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I turned 70 in June (28th), but continue to work full-time

I turned 70 in June (28th), but continue to work full-time and project that I shall continue in this mode for at least two more years.What is the impact of this on my SS payout, and when will those begin?Michael Barone

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Juris Doctor

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I turn 70 in April 2017. I have not yet applied for SS

I turn 70 in April 2017. I have not yet applied for SS benefits. My wife turns 66 in July 2017. I will have her apply for one half my benefit. Should I apply for my benefits to start in April 2017 or wait until my wife turns 66 in July 2017?JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else important you think the Retirement Accountant should know?Customer: Not at this time.

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Trying to find my sis benefits. I am now receiving

Trying to find my sis benefits. I am now receiving survivorsJA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.Customer: I am receiving survivors s/s under my husband s/s no***-**-****. I received a letter from s/s to apply on my own s/s no###-##-#### Trying to find out which amount is higherJA: Is there anything else important you think the Retirement Accountant should know?Customer: No

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I'm applying for retirement benefits. I turned 70 in July. I

I'm applying for retirement benefits. I turned 70 in July. I originally applied in April with the intent of starting the retirement benefit in July.JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.Customer: I pressed return to get a new line. Oops. A Social Security agent called me to confirm the details, and she told me that my wife should start taking her benefits. She advised me to file-and-suspend as of April, so that my wife could start collecting on my record. This got confusing between my wife and me, but I thought we had it in the system. Months went by... Now Social Security is telling us that the file-and-suspend won't work, because it was initiated after the April 29 deadline when the law changed. We have a letter dated June 10 that says she can use April 18 as a filing date. Now we're bing told we can't do that. So I have two questions: 1) Is it true that the law dictates a cutoff of file-and-suspend as of April 29. Would that override the letter that we have? 2) My favorite option now is to change my filing to start benefits and payments as of April. That would let my wife do the same. I understand that changing the start date on my retirement by three months will reduce my payments by 2% forever. Is that correct? Is there something else here that we're missing. Talking to Social Security seems to be very confusing as we get conflicting information. Thank youJA: Is there anything else the retirement accountant should be aware of?Customer: Not that I can think of. Maybe when I see the answer.

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I have read that if you paid into social security after you

I have read that if you paid into social security after you started receiving social security, that you would be getting that tax money back. My husband is 79 and has worked extra since he started drawing. thank you.JA: The retirement accountant will know how to help. Is there anything else the retirement accountant should be aware of?Customer: No, except he drew about 15 to 20,000 a year extra

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TaxRobin

Vocational, Technical or Trade School

21,866 satisfied customers
I was born in June of 1950 and my wife was born June 1950.

i was born in June of 1950 and my wife was born June 1950. We have not applied for ss but are both eligable. Iam still working but my wife is not. Hopefully I will continue to work. If my wife files for social security can I file for spouse benefit and still continue to build my benefit?JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else the retirement accountant should be aware of?Customer: Is there anyway to file retro back to june when we turned 66/

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I became eligible for social security benefits in March of

I became eligible for social security benefits in March of this year. Due to miscommunication with SSA, I did not receive any benefits until October of this year. Can I request the benefits I should have been paid?JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else important you think the retirement accountant should know?Customer: I think part of the confusion was my going from full time to part time and the resulting diminishment of my salary. It was cut just about in half.

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

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I am 67 years old plus four months. I have not applied for

I am 67 years old plus four months. I have not applied for my benefit yet. Am I able to apply for a restricted spousal benefit? My husband is 72 and does receive his benefit.

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Juris Doctor

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I am in a situation where I am 67 and can et Social Security

I am in a situation where I am 67 and can et Social Security now or wait until I am 70 and SS called me that I am eligible to get retro back to April and get a reduced monthly payout and my spouse is 62 and can get early SS now or wait and get more at 66 and I would like some guidance on the best route to goJA: OK. To minimize me, please click the down arrow at the top right corner of this box.Customer: What do I do from here?JA: The Retirement Accountant will know how to help. Please tell me more, so we can help you best.Customer: I applied online for SS and they called me that I have an option to get a lump payout now back to April and then have a reduced monthly payout later. My wife applied as she just turned 62 and they said if she waited ubtil she was 66 she could get 1/2 of what my benefit is. My question is which option would be the bestJA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else important you think the Retirement Accountant should know?Customer: Both of us are not in the best health, she has had breast cancer twice and I have leukemia

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