Join the 9 million people who found a smarter way to get Expert help
Recent real estate law questions
We have a first mortgage with a company. Our mortgage has
We have a first mortgage with a company. Our mortgage has been sold more than once. We have a home equity line with a different company. We are considering refinancing. We have requested a copy of the promissory note to our mortgage. No one is able to produce or they are not willing to send us a copy. What do we do? Is this important?
When selling a house as a lease option, is the option fee,
When selling a house as a lease option, is the option fee, or any portion of it, Required to be applied toward the purchase price of the property or a down payment towards the property when opening escrow? Is it Required for the option fee to be considered and treated as a deposit or down payment on the property?If it is required, where can I find the actual law or regulation that says so and does this then somehow give the buyers equitable rights or any form of ownership during their lease term before they exercise the option to purchase?
In Arizona, if a third party who is not a broker/realtor comes
In Arizona, if a third party who is not a broker/realtor comes up with a method to generate well-qualified leads, and wants to then sell those leads to a broker/realtor conditionally, meaning that the third party only gets paid at escrow (no sale, no pay), under RESPA laws, can the broker/realtor legally do so?
Foreclosure action in Prince George's County, Maryland. I am
Foreclosure action in Prince George's County, Maryland. I am planning on disputing a foreclosure with a lawsuit of my own. I have filed a motion to dismiss in the circuit court already with that decision still pending. I now want to file my own lawsuit for TILA, RESPA, FDCRA, predatory lending, among other claims. I was wondering if I could file that claim directly in Federal court as opposed to the state court? I was also wondering if I could remove the foreclosure action itself from state to federal court and join it with the federal lawsuit?
If I initiate a claim against a mortgage servicer in
If I initiate a claim against a mortgage servicer in Superior Court and carefully avoid all federal claims (TILA, RESPA, etc.) to avoid removal, but later get removed anyway, can I then add back in the federal causes of action?
We are in michigan and we received a 1099 tax form statingView more real estate law questions
We are in michigan and we received a 1099 tax form stating the forgave $38000 in debt from our foreclosure. The register of Deeds says there is no record of the sale and we are still the registered owners of the home. The bank says they sold it to a 3rd party at the sheriff sale for $12000 under what we owed the bank. So they only had to forgive $12000 of debt. It is a large bank and although people have agreed that the 1099 should be fixed every department says it's not their problem. Additionally, we are not out of our 6 month redemption period yet so how could the house have been sold and a 1099 issued? Our question is legally how can we either get the records of what they did or get them to correct the 1099 or issue it next year when our redemption period is up?