I'm a sole proprator difference between: Occ/Acc coverage
I'm a sole proprator difference between:Occ/Acc coverageLong term disabilityShort term disabilitybusiness overhead insurance.So I don't double cover my self I wanna know if any of the foregoing coverages cover same things as another in the list.
I think I was wrongfully terminated, Arizona, no, I was
I think I was wrongfully terminatedJA: Because laws vary from state to state, could you tell me what state is this in?Customer: ArizonaJA: Have you talked to a lawyer yet?Customer: noJA: Anything else you think the lawyer should know?Customer: I was terminated for giving birth
Foreign judgement filed in ga from a case in ny : Georgia :
Foreign judgement filed in ga from a case in nyJA: You're dealing with a tough issue. But don't worry -- you're in good hands. Because laws vary from state to state, could you tell me what state is this in?Customer: GeorgiaJA: Have you consulted a lawyer yet?Customer: NoJA: Please give me a bit more information, so we can help you best.Customer: This is a case that was filed against me in 2008 from a collector that bought a personal school loan the last couple of months they have garnished my wages but I went on maternity leave in May so they only received one if any payment. I never received any notices from them for years because I changed states and addressesJA: Is there anything else the Lawyer should be aware of?Customer: I am not working, on maternity and I may be out of work for over a yearJA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Lawyer about your situation and then connect you two.
My husband and I advertised on Home Advisor.com that we were
My husband and I advertised on Home Advisor.com that we were considering a new deck. A company called us and made an appointment and came to our home. Big sales pitch. The material for deck very expensive. We went back and forth and finally, after much pressure, decided to get the deck. Part of the discounted price was that the deck would be done in April because the crews were not busy at this time. We were helping him out. We signed a contract in early March. Heard nothing for weeks. One guy came and measured. Received maybe 2 emails that stated we are working on your job. On April 12 my husband was rushed to the hospital with congestive heart failure. We have been back and forth with Dr.'s He is currently out on Short Term Disability, may need heart surgery and may not be able to work again. In facing possible medical bills I called to last Friday, May 13th. I was told I could not cancel. They have not showed me any cost incurred, sent anyone to our home to do anything except one measurement. I talked to the GM today. He reduced the price from 20K to 17.5K. I explained I do not want the deck or the loan. I have paid $500 down. We did not get much paper work but the contract states we have 20 days to cancel and the work may take 8-10 weeks. We are at 10 weeks. Of course they stated they had planned to be at our home this week. They are saying if I cancel I will have to pay 20% cost of contract to buy out. I do not want to give them another penny. What recourse do I have. This is in the state of Missouri.ThanksAmy Bradford
I was served a summons Consumer Credit Contract JA:
i was served a summons for a Consumer Credit ContractJA: The Lawyer will need to help you with this. Have you consulted a lawyer yet?Customer: noJA: Please tell me everything you can about this issue so the Lawyer can help you best. Please give me a bit more information, so we can help you best.Customer: I had taken out a care credit card to use at my dogs veterinarian in 2012 and i made payments until i got ill in May 2014 and was barely able to work.JA: Is there anything else the Lawyer should be aware of?Customer: a different bank originally issued the card not the PlaintiffJA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Lawyer about your situation and then connect you two.
I am a 47 year old doctor making about $190,000 per year. Jan
I am a 47 year old doctor making about $190,000 per year. Jan 2015 I fell in the icy, unplowed parking lot of my office. The building is not owned by the hospital, my employer, but the hospital staff is responsible for plowing it. I was seen by our ED. They basically did nothing. I hurt my back, right wrist and left hip. I followed up with the Workers Comp Nurse Practitionaer as instructed. Her cleared my to return to work in in 3 days, the following Monday. I had previously had orthopedic surgery on that hip, 7 months before the fall and had a wonderful recovery until this point. Over the next few months, the back, wrist and hip pain continued and worsened. I corked my regular job all of this time. The NP referred my to a hand ORTHO specialist who did an MRI finding a torn interosseuos muscle and ordered OT and a general Orthopedicts who did not order any imaging and ordered PT. My employer insisted I use my own time to go to these appointments, which I did. The Physical Therapist is am employee of the Orthopedist. She was informed of the special instructions regarding my left hip due to the recent surgery in writing in my chart, by a questionnaire I filled out and VERBALLY, BY ME. She manipulated my leg in a way that caused my hip to dislocate PAINFULLY, I screamed, loudly. Others in the department came to see if everything was ok. She apologized and replied, "I guess I won't do that again." That session ended for the day. I called the Orthopedist's office when I got home and left a message. The nurse called me back the next day, told me to take Motrin and continue with my next therapy appointment. Over the next few months, my employer closed my comp case and they refused to pay for the medical bills. After a discussion, that was resolved. I had used all of my sick time for the therapy appointments and they were so painful for my hip, I could not tolerate it any longer. I went to another physician, not on their panel, a Physical Medicine and Rehab Specialist and had my SI joint injected. That helped a lot. He suggested that I see the surgeon who did the original surgery since this Orhopedist was not being helpful. That appointment was last week. I had an MR Arthrogram with intra-articulate contrast of my left hip. I just read the report. I have a new acetabular cartilage tear. If this is repairable, the recovery will be at least 3 months on crutches. If it is not repairable, I will need a hip replacement. The right wrist issue still needs to be addressed.Who is responsible? Workers Comp only covers a fraction of my salary. I have disability insurance. But, none of this was my fault. The parking lot was not plowed and the Physical Therapist did a maneuver I specifically told her was not allowed because of my recent surgery!!! The ED Doctor stood in the doorway and never examined me. He ordered a plain X-ray of my hip knowing I had had surgery on it 7 months prior and an MRI was needed to see the cartilage. I would bet that he documented a physical exam. I was cleared to return to work with no regard to my injuries and pain. I would bet that walking around on a torn labrum has been making it worse. The hospital did not allow me to pursue treatment and I have had to fight with them every step of the way! And I have been in agony some days, crying myself to sleep it hurts so much. But where do I turn? I just want to get this fixed and support my family while I recover.
I was sick, had a short term disability claim which was
I was sick, had a short term disability claim which was paid. When it switched over at 6 months to LTD the company started asking for more and more documentation. I am cleared to go back to work now, but the LTD never paid and is still requesting information. Any thing I can do?
Counselor at Law