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Lane, I hope I'm doing this correctly now. If I take my

Hi Lane,I hope I'm doing this correctly now. If I take my benefits now, can my wife take spousal benefits at some point without penalty? I will be 64 on 12/6/16. My wife will be 64 in 10/29/16. She plans to retire sometime after age 66.Thanks,Greg

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

17,242 satisfied customers
Thank you, I lost my Husband 2yrs ago in June .. He was a

Thank you, ***** ***** my Husband 2yrs ago in June .. He was a Vet but I get no VA benifits and was told I should be getting widows benifits from SS was wondering how I find out about this.JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else the Retirement Accountant should be aware of?Customer: Not sure My husband would have been 64 at the end of this month He was 100 percent disabled through the VA but it was nonservice connected so when he died my whole income went I am 54 yrs old . Is there anything else i need to provide?

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emc011075

Tax advisor and Enrolled Agent

Bachelor's Degree

3,998 satisfied customers
My husband is now drawing Social Security and is 77 years

My husband is now drawing Social Security and is 77 years old. I am 64 and not drawing. I have retirement. I want to wait until 70 to draw mine. My question is: Can I draw right now off my husband without affecting the amount I would draw at 70?

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emc011075

Tax advisor and Enrolled Agent

Bachelor's Degree

3,998 satisfied customers
From pa. My question is_ I am 74 years old and am planning

Hello! My name is***** from pa. My question is_ I am 74 years old and am planning to retire early 2017. I am receiving social security monthly. When I retire am I eligible to collect on my ex husband's social security ? Frank is retired and still living. I would appreciate any information. I work as a therapy tech at harmarville rehab hospital. Right now if I would retire I will only have my social security to live on. Thank you for your help. Christine ignaczak

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Christopher B, Esq.

Attorney

Juris Doctor

5,070 satisfied customers
My mother who is 85 retired with a pension through the state

My mother who is 85 retired with a pension through the state of California (I believe its connected to the UC system). During her career, she didn't pay very much into Social Security, I believe that it was an option to not pay into it based on her job. She re-married about 25 years ago and a few years ago her second husband died (cancer). Before he died they had talked to the social security office not far from where they lived and they indicated that she would be able to draw his social security which was signficantly more than what she could get on her own (about $2000/mo vs $150/mo). However, after he died they told her that wasn't case and that she couldn't draw his social security because she was receiving a government pension. Is this correct? I read many of the rules and it didn't seem like this should be the case.

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LawTalk

Attorney at Law

Juris Doctor

32,458 satisfied customers
My husband retired from PPG 3yrs ago. He is 66 years old and

My husband retired from PPG 3yrs ago. He is 66 years old and on medicare and ppg group insurance. He has been given notice that PPG is dropping him from their group plan and he will have to purchase his own secondary insurance. Is this normal? Can we stop them from "transitioning" him out after 42 years as a employee. Thank you Leeana Shemon

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

17,242 satisfied customers
I am 64 years old and have been a Type 1 insulin dependent

I am 64 years old and have been a Type 1 insulin dependent diabetic for 51 years (since age 13). My job is very stressful and I was thinking of applying for Social Security Disability now. Can I also get Medicare before I turn 65 in April 27, 2017?JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else important you think the Retirement Accountant should know?Customer: How much is taken out of Social Security every month? Are you allowed to work if you are on Social Security Disability?

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

17,242 satisfied customers
I was married for 34 years, divorced for 16 years, I receive

I was married for 34 years, divorced for 16 years, I receive social security on my own earnings now, but if he should die, can I claim his because it would be more than mine

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emc011075

Tax advisor and Enrolled Agent

Bachelor's Degree

3,998 satisfied customers
Can a recipient of SSDI receive additional payments for

Can a recipient of SSDI receive additional payments for their children?JA: The Retirement Accountant will know how to help. Please tell me more, so we can help you best.Customer: 45 year old woman on SSDI, has 13 and 10 year olds. Can they receive payments also?JA: Is there anything else important you think the Retirement Accountant should know?Customer: no

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Christopher B, Esq.

Attorney

Juris Doctor

5,070 satisfied customers
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