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Recent bankruptcy law questions

My mother-in-law who recently suffered a severe stroke and

My mother-in-law who recently suffered a severe stroke and lost her speech abilities just received a Default Final Judgement from Discover Credit Card which was issued on June 17, 2016 but was just received today June 22, 2016 from the Martin County, FL court. She just lost her husband and is only surviving on her limited Social Security benefits. There is no way she can pay the $7740. What can/should she do to avoid garnishments or liens?

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LawTalk

Attorney at Law

Juris Doctor

 
31,012 satisfied customers
I filed chapter 7 bankruptcy 2 years ago this June. It was

I filed chapter 7 bankruptcy 2 years ago this June. It was discharged in December 2014. I still have the vehicle in my drive way. When does it become my property.JA: OK. The Lawyer will need to help you with this.Customer: thank youJA: Have you talked to a lawyer yet?Customer: noJA: Anything else you think the lawyer should know?Customer: simple chapter 7, no objections from creditors. this was florida by the way.JA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Lawyer about your situation and then connect you two.

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Roger

Litigation Attorney

Doctoral Degree

 
32,830 satisfied customers
Thank you, so what would be your advice be .If I contact the

Thank you, ***** ***** would be your advice be for me.If I contact the company holding the debt does that not restart the clock or not. They have offered to settle with me for 10% of the original Debt. or just write it off.

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Texas Atty

Juris Doctor

 
33,916 satisfied customers
I have an unsecured debt whichhas not been paid on months.I

I have an unsecured debt whichhas not been paid on for 84 months.I have had no contact with those holding the debt but they have attempted to contact me. Do I have to pay the debt?

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Texas Atty

Juris Doctor

 
33,916 satisfied customers
Credit Card Debt vs PERSONAL LOAN (LENDING CLUB;PROSPER)

Credit Card Debt vs PERSONAL LOAN (LENDING CLUB;PROSPER) DEBTHello .,I lost my job and I am not able to make payments on my Debts,both Credit Crad Debts and Personal Loan Debts(Prosper and Lending Club).Question:How long after being first time PAST DUE,can credit cards sue me for the debt owed to them?Is it different for Personal Loans?Can they sue anytime OR they MUST,by Law,first try to collect,then selling debt to Collections Agencies?

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legalg

Juris Doctorate

 
12,212 satisfied customers
I filed chapter 7 in Nassau county my in 2009. One lawyer

I filed chapter 7 in Nassau county my in 2009. One lawyer told me that the reason my mort doesn't show delinquent on my credit score is because when BOA sold it it was satisfied? The chapter 7 had to include home yet my lawyer filed an exception to property ruling that my value of home was less than 150k due to being under water I have tried to refi for three years and have not paid a dime. All they ask for is updated in tax reruns applications and bank statements but they never make offer my lawyer in nyc says I should contact title company and give them chapter 7 proof he says if I don't pay for six yes house auto mine. They refunded some partial payments so I don't think that counts what would u advise me to do? It might b closer to 5 yrs haven't paid the new mort company paying taxes and homeowners ins why don't they make me an offer?

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TJ, Esq.

Juris Doctor (JD)

 
10,142 satisfied customers
Filed Chapter 7 bank...does the secured creditor for

Filed Chapter 7 bank...does the secured creditor for property need to pursue claiming it within a specified period of time without being deemed to have abandoned its rights to the property....so if creditor doesn't foreclose in 1 year, 2 years...what...or fails to take legal steps to do so

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37,548 satisfied customers
I was taken to court old debt from discover, and a

I was taken to court for an old debt from discover, and a judgement was given in favor of the debt collector. This judgement was given in somerset county New Jersey. I began to pay the debt until I learned that there was a previous judgement on the same discover debt in Bronx new york several years back. The collection agency stopped the collection procedures due to Res judication or something like that. I had paid about $1200 dollars before learning that they should not have Gotten the judgement due to previews judgement. Now a different law firm/collection agency is trying to collect the same discover debt. They sent me a letter at my mothers house in ellenville NY stating that although the debt has a statue of limitations on it I still must pay them, and I should call them to make payment arraignments. There was mention of the previous judgements or payments. What can I do to get them off of me with this recurring debt that seems to around to every debt collector in the area.

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Roger

Litigation Attorney

Doctoral Degree

 
32,830 satisfied customers
How do i get the foreclosure date changed, removed from credit

How do i get the foreclosure date changed, removed from credit report? It appears 4 years after we moved out and abandoned house to mortgage company and filed Chapter 13 bankruptcy.

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Roger

Litigation Attorney

Doctoral Degree

 
32,830 satisfied customers
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