insurance company to which the claim was made) is that they pocketed a large portion ($10k minimum) of the amount paid out to repair the damages. Am I entitled to view the insurance claim/adjustment that documents what was deemed as "damaged" and the amount of money they were given to rectify said damages? Furthermore- are they required to give me whatever money they pocketed from that insurance payout that was supposed to be used to fully repair the water damage? Based upon the following clause in the Purchasing Agreement- I believe this to be true, and would like to confirm.Casualty Loss: Risk of loss by damage or destruction to the property prior to the closing shall be borne by seller, including any deductibles(s). In the event any damage or destruction is not fully repaired prior to closing, Buyer, at Buyer's option, may either (a) terminate this agreement with prompt return of earnest money to buyer or (b) elect to close the transaction, in which event Seller's right to all real property insurance proceeds resulting from such damage or destruction shall be assigned in writing by Seller to Buyer.

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Dwayne B.

Juris Doctor

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34,738 satisfied customers
Does this sound like the correct fee. Selling mom's house in

Does this sound like the correct fee.Selling mom's house in estate to stepdad who's lived there for 38 years with her. He had had his own house (renting it for 38 years), now he sold his house and we are selling him hers. In will, all goes to her children (his possessions will go to his children when he dies).No realtor involved, just need papers written up. I (executor) met with lawyer and per his retainer letter it states his fee will be $1200. He also stated that my stepdad will need to have a lawyer look it up and represent him at closing.This lawyer I met says fees will include prep of contract of sale, review of contract and any modifications, review of inspection if needed (we don't think township will require an inspection), review of title insurance and searches, prep of transfer deed, seller's title, etc. and his attendance at closing. Also, preparation of document requested regarding waiver by stepfather of any spousal rights (he was not included in will-mom and him kept his house /her house/stuff separate--he has agreed verbally-we just need to have paper prepared and signed).QUESTION ON THE ABOVE: DOES THIS FEE SOUND NORMAL? DO BOTH MY STEPDAD AND I (as executor) both need a lawyer to sell the house since we know the price and basically just need deed/searches, etc?I know I would need a lawyer to write up the waiver form (what is normal charge for just that?)Or is $1200 a fair amount for the above transactions?In his letter/retainer letter, he also states that if this transaction should be terminated for any reason, I will be billed for an hourly rate of $350.QUESTION ON THIS PARAGRAPH--DOES THAT MEAN THAT IF I DON'T COMMIT TO THIS RETAINER LETTER, HE WILL BILL ME FOR THE 1/2 I SPENT IN HIS OFFICE YESTERDAY?

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

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I live in Palm Beach County, Florida. Can I buy a property

I live in Palm Beach County, Florida. Can I buy a property tax deeds before it goes to the county tax deeds auction? And what would be my responsibilities towards a mortgage if there is one on that same property? I know, the tax deeds auction clear other liens or mortage but does it before the auction? .

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Dwayne B.

Juris Doctor

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34,738 satisfied customers
I'm trying to buy this property in the Clark County auction

I'm trying to buy this property in the Clark County auction here in Las Vegas, and the has a Recorded document "Notice of Pending Action" recorded by the Owner about 3years ago before the property going to the auction.JA: OK. The Lawyer will need to help you with this. Because laws vary from state to state, could you tell me what state is this in?Customer: NevadaJA: Have you consulted a lawyer yet?Customer: noJA: Is there anything else the Lawyer should be aware of?Customer: noJA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Lawyer about your situation and then connect you two.

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LawTalk

Attorney at Law

Juris Doctor

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31,652 satisfied customers
An ex-husband now says he has a perpetual lease on property

An ex-husband now says he has a perpetual lease on property that has been court ordered to sell for distribution. Both husband and wife are on the deed. Can the ex now say he has this lease? Wouldn't the ex-wife also have had to sign such an agreement? And why didn't he produce this when first told the house was to be sold? Very, very, messy divorce.

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Irwin Law

Juris Doctor JD

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8,238 satisfied customers
I purchased a tax sale property in June 2013 in Shreveport

I purchased a tax sale property in June 2013 in Shreveport La and the owners have not redeemed, their 36 months will be up next month, what legally can I do after next month?

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Dwayne B.

Juris Doctor

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34,738 satisfied customers
I live in texas, divorced 15 yrs ago. I want to sell my home

I live in texas, divorced 15 yrs ago. I want to sell my home but title co wants proof I paid my wife the settlement She was awarded. i paid her but don't have proof and title co wants proof.

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Dwayne B.

Juris Doctor

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34,738 satisfied customers
A covenant was written on a piece of empty land by someone

A covenant was written on a piece of empty land by someone who was not on the chain of title. This person was not an owner. It was then signed by this person as well as the assistant city manager. It was notarized and recorded at the county. Is this covenant legal and can it be easily removed in court?

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William B. Esq.

Attorney

Doctoral Degree

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19,014 satisfied customers
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