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Recent Reaffirmation Agreement questions

My home was discharged in my chapter 7 back in May of 2013.

My home was discharged in my chapter 7 back in May of 2013. I did not reaffirm the loan. I sense then have remained current on mortgage payments and remain in the home. I would like to buy a new house and was wondering if it would be possible to sell my current home without any issues because it was discharged? Or would i have to contact the mortgage company? I have quite a bit of equity and worry that the lender might stop accepting my payments and foreclose on the property to sell for a profit. Thanks in advance.

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DrakeLAW

Juris Doctorate

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Looking at my options to file ! : No. I was just doing

Looking at my options to file for bankruptcy!JA: The Bankruptcy Lawyer will need to help you with this. Have you consulted a lawyer yet?Customer: No. I was just doing research on it firstJA: Please tell me everything you can about this issue so the Bankruptcy Lawyer can help you best. Please give me a bit more information, so we can help you best.Customer: I have over 19,000 dollars in credit card debt, student loans, personal loans, I recently bought a house with my ex and I am no longer living there so I go a place I could not afford and started paying bills and using my credit cards for help, now I am struggling paying it back and falling behind on rent and car psymentsJA: OK. The Bankruptcy Lawyer will need to help you with this. Is there anything else important you think the Bankruptcy Lawyer should know?Customer: Like?JA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Bankruptcy Lawyer about your situation and then connect you two.

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Have a personal loan through loan depot was wondering if we

have a personal loan through loan depot was wondering if we could file a chapter 7 bankruptcy . They sent us a refund check in which we cashed because they said they had made an error on their part . we don't have the money to pay the loan payment. we have to make our house payment and car payment these two payments here are almost $830.00. Can you call me at(###) ###-####to see what we can do

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Christopher B, Esq.

Attorney

Juris Doctor

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I have a creditor, I am referring to schedule e/f in

I have a creditor, I am referring to schedule e/f in bankruptcy, if I have a creditor, a collection agency who is suing me. my original debt was for $10,000 and they have added fees and interest and they are suing me for $21,000 my question is should I add them only to part 3 of schedule e /f? Or should I add them to part 2 and part 3 (which is what I did). I have the original debt, which was sold, listed in part 2 already.

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Terry L.

Partner

Doctoral Degree

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Filed Chap 7 Bankruptcy and it just got discharged. I have

Filed Chap 7 Bankruptcy and it just got discharged. I have refused to sign reaffirmation agreement with credit union on boat because my husband - WHO HAS NOT FILED BANKRUPTCY - jointly owns the boat and has continued paying and has not missed one payment. Credit Union is saying to me that want to repossess boat (stay was lifted from them) - can they do that and destroy my husband's credit even when he is paying on the loan?

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Terry L.

Partner

Doctoral Degree

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Reaffirmation Agreement - Pros and Cons. Couple of

Reaffirmation Agreement - Pros and Cons.Hello.Couple of Questions:1) Applying for a New (maybe low-amount cap credit cards) - should it be done after the bankruptcy is complete (after filing and court's decision) or it can be done prior?2) Where do I find these credit card providers?(There are so many of them - how to find out the ones providing these specific cards)3) Reaffirmation Agreement.What are pros and cons of signing one?

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

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105,080 satisfied customers
I received CH7 Discharge in AZ. The Judge denied my

I received CH7 Discharge in AZ. The Judge denied my reaffirmation agreement and I decided to surrender my car. The creditor my car just filed a relief for automatic stay and wants to request an amended claim for deficiency... do I need to do anything?

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TJ, Esq.

Juris Doctor (JD)

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10,310 satisfied customers
I hope you're doing well. Debtor received a ch. 7

Hi Terry, I hope you're doing well. Debtor received a ch. 7 discharge yesterday. Reaffirmation agreements, although signed by debtor before discharge, have still not been filed by creditors. What happens/are we OK?

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Terry L.

Partner

Doctoral Degree

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I filed back in 2007 and it has been discharged.

I filed for bankruptcy back in 2007 and it has been discharged. On my credit report, I have a reaffirmation with a car that I kept during my bankruptcy because it was the only means of transportation I had. In 2008, I lost my job and eventually had to voluntarily return the car to the bank. Is there any way I can have the reaffirmation removed from my credit report. I am trying to get a mortgage but the lender said with the reaffirmation on my credit report, it would cut my loan amount in half.

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Roger

Litigation Attorney

Doctoral Degree

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