What can you do if a six-digits earner and judgment debtor refuse to pay the judgment and file bankruptcy (Ch 7)? Because this debtor has told a lot of lies before, I don't believe what she said any more. I suspect that she transferred most of her money to her adult children's accounts. How do I confirm this?
Also she claimed that she owes fed and state taxes for about $20k. Anyway to verify these? She said that the total debt she has is over $80k, including what she owes me. In the meantime, she claimed that she only has assets totaling less than $40k, including 4 cars (she gave very low estimated values), bank accounts (only a few hundred dollars there), and furniture/cloth. She has a home theater system, at least 2 large screen TVs, etc. but not reported. She also claimed that her average monthly expenses is 40~50% more than her average monthly income, though claimed the "current" income is ~3% higher than "average" expenses, while there were very low balance in bank accounts.
Should my lawyer and/or myself go attend the Meeting of Creditors to challenge the BK filing? May we ask the trustee to check all her accounts for any illegal transfers? to transfer the title of her cars to me? take the home theater and TVs to sell? confirm for detailed expenses such as debit card/credit card statement, bank account statements, etc.? How to make the request for all above? Does the trustee charge me on my requests? May I hire a bankruptcy lawyer for the BK case while still keeping the lawyer for the regular case where the judgment was from?
By the way, she claimed almost all of the assets in her BK schedules as "exempt". Can we challenge this?
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