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Recent Retroactive questions

Thank you for hearing my case. I worked for low wages until

Thank you for hearing my case. I worked for low wages until age 65. I began drawing my Soc. Sec. then. However, my husband continued to work until age 71 or 72 (can't remember). Only recently via and article in the AARP Bulletin did I read that "If your personal benefit is smaller, it (your Soc. Sec.) will be topped up to the spousal level. I HAVE NEVER HEARD THAT! My questions are: How do I apply for this? Will I be able to collect back "topping" since he retire in 2005? If so, can this be in a lump sum - with/without interest? and finally - Why was I not informed of this benefit? I am feeling somewhat "cheated" all these years of scraping by financially. We are hoping to move to a retirement home soon and getting these "layered" benefits would be a god-send.JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. We have our lovely Black Belt Customer Support team available to help you 24/7.Email***@******.***In the US or Canada 1-***-***-**** Available 6am to 9pm PSTIn the UK 0***-***-****In Australia 1800-679-634In New Zealand 0800-452-621From anywhere else 1-***-***-****Is there anything else the Retirement Accountant should be aware of?Customer: not that I can think of.

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keeperumiami

Sr Financial & Tax Consultant

Bachelor's Degree

10,476 satisfied customers
On disability is there a limit you can receive or do you get

On disability is there a limit you can receive or do you get the full amount of your social security/JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.Customer: I was on disability from age 45, at age 60 my husband who was also on disability died at age 59. I received the widow benefit...mine on one day, his on another. I received a letter the moth I turned 66 telling me that the amount of widow benefit would be changed by an increase of $267.80 as the prior amount was incorrect.JA: Is there anything else the Retirement Accountant should be aware of?Customer: I received this lower amount for 6 yrs, I would like to know why I am not getting a retroactive check for this.

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lev-tax

Retired

Bachelor's Degree Equivalent

24,870 satisfied customers
My wife and I were both born in 1925 - she on 11/26 and I on

My wife and I were both born in 1925 - she on 11/26 and I on 6/13. She retired on her own SS about 2 years before me. At that time I was told she had to remain on her own instead of half of mine. Now I'm wondering if this is correct. She is getting $626.30 and mine is $1745. Is she entitled to half of mine and if so how do I go about getting it changed? Thanks for your help. Don ********* ************ Dolores *********** ************

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lev-tax

Retired

Bachelor's Degree Equivalent

24,870 satisfied customers
My husband, age 73, and me (his wife, Cindy), age 57 adopted

My husband Daniel, age 73, and me (his wife, Cindy), age 57 adopted 5/9/2016 our grand-daughter, Selah. Daniel's appt w/SSA was 10/03/2016, Carlisle, PA's SSA office. Claimant was (now) daughter, Selah. My name was not on app. Selah's 1st SS check dated back to adoption date. I rec'd a letter 10/13/2016 that stated "On 10/07/16, we talked with you about your entitlement to SS benefits." I had not talked to them. I believe it was in response to my husband's visit 10/03/16 whom said he mentioned my name as spouse. I visited our Harrisburg, PA's SSA office 12/08/16 re: Spousal SS benefits for child, Selah, in my care. 1/5/17 was an appt date given (I opted for a phone appt). The phone appt happened @ 1:30 p.m., 1/5/17. SS rep said and an Application Summary for Wife's or Husband's Insurance Benefits received 2/9/17 stated, "I want benefits beginning with 10/16. My question is: Why would not my SS benefit begin as Selah's did, on her adoption date?JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else important you think the Retirement Accountant should know?Customer: "Ask your question A lawyer usually responds in minutes." Since I haven't received a response, I can only assume you did not receive question sent. Therefore, I will research elsewhere.

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Stephanie O Joy, Esq

Managing Lawyer/Advocate

Doctoral Degree

12,048 satisfied customers
Presently collecting SS. Started collecting 5 years ago at

Presently collecting SS. Started collecting 5 years ago at age 62. I am a Veteran and recently received a 100% disability from the VA for illness due to agent orange in RVN. Am I entitled to an other benefits from SS due to this rating? Such as tax benefits? My medical is all covered.JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else important you think the Retirement Accountant should know?Customer: No.

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TaxRobin

Vocational, Technical or Trade School

24,142 satisfied customers
6 months late to disclose income change for medicaid. should

6 months late to disclose income change for medicaid. should i disclose to the state voluntarily?

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emc011075

Tax advisor and Enrolled Agent

Bachelor's Degree

5,384 satisfied customers
I did not ask my question yet. You anticipated it by telling

I did not ask my question yet. You anticipated it by telling me medicare charge will go down if my income goes down enough. The info I have received from SSA seems to say otherwise. I would appreciate guidance on how to get the result you quoted-charge goes down if income goes down enough. 2017 charges will start at the high rates because I do not have all the info to compute and document my 2016 income, though I should have a real good estimate by mid-March. Where can I find a readable set of rules.

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Stephanie O Joy, Esq

Managing Lawyer/Advocate

Doctoral Degree

12,048 satisfied customers
I went onto the SS web site back in August of 2016 just to

Hi, I went onto the SS web site back in August of 2016 just to check the application process and the site automatically considered that I was applying. I received a notification that if I do not complete the process by the 28th of this February I may lose benefits. Really? Second question...I am 63 and getting married this year...will my ex wife receive any of my benefits?JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else important you think the Retirement Accountant should know?Customer: Would like to know when I should actually finish applying so as to get the best payout

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Stephanie O Joy, Esq

Managing Lawyer/Advocate

Doctoral Degree

12,048 satisfied customers
I am on SSDI. my health insurance (medicare) kicked in on

I am on SSDI. my health insurance (medicare) kicked in on 01/01/2017. Unfortunately, I was taken to the hospital on 12/31/2016 for severe chest pains. I though I was having a heart attack. They kept me over night and performed various test . I received a letter from the hospital stating that the 12/31/2016 was not covered. Can social security help me with this bill!JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else the Retirement Accountant should be aware of?Customer: They have given me 10 days to respond . After that the account balance is my responsibility

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LawTalk

Attorney at Law

Juris Doctor

36,474 satisfied customers
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