Join the 9 million people who found a smarter way to get Expert help

Recent Reaffirmation Agreement questions

I received your response to one of my previous questions and

I received your response to one of my previous questions and I really liked how you described the different scenarios when reaffirming the vehicle in the bankruptcy process. I wanted to ask you if it was true, if the vehicle is not reaffirmed by the judge, the vehicle payments are not reported to the credit bureaus? Also, usually what is the percentage or ratio does your monthly expenses and car payment have to be in order for the reaffirmation to be approved by the judge? TIA.

Read more

Phillips Esq.

Attorney

Juris Doctor

18,316 satisfied customers
I wanted to know if I were to file Bankruptcy and I file to

I wanted to know if I were to file Bankruptcy and I file to reaffirm my vehicle? How likely will the judge approve of this? Also, if not approved, what happens?

Read more

Phillips Esq.

Attorney

Juris Doctor

18,316 satisfied customers
My home was discharged in my chapter 7 back in May of 2013.

My home was discharged in my chapter 7 back in May of 2013. I did not reaffirm the loan. I sense then have remained current on mortgage payments and remain in the home. I would like to buy a new house and was wondering if it would be possible to sell my current home without any issues because it was discharged? Or would i have to contact the mortgage company? I have quite a bit of equity and worry that the lender might stop accepting my payments and foreclose on the property to sell for a profit. Thanks in advance.

Read more

DrakeLAW

Juris Doctorate

622 satisfied customers
Looking at my options to file ! : No. I was just doing

Looking at my options to file for bankruptcy!JA: The Bankruptcy Lawyer will need to help you with this. Have you consulted a lawyer yet?Customer: No. I was just doing research on it firstJA: Please tell me everything you can about this issue so the Bankruptcy Lawyer can help you best. Please give me a bit more information, so we can help you best.Customer: I have over 19,000 dollars in credit card debt, student loans, personal loans, I recently bought a house with my ex and I am no longer living there so I go a place I could not afford and started paying bills and using my credit cards for help, now I am struggling paying it back and falling behind on rent and car psymentsJA: OK. The Bankruptcy Lawyer will need to help you with this. Is there anything else important you think the Bankruptcy Lawyer should know?Customer: Like?JA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Bankruptcy Lawyer about your situation and then connect you two.

Read more

5,238 satisfied customers
Have a personal loan through loan depot was wondering if we

have a personal loan through loan depot was wondering if we could file a chapter 7 bankruptcy . They sent us a refund check in which we cashed because they said they had made an error on their part . we don't have the money to pay the loan payment. we have to make our house payment and car payment these two payments here are almost $830.00. Can you call me at(###) ###-####to see what we can do

Read more

Christopher B, Esq.

Attorney

Juris Doctor

5,290 satisfied customers
I have a creditor, I am referring to schedule e/f in

I have a creditor, I am referring to schedule e/f in bankruptcy, if I have a creditor, a collection agency who is suing me. my original debt was for $10,000 and they have added fees and interest and they are suing me for $21,000 my question is should I add them only to part 3 of schedule e /f? Or should I add them to part 2 and part 3 (which is what I did). I have the original debt, which was sold, listed in part 2 already.

Read more

Terry L.

Partner

Doctoral Degree

2,866 satisfied customers
Filed Chap 7 Bankruptcy and it just got discharged. I have

Filed Chap 7 Bankruptcy and it just got discharged. I have refused to sign reaffirmation agreement with credit union on boat because my husband - WHO HAS NOT FILED BANKRUPTCY - jointly owns the boat and has continued paying and has not missed one payment. Credit Union is saying to me that want to repossess boat (stay was lifted from them) - can they do that and destroy my husband's credit even when he is paying on the loan?

Read more

Terry L.

Partner

Doctoral Degree

2,866 satisfied customers
Reaffirmation Agreement - Pros and Cons. Couple of

Reaffirmation Agreement - Pros and Cons.Hello.Couple of Questions:1) Applying for a New (maybe low-amount cap credit cards) - should it be done after the bankruptcy is complete (after filing and court's decision) or it can be done prior?2) Where do I find these credit card providers?(There are so many of them - how to find out the ones providing these specific cards)3) Reaffirmation Agreement.What are pros and cons of signing one?

Read more

Law Educator, Esq.

Attorney At Law

Doctoral Degree

108,056 satisfied customers
I received CH7 Discharge in AZ. The Judge denied my

I received CH7 Discharge in AZ. The Judge denied my reaffirmation agreement and I decided to surrender my car. The creditor my car just filed a relief for automatic stay and wants to request an amended claim for deficiency... do I need to do anything?

Read more

TJ, Esq.

Juris Doctor (JD)

10,846 satisfied customers
View more bankruptcy law questions
In The News