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Recent Renters Insurance questions

I recently became a widow and have been getting conflicting

I recently became a widow and have been getting conflicting adivce about filing with a probate court.We rent a house and own nothing of real value.Niether of us have wills.My husband has a credit union account with a balance $25.00. I am not on his account. He has a life insurance pay out of which I an not the benifiary.He had two IRAs, but cashed them out long ago.He has a car loan that has a quite substancial outstanding balance. I am not a co-signer or co-buyer.He does have multiple credit cards. I am not on those accounts.He has accumulated a large amount of medical bills that were always in his name.He had two small life insurance policy which came to a little over $16,000. I was the beneficiary and chose to receive as a lunp sum.Do I have to file anything with a probate court????JA: Have the trust documents been finalized? What are the basic terms?Customer: what are trust documents?JA: Has anything been filed or reported?Customer: When I received his death certificate I notified the renters insurance people and his bank.JA: Anything else you want the lawyer to know before I connect you?Customer: not that I can think of. I have never gone through this before.

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Loren

Juris Doctor

43,816 satisfied customers
How does renters insurance work for theft? Almost all of my

How does renters insurance work for theft? Almost all of my belongings were stolen late this afternoon. Someone stole the U-Haul. My insurance company won't tell me anything until at least Monday, and it's only Fri night now. I have literally no clothes but what I'm wearing, no kitchen, etc. Am I safe to start buying things now, or do I have to wait for the adjuster?

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Bruce Schreiber

Juris Doctor

270 satisfied customers
I am looking to find a lawyer that specializes in landlord

I am looking to find a lawyer that specializes in landlord casesJA: Because laws vary from place to place, can you tell me what state the property is in?Customer: californiaJA: Has any paperwork been filed?Customer: noJA: Anything else you want the lawyer to know before I connect you?Customer: it's so complicated that I think I would just have to talk to someone.

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Legal Eagle

Attorney

Doctoral Degree

2,786 satisfied customers
I was renting my residence for almost 3 years. 4 weeks ago

Hello - I was renting my residence for almost 3 years. 4 weeks ago there was a house fire and I lost everything. The investigators report stated that it resulted from a wiring issue. My whole life was thrown out of whack. Now my ex-landlord is refusing to give my security deposit back. I paid my rent on 12/10 as due and the fire was 12/16. I did have belongings in sheds on the premises and I made sure I had my stuff removed by 1/10. What is my right to receive my deposit back?JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: North CarolinaJA: Has anything been filed or reported?Customer: I have the fire report and the fire investigator's report. I have also filed with my insurance company as I have renter's insurance.JA: Anything else you want the lawyer to know before I connect you?Customer: I don't know - this is the first time I have had to deal with this.

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Loren

Juris Doctor

43,816 satisfied customers
What is the cost to talk to a lawyer/ask a lawyer legal

what is the cost to talk to a lawyer/ask a lawyer legal questions regarding a lease for an apt and damage?JA: You just pay a $5 deposit now and the rest only when you get a reply from the Lawyer. All of this is 100% satisfaction guaranteed, so you can get a refund if you're not happy for any reason.Customer: How do I know what it might cost?JA: You just pay a $5 deposit now and the rest only when you get a reply from the Lawyer. All of this is 100% satisfaction guaranteed, so you can get a refund if you're not happy for any reason.Customer: OK, $5 now, then what? how much per hour?JA: Because laws vary from place to place, can you tell me what state the property is in?Customer: property is in PA. I live in Calif.JA: Has anything been filed or reported?Customer: I co-signed a lease with my daughter (21) & her roommate (20). They forgot to leave the heat on, pipes broke, apts downstrairs flooded. Her renters insurance says they won't pay because the roommate turned off the heat.JA: Anything else you want the lawyer to know before I connect you?Customer: No personal damage to their apt, but definitely personal damage to two other apts, plus bldg. damage. My question is who is liable?

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

116,788 satisfied customers
I live in fayette county GA, and rent a hope that had a

Hi I live in fayette county GA, and rent a hope that had a small stove fire which messed up a kitchen cabinet. Am I responsible to pay to fix it or should the home owners insurance payJA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: fayette county, georgiaJA: Has anything been filed or reported?Customer: the owner said they checked with their insurance and they said they won't pay, and that I should go through my renters insurance which doesn't make senseJA: When we are ready I'll take you to the appropriate web page.Customer: Also I double checked my lease agreement and it says if premises are damaged caused by the rentor then the rentor has to pay to fix it. If i'm reading it right it's a little hard to understandJA: Anything else you want the lawyer to know before I connect you?Customer: I guess that's it

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legalgems

Juris Doctorate

18,156 satisfied customers
I have a quick question for my sister who just moved into a

I have a quick question for my sister who just moved into a new home in las vegas, NV. Do you have legal knowledge of this area?JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: Nevada. Las vegas, so Southern Nevada (Clark County(.JA: Has anything been filed or reported?Customer: not yet, we're trying to figure out if that would be the next step.JA: Anything else you want the lawyer to know before I connect you?Customer: I believe my question would fall under small/petty theft?

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

53,390 satisfied customers
I rented a commercial shop space from a landlord. he was

i rented a commercial shop space from a landlord. he was buying it on a lease to own contract from an owner with a mortgage. i lost estimated 200k in equipment and 5 cars. i dont have the ability to work and my whole business, assets, equipment, tools, saved money and records burned up. i had no renters insurance and i understand the consequences of that.the landlord never had me sign a lease. i have been there two and a half years. he is now trying to get me to sign a retroactive lease and back date it. the fire report read cause of fire was suspected electric....and references a fuse box. the landlord has now quickly torn down the building.i know i could go to small claims court...i believe up to 5k in financial recovery is possible? could i possibly sue for more?but now im not even really worried about that...im worried about financial recourse against me from the original owner and or insurance company. the lease he wants me to sign states the tenant has to keep up maintenance on the property and does not have a clause allowing Automotive repair equipment and related items....even though he knew when i moved in....this was my business.the landlord says he needs the lease to give the insurance company. however only he will be signing it with us...not the owner and insurance company.even if i suggest revisions to this lease i am worried about the owner or especially the insurance company suing me!!!! can they?and i have done nothing wrong. the landlord lost a 100k on a depreciated building that is insured. i lost 200k in everything ...my whole life. the insurance policy for the landlord is 100k with a 10k deductible....per the landlords words.please help. he is pressuring me to sign a lease today!(###) ###-####fred

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legalgems

Juris Doctorate

18,156 satisfied customers
I have a tenant in San Francisco, CA that claims he slipped

I have a tenant in San Francisco, CA that claims he slipped in the shower while washing the bottoms of his feet, which ended up breaking the tub surround and the tub spout. Tenant does not have renters insurance. Who pays for the repairs to the tub? Its my understanding that if the tenant is negligent (accidents included) they must pay for the repairs.

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FamilyAttorney

Appellate attorney & former trial lawyer

JD

2,396 satisfied customers
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