Join the 9 million people who found a smarter way to get Expert help

Recent Reaffirmation questions

CA. Bankruptcy question. In a BK where the debtor owns a

CA. Bankruptcy question.In a BK where the debtor owns a home owner that IS within the BK exemption rule.Would he need to fill out the reaffirmation forms?And the reaffirmation agreement with Chase bank (his lender) ?Note all of his payments to Chase are current.

Read more

TJ, Esq.

Juris Doctor (JD)

11,450 satisfied customers
I live in NJ and I filed ch7. during the ch7, the bank filed

hello,i live in NJ and I filed ch7. during the ch7, the bank filed motion to foreclose my house. my house was foreclosed. i failed to my financial management course on time and my case was dismissed. now, after 6 months later, i want to ask my court to reopen my case to file my financial management class. my question is this. will my ch7 discharge my mortgage? i failed to fill out the debtor's statement of intention and i left them blank. do i have to file ch7 again instead of reopening my case to discharge my mortgage? thank you.

Read more

Terry L.

Partner

Doctoral Degree

2,906 satisfied customers
I just got hit with a summary judgement in a foreclosure

i just got hit with a summary judgement in a foreclosure years ago i declared bankruptcy chapter 7 the lawyer listed the debt as unsecured we were still making payments on the loan the loan was never reinstated. now the opposing party is saying because the debt was admitted in bankruptcy i canot challenge the standing of the debt please help nj

Read more

DrakeLAW

Juris Doctorate

948 satisfied customers
Filed a Chapter 7 in 2009 It was discharged in 9-09 A

Filed a Chapter 7 in 2009 It was discharged in 9-09 A reaffirmation was sent to a creditor who never replied . Do I still owe this bill ?JA: What state are you in? And has anything been officially filed?Customer: Arizona ..... The creditor has sent me a bill with all kinds of late fees / penalties for not paying this bill since 2009.............JA: Has anything been filed in civil court? If so, what?Customer: NoJA: Anything else you want the lawyer to know before I connect you?Customer: No

Read more

Law Tutor, Esq.

Lawyer

Doctoral Degree

336 satisfied customers
I filed bankruptcy and it was discharged in March 2016. At

I filed bankruptcy and it was discharged in March 2016. At the time of my filing, I had a car for which I still owed a balance. I did not reaffirm this debt. I did , however, continue to pay the car note and kept possession of the car. I also kept full coverage on the vehicle. I recently had an accident and the insurance company has deemed it a total loss. My question is who is owed the insurance pay out. The car was a part of the bankruptcy and the debt not reaffirmed.

Read more

Phillips Esq.

Attorney

Juris Doctor

20,232 satisfied customers
Wife and I have been separated for 4 years, divorce in

Wife and I have been separated for 4 years, divorce in progress, we filed bankruptcy and 13 she reaffirmed her vehicle. The note was only in her name. She abandoned the car over a year ago the credit union is trying to sue her for the difference from the sale of the car. My name has been attached to the suit. I have no connection with this note or the car. What do I have to do to get out of this. We are in Arizona and had no community property at the time of bankruptcy

Read more

DrakeLAW

Juris Doctorate

948 satisfied customers
I received your response to one of my previous questions and

I received your response to one of my previous questions and I really liked how you described the different scenarios when reaffirming the vehicle in the bankruptcy process. I wanted to ask you if it was true, if the vehicle is not reaffirmed by the judge, the vehicle payments are not reported to the credit bureaus? Also, usually what is the percentage or ratio does your monthly expenses and car payment have to be in order for the reaffirmation to be approved by the judge? TIA.

Read more

Phillips Esq.

Attorney

Juris Doctor

20,232 satisfied customers
I wanted to know if I were to file Bankruptcy and I file to

I wanted to know if I were to file Bankruptcy and I file to reaffirm my vehicle? How likely will the judge approve of this? Also, if not approved, what happens?

Read more

Phillips Esq.

Attorney

Juris Doctor

20,232 satisfied customers
I wanted to know if I were to file Bankruptcy and I file to

I wanted to know if I were to file Bankruptcy and I file to reaffirm my vehicle? How likely will the judge approve of this? Also, if not approved, what happens?

Read more

5,318 satisfied customers
View more bankruptcy law questions
In The News