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Recent RESPA questions
I am a real estate agent working broker in California, Just
HelloI am a real estate agent working for a broker in California, Just closed escrow and got paid on a new builder purchase for a buyer, will be sharing my commission with the buyer, I've been told issuing him a 1099-misc is the right way of handling it.Would this be the right way/legal way of handling it?? or is there a different way to make sure each party is responsible to pay their own taxes.
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We have a first mortgage with a company. Our mortgage has
We have a first mortgage with a company. Our mortgage has been sold more than once. We have a home equity line with a different company. We are considering refinancing. We have requested a copy of the promissory note to our mortgage. No one is able to produce or they are not willing to send us a copy. What do we do? Is this important?
When selling a house as a lease option, is the option fee,
When selling a house as a lease option, is the option fee, or any portion of it, Required to be applied toward the purchase price of the property or a down payment towards the property when opening escrow? Is it Required for the option fee to be considered and treated as a deposit or down payment on the property?If it is required, where can I find the actual law or regulation that says so and does this then somehow give the buyers equitable rights or any form of ownership during their lease term before they exercise the option to purchase?
In Arizona, if a third party who is not a broker/realtor comes
In Arizona, if a third party who is not a broker/realtor comes up with a method to generate well-qualified leads, and wants to then sell those leads to a broker/realtor conditionally, meaning that the third party only gets paid at escrow (no sale, no pay), under RESPA laws, can the broker/realtor legally do so?
Foreclosure action in Prince 's County, Maryland. I am
Foreclosure action in Prince George's County, Maryland. I am planning on disputing a foreclosure with a lawsuit of my own. I have filed a motion to dismiss in the circuit court already with that decision still pending. I now want to file my own lawsuit for TILA, RESPA, FDCRA, predatory lending, among other claims. I was wondering if I could file that claim directly in Federal court as opposed to the state court? I was also wondering if I could remove the foreclosure action itself from state to federal court and join it with the federal lawsuit?
If I initiate a claim against a mortgage servicer in
If I initiate a claim against a mortgage servicer in Superior Court and carefully avoid all federal claims (TILA, RESPA, etc.) to avoid removal, but later get removed anyway, can I then add back in the federal causes of action?
My mortgage loan states the maximum late payment chargeView more real estate law questions
My mortgage loan states the maximum late payment charge is$25Can I be charged more? I am 3 months behind and me notice shoes late payment charges,not interest just late payment charges as $504.00. Can that be right?