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Recent Title Insurance questions

Have an Abstract Judgement from four years ago on a property

Have an Abstract Judgement from four years ago on a property that I want to sell. The company that set the judgement is no longer in business. What are my options to try and get this removed. Would like to speak to someone in Austin,Texas.

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Dwayne B.

Juris Doctor

35,784 satisfied customers
If I find that my properties has a pass through mortgage on

if I find that my properties has a pass through mortgage on it. what do that mean and how will that affect me. who put that on my properties if I did not, I paid full price from the city of Milwaukee a city owned property.how do a special warrantee deed get on my property. how will it affect me. exactly what do that mean.

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LawTalk

Attorney at Law

Juris Doctor

33,122 satisfied customers
I am in a civil contract debt law suit, in Texas and will

I am in a civil contract debt law suit, in Texas and will more than likely lose on unjust enrichment.My question is can I shorten the process save opposition legal fees, I am pro se, by filing a motion for summary judgement?Synopsis:at real estate closing Title Company knowingly issued a check to me without paying off lienholder, I took that money paid my debt to the IRS, since then the Title Insurance Companyhad to payoff my lender. I have no non exempt property, I have offered to payback over time but no reply, bench trial is in one month.Barry

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

108,214 satisfied customers
Are you a real person, What day is it, Yes, I need to file a

HiJA: Hello. What seems to be the problem?Customer: Are you a real personJA: I'm an assistant to the Lawyer. I work with them to help customers like you.Customer: What day is itJA: What state are you in? It matters because laws vary by location.Customer: VirginiaJA: Has anything been filed or reported?Customer: YesJA: Anything else you want the lawyer to know before I connect you?Customer: I need to file a grounds of defense

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CalAttorney2

Attorney

Doctoral Degree

20,240 satisfied customers
I purchased property on June 03, 2016. They have not sent me

Hello, I purchased property on June 03, 2016. They have not sent me my deeds. I need someone to look into the delay. I contacted them by email and they said they were working on it.JA: Because employment law varies from place to place, can you tell me what state this is in?Customer: Alabama and this is property.JA: Have you talked to a lawyer yet?Customer: No i have not.JA: Anything else you think the lawyer should know?Customer: well. the property was sold out of foreclosure, but that should delay the issuance of the title for the deeds.

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Loren

Juris Doctor

37,188 satisfied customers
I bought a car using inheritance money, my husband and I are

I bought a car using inheritance money, my husband and I are seperating and he is living with his mom. He took the car, title, insurance and registration are in his name. I have proof I paid for car, and bank statements I pay insurance, we are not divorcing yet, How can I get my car back now?We have two children, my son has asthma, I work, my husband doesn't

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Sam

Attorney

Doctoral Degree

31,958 satisfied customers
Let me get my notes so I can explain with out rattling,

Hi let me get my notes so I can explain with out rattlingJA: Because laws vary from state to state, could you tell me what state is this in?Customer: OregonJA: Have you talked to a lawyer yet?Customer: I bought a house with my mom. 50/50. Thought title co did it with rights of survivorship She died. no will. Put ther estate thru probabel (bad legal advise) house was then split between her kids me and my brother. So now the title reads I own 3/4 brother owns 1/4 except he died and so it acutlly says John d Bernardi estate of. following so far?JA: Since estate law varies from place to place, can you tell me what state this is in?Customer: Oregon. and yes but she can't help. I want to know if IJA: Anything else you think the lawyer should know?Customer: Yes this is what I want to do. Sell the house for cash in as is condition. Would need atty to write document. Also I want to give the buyer a written promise that I will give 1/4 of the proceeds to the estate. Wife I think is sole hier BUT SHE WILL NOT HELP NOT EVEN FOR MONEY. THIS IS AN ABSOLUTE. HER ATTITUDE. "NOT MY PROBLEM"

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Dwayne B.

Juris Doctor

35,784 satisfied customers
I'm in the process of purchasing a house. Two days prior to

I'm in the process of purchasing a house. Two days prior to close I became aware of a major water event that occurred in the home (obviously, post-inspection) causing them to file a claim on their home owners insurance. I was misled (with purposeful intent) on the extent of the damages and repairs.During my pre-close walk-thru there were blatant signs of water damage & it was clearly not fully repaired.I brought two experts with me to assess the water damaged area during this walk-through, and both believe there was a lot of work that should have been done, but was not. The two experts who gave me this opinion include the licensed home inspector who conducted the initial home inspection, and an owner of a water restoration service company referred to me by my insurance agent. The opinion of the two experts and my homeowners insurance agent (from the same insurance company to which the claim was made) is that they pocketed a large portion ($10k minimum) of the amount paid out to repair the damages. Am I entitled to view the insurance claim/adjustment that documents what was deemed as "damaged" and the amount of money they were given to rectify said damages? Furthermore- are they required to give me whatever money they pocketed from that insurance payout that was supposed to be used to fully repair the water damage? Based upon the following clause in the Purchasing Agreement- I believe this to be true, and would like to confirm.Casualty Loss: Risk of loss by damage or destruction to the property prior to the closing shall be borne by seller, including any deductibles(s). In the event any damage or destruction is not fully repaired prior to closing, Buyer, at Buyer's option, may either (a) terminate this agreement with prompt return of earnest money to buyer or (b) elect to close the transaction, in which event Seller's right to all real property insurance proceeds resulting from such damage or destruction shall be assigned in writing by Seller to Buyer.

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Dwayne B.

Juris Doctor

35,784 satisfied customers
Does this sound like the correct fee. Selling mom's house in

Does this sound like the correct fee.Selling mom's house in estate to stepdad who's lived there for 38 years with her. He had had his own house (renting it for 38 years), now he sold his house and we are selling him hers. In will, all goes to her children (his possessions will go to his children when he dies).No realtor involved, just need papers written up. I (executor) met with lawyer and per his retainer letter it states his fee will be $1200. He also stated that my stepdad will need to have a lawyer look it up and represent him at closing.This lawyer I met says fees will include prep of contract of sale, review of contract and any modifications, review of inspection if needed (we don't think township will require an inspection), review of title insurance and searches, prep of transfer deed, seller's title, etc. and his attendance at closing. Also, preparation of document requested regarding waiver by stepfather of any spousal rights (he was not included in will-mom and him kept his house /her house/stuff separate--he has agreed verbally-we just need to have paper prepared and signed).QUESTION ON THE ABOVE: DOES THIS FEE SOUND NORMAL? DO BOTH MY STEPDAD AND I (as executor) both need a lawyer to sell the house since we know the price and basically just need deed/searches, etc?I know I would need a lawyer to write up the waiver form (what is normal charge for just that?)Or is $1200 a fair amount for the above transactions?In his letter/retainer letter, he also states that if this transaction should be terminated for any reason, I will be billed for an hourly rate of $350.QUESTION ON THIS PARAGRAPH--DOES THAT MEAN THAT IF I DON'T COMMIT TO THIS RETAINER LETTER, HE WILL BILL ME FOR THE 1/2 I SPENT IN HIS OFFICE YESTERDAY?

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

47,238 satisfied customers
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