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Recent Title Insurance questions

I have a deed of trust and warranty deed on a property I

I have a deed of trust and warranty deed on a property I purchased. It was an owner financed deal, but we did go through a title company. Once the property was paid off, I requested the seller file a release of the deed and he never did it. I'm finding out 4 years later that the release was never filed and now I cannot locate the seller to get him to file the release. What are my options? Does the title insurance cover something like this?JA: Since estate law varies from place to place, can you tell me what state this is in? Not for this question, but they might if you need additional services. You'll have to ask the Lawyer about that.Customer: MissouriJA: Has anything been filed or reported?Customer: Such as?JA: Anything else you want the lawyer to know before I connect you?Customer: No

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

51,304 satisfied customers
Can security mortgage deeds show a spouse having joint

can security mortgage deeds show a spouse having joint rights to survivorship of the property?JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: what does "Rider": 1-4 family mean on a security deedJA: Has anything been filed or reported?Customer: yes, my late husband refinanced a property I quick claimed to him because I could not attend the closing and he was suppose to have put my name on the deed as joint right to survivor. However, I only see a copy of the deed with me as joint rights however, I cannot find the signed copy. My husband is deceased now.JA: Anything else you want the lawyer to know before I connect you?Customer: Where else can I find a copy of the closing documents of a refinancing of property?

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INFOLAWYER

Attorney

Juris Doctor.

40,290 satisfied customers
Can a home buyer choose a title company for home title

Can a home buyer choose a title company for home title insurance in NJ? Or is it regulated by the state somehow so that particular company would be chosen? If so, where that regulations can be found?

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

114,376 satisfied customers
I am selling my property in florida after living there 10

i am selling my property in florida after living there 10 years. I bought the modular home and property and received a title insurance policy. I am now being told that there are potential liens for impact fees and unpaid utility fees that were incurred in 2002 and 2004 respectively (before I bought the land). Even though there are no liens on the property, the potential is there according to the closing agent. I'm going to have to take the amount out of the closing proceeds. Is this accurate? Don't the Code Enforecment people have a deadline to record these liens?JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: Florida, Osceola County.JA: Has anything been filed or reported?Customer: No. The amounts are currently showing as unpaid with Code Enforcement and the Utilities Company.JA: Anything else you want the lawyer to know before I connect you?Customer: No. Thanks for the help?

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Roger

Litigation Attorney

Doctoral Degree

34,642 satisfied customers
My lawyer is the agent for tile company .they miss filed my

my lawyer is the agent for tile company .they miss filed my deed twice did not inform me .can i sue ?JA: Because laws vary from place to place, can you tell me what state this is in?Customer: new yorkJA: Has anything been filed or reported?Customer: yes bought home 3/2/2016 rejected wrong grantors name and wrong number of cover pages second rejection 12/8/2016 didnt include contract of sale .found out through rejected documents.comJA: Anything else you want the lawyer to know before I connect you?Customer: the first rejection ,i didn't find out until i was delinquent on my taxes also lost out on tax deductions because i was not informed of the deadline for filing application.and im in danger of getting rejected for this year because the deed is still not in my name

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LegalKnowledge

Juris Doctor

34,120 satisfied customers
5 months ago I bought a property at a public auction. The

5 months ago I bought a property at a public auction. The metes-bounds description was from the previous sale, 1973. I got no survey nor Title Insurance. Now I discover the metes-bounds offered and sold to me were incorrect. A lot was split off in 1974, but my Deed wasn't updated. I am sure the Terms-Conditions of the auction were boiler-plated to protect the Estate and Auctioneer, but what about the Township that processed the subdivision and/or the County, which assigns the uniform Parcel IDs and the assessment (from incorrect acreage )? Do I have a probable Cause of Action vs anyone?JA: Has anything been filed or reported?Customer: noJA: Anything else you want the lawyer to know before I connect you?Customer: no

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Phillips Esq.

Attorney

Juris Doctor

20,778 satisfied customers
I purchased a home in 2012. I paid outright for the property

Hi, I purchased a home in 2012. I paid outright for the property and have no mortgage. Paid for owners Title Insurance through First American. Now applying for a Home Equity Loan and my bank (since 1974) has discovered a lien from the previous owners. Closing Company/title Insurance Company both say the judgment was satisfied but the (less than reputable) attorney firm of Hayt, Hayt & Landau in Miami (acting on behalf of Capitol One) did not follow through with due diligence. I finally got through to them and they indicated that all their paperwork with Capital One had been recalled by Capital One. I called Capital One and they said they cannot help and I should go to the courthouse. I searched Seminole County documents and found the lien. My bank does not want to close until this is all cleared - they say they could but do not want me to face down the road should I decide to sell. Going around in circles. Do I file a claim, do I ask the bank to close and take my chances? Thanks for any adviceJA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: Florida - Seminole CountyJA: Has anything been filed or reported?Customer: I haven't filed anything but Title Insurance folks in Tallahassee office trying to get some answer from Capital One. Who should file what and to whom should I report this?JA: Anything else you want the lawyer to know before I connect you?Customer: Capital One apparently settled for $2,519.96 of the $5,059.93 owed but the lien was never removed by HH&L (based in Miami)

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Loren

Juris Doctor

41,398 satisfied customers
Mr Senmartin, My husband and I is going to an interview of

Hi Mr Senmartin, My husband and I is going to an interview of my green card application.:1. On the notice they sent to me, they need my origin document; they ask for my husband's birth certificate but he only has the copy of that; the paper said"below is and exact copy of a certificate of birth registered for your child...", so I don't know is it ok to show proof husband is born in the USA? Is his passport card strong enough to show he is a citizen?2, I lost my driver license recently and I only have my passport, is it the government-issued photo identification? Can I just bring my passport instead driver license or ID card to interview?3, My husband and I didn't do income tax return of 2015 together, but we have common bank joint account, photos, and car insurance together, are they enough to show we have true marriage?thanks!

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932 satisfied customers
We are purchasing property that has existing recorded land

We are purchasing property that has existing recorded land contracts. Sellers hold the mortgage and the land contracts but are trying to clear up the land contracts by foreclosing on the land contract buyers. The litigation is NOT completed and there are active foreclosure cases. The sellers are willing to release mortgages / land contracts what is the risk of closing during the foreclosure cases ?

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Irwin Law

Juris Doctor JD

9,514 satisfied customers
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