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Recent Renters Insurance questions

I am looking to find a lawyer that specializes in landlord

I am looking to find a lawyer that specializes in landlord casesJA: Because laws vary from place to place, can you tell me what state the property is in?Customer: californiaJA: Has any paperwork been filed?Customer: noJA: Anything else you want the lawyer to know before I connect you?Customer: it's so complicated that I think I would just have to talk to someone.

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D. Williams, Esq.

Attorney

Doctoral Degree

66 satisfied customers
I was renting my residence for almost 3 years. 4 weeks ago

Hello - I was renting my residence for almost 3 years. 4 weeks ago there was a house fire and I lost everything. The investigators report stated that it resulted from a wiring issue. My whole life was thrown out of whack. Now my ex-landlord is refusing to give my security deposit back. I paid my rent on 12/10 as due and the fire was 12/16. I did have belongings in sheds on the premises and I made sure I had my stuff removed by 1/10. What is my right to receive my deposit back?JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: North CarolinaJA: Has anything been filed or reported?Customer: I have the fire report and the fire investigator's report. I have also filed with my insurance company as I have renter's insurance.JA: Anything else you want the lawyer to know before I connect you?Customer: I don't know - this is the first time I have had to deal with this.

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Loren

Juris Doctor

40,274 satisfied customers
What is the cost to talk to a lawyer/ask a lawyer legal

what is the cost to talk to a lawyer/ask a lawyer legal questions regarding a lease for an apt and damage?JA: You just pay a $5 deposit now and the rest only when you get a reply from the Lawyer. All of this is 100% satisfaction guaranteed, so you can get a refund if you're not happy for any reason.Customer: How do I know what it might cost?JA: You just pay a $5 deposit now and the rest only when you get a reply from the Lawyer. All of this is 100% satisfaction guaranteed, so you can get a refund if you're not happy for any reason.Customer: OK, $5 now, then what? how much per hour?JA: Because laws vary from place to place, can you tell me what state the property is in?Customer: property is in PA. I live in Calif.JA: Has anything been filed or reported?Customer: I co-signed a lease with my daughter (21) & her roommate (20). They forgot to leave the heat on, pipes broke, apts downstrairs flooded. Her renters insurance says they won't pay because the roommate turned off the heat.JA: Anything else you want the lawyer to know before I connect you?Customer: No personal damage to their apt, but definitely personal damage to two other apts, plus bldg. damage. My question is who is liable?

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

112,798 satisfied customers
I live in fayette county GA, and rent a hope that had a

Hi I live in fayette county GA, and rent a hope that had a small stove fire which messed up a kitchen cabinet. Am I responsible to pay to fix it or should the home owners insurance payJA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: fayette county, georgiaJA: Has anything been filed or reported?Customer: the owner said they checked with their insurance and they said they won't pay, and that I should go through my renters insurance which doesn't make senseJA: When we are ready I'll take you to the appropriate web page.Customer: Also I double checked my lease agreement and it says if premises are damaged caused by the rentor then the rentor has to pay to fix it. If i'm reading it right it's a little hard to understandJA: Anything else you want the lawyer to know before I connect you?Customer: I guess that's it

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legalgems

Juris Doctorate

15,410 satisfied customers
I have a quick question for my sister who just moved into a

I have a quick question for my sister who just moved into a new home in las vegas, NV. Do you have legal knowledge of this area?JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: Nevada. Las vegas, so Southern Nevada (Clark County(.JA: Has anything been filed or reported?Customer: not yet, we're trying to figure out if that would be the next step.JA: Anything else you want the lawyer to know before I connect you?Customer: I believe my question would fall under small/petty theft?

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

50,162 satisfied customers
I rented a commercial shop space from a landlord. he was

i rented a commercial shop space from a landlord. he was buying it on a lease to own contract from an owner with a mortgage. i lost estimated 200k in equipment and 5 cars. i dont have the ability to work and my whole business, assets, equipment, tools, saved money and records burned up. i had no renters insurance and i understand the consequences of that.the landlord never had me sign a lease. i have been there two and a half years. he is now trying to get me to sign a retroactive lease and back date it. the fire report read cause of fire was suspected electric....and references a fuse box. the landlord has now quickly torn down the building.i know i could go to small claims court...i believe up to 5k in financial recovery is possible? could i possibly sue for more?but now im not even really worried about that...im worried about financial recourse against me from the original owner and or insurance company. the lease he wants me to sign states the tenant has to keep up maintenance on the property and does not have a clause allowing Automotive repair equipment and related items....even though he knew when i moved in....this was my business.the landlord says he needs the lease to give the insurance company. however only he will be signing it with us...not the owner and insurance company.even if i suggest revisions to this lease i am worried about the owner or especially the insurance company suing me!!!! can they?and i have done nothing wrong. the landlord lost a 100k on a depreciated building that is insured. i lost 200k in everything ...my whole life. the insurance policy for the landlord is 100k with a 10k deductible....per the landlords words.please help. he is pressuring me to sign a lease today!(###) ###-####fred

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legalgems

Juris Doctorate

15,410 satisfied customers
I have a tenant in San Francisco, CA that claims he slipped

I have a tenant in San Francisco, CA that claims he slipped in the shower while washing the bottoms of his feet, which ended up breaking the tub surround and the tub spout. Tenant does not have renters insurance. Who pays for the repairs to the tub? Its my understanding that if the tenant is negligent (accidents included) they must pay for the repairs.

