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Recent Realtor questions

I have a few questions: 1. In Montgomery County, Maryland -

Hi,I have a few questions:1. In Montgomery County, Maryland - Is it customary to split the Transfer taxes between the seller and the buyer or the buyer is liable for the full amount?2. What is the difference between a Lender's title Insurance and an Owners Title Insurance?3. Is there a website that I can find a reasonable fees' for the settlement attorney, Processing Fess and Realtor Admin Fees in Montgomery County, MD?4. On the closing cost sheet - What is a Tax escrows amount?Any help will be appreciatedThanks!

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

54,828 satisfied customers
Recently I went through mortgage applications. I was

Good afternoon!JA: Hello. What is your issue regarding?Customer: Recently I went through mortgage applications.JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: I was approved and last minute they denied my loan,and the seller wan't refund my deposit.I am from Sarasota Florida.JA: Has any paperwork been filed?Customer: We had a contract sign,and I just find out yesterday he want to keep the deposit.JA: Anything else you want the lawyer to know before I connect you?Customer: I want to know what can I do?

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LawTalk

Attorney at Law

Juris Doctor

38,574 satisfied customers
I have a property in another city that I can no longer

I have a property in another city that I can no longer afford. I tried to do a deed in lieu of foreclosure but the mortgage company was terrible to work with and I gave up. I currently have a renter and use a property management company but still pay the difference between the rent and the mortgage. I am looking for advice on what to do.

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

54,828 satisfied customers
Regarding with issues after I purchase my home, dallas tx,

regarding with issues after I purchase my homeJA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: dallas txJA: Has anything been filed or reported?Customer: not yet. I purchase a home from a lady . it a very old home. there was some issues with the home she stated that the issues was fix. but after I been in my home for a few weeks I kept smelling wet wood from the cabnets water was. coming from some where. but didn't know where it coming from. had a plumber come out to see. so he went under the house to investigate there was was water all under the house water coming from the pipes it is causing mold or it has mold the water was coming somewhere from the shower my daughter was taking ashower it was just like the water was gushing out between the walls. I have videos and pictures of what h e found. I got another opinion this plumber open up the panel leading to the bathroom water was coming from there it was very wet. the walls and everything so he turn on the shower and water start coming out. he stated to me that every thing was improperly in stall the whole shower behind the walls are very wet and causing the cabnets to be wet and smell like wet wood and it has started to mold. matter fact is molded under the house do I have a case or what I will have to pay for all of this plumbing and foundation repair.JA: When we are ready I'll take you to the appropriate web page.Customer: what do I need to do a need some assistant.JA: Anything else you want the lawyer to know before I connect you?Customer: should the owner be liable for some of this ?

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Ray

Lawyer

Doctoral Degree

45,130 satisfied customers
I was going to purchase a property as a 2nd home but

Hi. I was going to purchase a property as a 2nd home but something came up that made it difficult for me to do it right then so I worked out a verbal agreement with a family member that they would buy it but I would be able to use it whenever I wanted and if they were going to sell it I would be allowed to purchase it for the same money they purchased it for.Unfortunately the family member is getting a divorce and all though the property is only in his name and he wishes to honor our agreement the wife wants to sell the property to someone else.The court has ordered the property sold and made me the Realtor. Can I buy this property even though I am the Realtor? Any legal problems with that?

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legalgems

Juris Doctorate

19,712 satisfied customers
Sale fell through due to time running out, I was

Sale fell through due to time running out, I was hospitalized and since seller did not fix issues the fha loan was denied. They will not release earnest money. I am just wanting to know how to protect my interests as I have already began a purchase of another home.JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: INJA: Has any paperwork been filed?Customer: I signed mutual release letter but have yet to hear anything and have not received any legal paperwork to date.JA: Anything else you want the lawyer to know before I connect you?Customer: that is all

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Ray

Lawyer

Doctoral Degree

45,130 satisfied customers
Tina, my husband and I have been in escrow with a home we

Hi Tina,JA: Where is the property located?Customer: my husband and I have been in escrow with a home we are purchasing in Grass Valley CA. We were supposed to close today as per our contract but got news from the sellers agent that the seller cannot sell due to outstanding debt on the house we are trying to buy... what legal recourse do we have as buyers? We have met all requirements and our loan has been funded.JA: Has any paperwork been filed?Customer: Yes. As I said all requirements to purchase have been met on our end and we were scheduled to close today. We got a message from our realtor last Friday that one of the sellers were having cold feet due to emotional attachment to the property and then didn't here anything back. Today we called our realtor and they explained the above situation.JA: Anything else you want the lawyer to know before I connect you?Customer: Do we have any rights? Can the seller be forced to honor their end of the contract?

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Loren

Juris Doctor

45,972 satisfied customers
My mother in law owns a home and has for 35 years, my father

My mother in law owns a home and has for 35 years, my father in law passed away about 30 years ago. My brother in law and his family moved in about 15 years ago to help her (its a lot of land). Anyway when he moved in, he had never owned a home before and she asked him to go onto the home with her and help her get a better loan rate. He of course said sure and he and his wife signed all the papers (she said she already did). She was a realtor at the time and they totally trusted her. She told them she needed them to pay her and she would pay the house payment. So every month the loan statement came in and everymonth they gave her the $1,200 cash and she paid it. This went in for 12 years. He came to me not long ago and asked if I could help find him a home that he needed to move. I am a realtor now as well, so of course I set him up with a lender. The lender called me and told me that he was on a Chase Bank loan on the house. I then went in and looked and I could clearly see that the loan was only in his name, not hers and that right there at the Title Company she had the title officer have him sign all the loan docs, then had him sign a quick claim deed, deeding it back to her. Now to me this seems to be fraud, she new she never signed loan docs, she lives in a house she has not made the payment on for over 12 years and now tells him he needs to move out and she can't get a loan herself so he needs to deal with it. Heartless I know, but realistic as well, she can't afford a loan she would never qualify. Now he has gotten a rental and my husband and his mom have spoken, but she just says she is going to sell. This is what has been said for 30 years, not going to happen. Today we find out that my niece and her family is moving in and my brother in law is basically held hostage.JA: Since estate law varies from place to place, can you tell me what state this is in?Customer: The property has a lot of value and a lot of land. Sorry CaliforniaJA: Has any paperwork been filed?Customer: Only that quick claim deedJA: Anything else you want the lawyer to know before I connect you?Customer: no that should do it

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P. Simmons

Attorney

Doctoral Degree

38,632 satisfied customers
I live in Ohio. What is the easiest and cheapest way for me

I live in Ohio. What is the easiest and cheapest way for me to get a quit claim deed. I want to be added on to the property as 50% owner

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legalgems

Juris Doctorate

19,712 satisfied customers
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