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FamilyAttorney

Appellate attorney & former trial lawyer

JD

1,582 satisfied customers
I don't understand when exactly do I need to give notice of

I don't understand when exactly do I need to give notice of leaving my apartment. My lease ended August 31st 2016 and I'm still in the unit but I want to move out beginning October.I want to make sure I'm not breaking the lease. To take into consideration:-I did not receive a written notice that I could stay,but the landlord kept accepting my rent payment (always on time by direct deposit)I had to pay for renters insurance directly to the Property Managemetn and never received any document regarding my insurance. I have been told that I need to pay again yearly insurance which I haven't done yet, because I want to move out and because I think the insurance wasn't handled correctly.The lease states the following:Absent some written agreement with Owner granting Renter additional occupancy time, Renter shall vacate the Premises at the expiration of the lease term without further notice or demand from Owner. If Tenant intends to vacate the Premises at the end of the lease, Tenant shall give Owner written notice of that fact at least 30 days before the end of the lease. Tenant shall be liable to pay all rent due through the later of : (a) the end of the lease term, or (b) 30 days from the service on the Owner of Renter's notice, or (c) the date renter vacates the Premises.(d) Expiration/Holdover/Death-NoticeRenter shall vacate the Premises upon expiration of the term of the lease without notice to vacate from Owner being required. Any holdover without Owner's consent shall be deemed a trespass and damages shall accrue at a daily charge equal to twice the pro-rated monthly Lease rent. A holdover with owner's written consent unless otherwise agreed, shall be a month-to-month tenancy subject to all covenants, and conditions of the Lease. A thirty day notice from Renter is required to terminate any such holdover tenancy. Renter's death shall not terminate any remaining rental obligation for the balance of the Lease-term but Owner, at Owner's option, may take possession of the Premises and re-rent them to mitigate any damages.In consideration of this rental, Renter shall obtain and pay for any insurance coverage necessary to protect Renter from any loss or expense due to personal injury or property damage, including but not limited to that caused by any act or omission of any party, including Owner or co-tenants, criminal act, war, riot, insurrection, fire or act of God. The amount of monetary damage caused to Owner by renter's breach of this agreement shall be deemed to be an amount equal to the amount of any loss sustained by renter by any such act or event and shall offset any claim by Renter against Owner. Tenant(s) agree to accept financial responsibility for any damage to the premises from fire or casualty caused by Tenants' negligence. Tenants agree to carry a standard renter's insurance policy.(a) Tenant(s) agree not to make any claims against Owner and will hold Owner harmless therefrom for any loss or damage to any personal property belonging to Tenant(s) or any of their guests or occupants or for any injuries to Tenant(s) or any of their guests or occupants and not to make any repairs at the expenseof Owner. Tenant(s) shall be responsible for obtaining insurance to protect against any such loss or damage.(b) Tenant(s) insurance shall contain a minimum of $300,000 General Liability Insurance.(c) Tenant(s) shall have the Owner and Rohcs Property Management Co. named as Additional Insureds.(d) Any use of Tenant(s) of the Owner's storage or garage / parking facilities shall be at the Tenant(s) risk and Owner shall not be responsible for any loss or damage.

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CalAttorney2

Attorney

Doctoral Degree

20,472 satisfied customers
My son is a graduate of New England Institute of Art. A

My son is a graduate of New England Institute of Art. A school now know for it's predatory enrollment practices having to forgive many student loans in certain instances. How ever my son stuck it out and got a degree in Photography in January 2016. He was able while a student and as an alumni to take out photography equipment from Student Ops for personal photography assignments and jobs.In May he worked a wedding and had several pieces of equipment that he had borrowed previously from the school as well some he borrowed for the wedding, a few days prior in his procession. To make a long story short, After a long day traveling and working the wedding he left all the equipment locked in his trunk over night at his apartment complex planning to return the equipment in the morning. The equipment was stolen from his car overnight. The apartment complex has had several car break-ins and motorcycles stolen over the past year, but my son didn't think it would happen to him as he had a covered spot that he rented. He filed a police report, albeit a few weeks later, and notified his renter's insurance company but at this point we do not know if they will cover any of the loss. Now The New England Institute of Art wants my son to repay them $22,000 within 30 days! We have reevaluated the prices the school says it would take to replace the equipment and come up with anywhere between $6,000- $8,000 less than they came up with to replace the equipment. All of the schools figures were for brand new equipment and the equipment my son took out was all used by many students for many years. He has no job presently and has only been working sporadically for 7 1/2 months. He is trying to pay back student loans and essentially doesn't have a dime saved.My question is: What can they do to him? How do you get blood from a stone? Also I would like to know if I as a parent who took out Federal Parent Plus loans to pay for his education, can be held liable as well?

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Gerald, Esq

Juris Doctor

6,064 satisfied customers
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