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Recent legal questions
My question is regarding a scope and pricing dispute
My question is regarding a scope and pricing dispute for a settlement offer of a Maryland property insurance claim. I disagree with the scope and pricing of several items in the insurance company's settlement offer and would like advice on resolving my dispute. I have tried negotiating directly with the claims adjuster, but seem to be hitting a wall. Are there tactics that I can still try myself or am I better off either filing a complaint with the MD Insurance Administration or getting an attorney to represent me?
I hired a unlicensed worker to to some roof repairs on a rental property. One of the worke
I hired a unlicensed worker to to some roof repairs on a rental property. One of the workers he brought on to assist seriously injured his hand requiring one day of hospital care. My tenant received a letter from an attorney stating that his client was injured on the property while performing work and is seeking damage compensation.At this time I have not been formerly notified and I anticipate that I will be in due time.What type of attorney should I seek to assist/represent me, am I responsible for his injury even though I didn't hire him directly and would damages be covered under my property insurance policy?HELP
On March 5, 2015 the sump pump in the basement of our property
On March 5, 2015 the sump pump in the basement of our property broke on (unaware). Due to the breakdown of the pump the basement was flooded and every item in the basement was damaged. We immediately informed our insurance company, (USAA) about the situation. It took the insurance company one(1) before visiting our home. In the interim the furnace was damaged and the whole house was cold during the past winter. When they finally came during mid spring, the whole basement walls were covered with mold.They came at the end of spring and cleaned the basement, packed away every damaged item, including the drywalls. After the cleaning the assessors came and did the assessment, without any explanations, we were told that the situation in the basement was due to flood and we do not have flood insurance and therefore they cannot do anything about it.Our is, is that what is considered a natural flood. The basement flooded due breakdown of the mechanical equipment/instrument designed to prevent this kind of situation. If the equipment (which is covered by our property insurance) did not breakdown the basement would not have flooded.I am, therefore appealing to your expertise to look into our situation and find us a legal remedy.Do I have a chance?
I run a yoga studio and have general liability and
Hello,I run a yoga studio and have general liability and professional liability insurance. My landlord keeps rejecting the insurance stating:Property Insurance certificate is missing. Your current policy does not provide property coverage. A minimum $5,000 coverage including tenants betterments and improvements, sprinkler leakage, glass coverage, equipment breakdown is required.However, all insurance agents tell me that this is landlord's (owner's) responsibility and they do not offer it to leasers that do not own the property. He is threatening to charge me $25/day that I don't have it.What options do I have.
Mom entered assisted living in September after a life threatening
Mom entered assisted living in September after a life threatening illness in August. I am her POA and was acting as trustee until such a time as she was feeling "better" only recently, but I continue to take care of her bills, house, car, doctor info, medicine - pretty much everything. The house ( with my mothers consent) is being rented to my son so he can be the one to have eyes on the house and do minor repairs - cleaning etc. Previous to this situation my brother in law and sister lived with my mother because they had no home (brother in law is organic farmer) - when they moved in the filled the entire ONE BAY of a 2 car garage. Mom has asked me for over a year even before her illness to please make sure they get their "stuff" out. It would be wonderful if they did since I am trying to either ready the house for her return - clean and ready, or make it ready to sell. On Sept 15th my sister asked me for a date they could "work with" - the stuff has been in there for almost 2 years fyi. I said okay how about Oct 30th. I attempted to follow up to see if that was workable and had a really nasty confrontation with my brother in law who essentially said no, I will go in and "stack" the things higher or move them around etc. But I have no place to put it and Im not paying for storage. My plan is that Mom can sign or request a legal requirement for them if they don't get it out by Oct 30th they will have 90 days or their stuff will either be sold, (they will be paid) or they will begin paying rent, and if not the stuff will be disposed of or donated. How do I get this freeloaders stuff out of my moms garage since I don't need her to be upset and I'm only the POA and she hasn't "resigned" her trust to me. If mom signs the 90 day get it out papers will that suffice? Please help - I didn't want it to get to this place but it's obvious my brother in law has no intention of GETTING IT ALL OUT. Plus Tenant should have use of one bay - while moms car is parked in the other.
I have a beach house I live far from it but I use it
I have a beach house I live far from it but I use it frequently. I have a repair person who assured me more than once that he is registered and have a CCB no. I am always generous with him try to help him out too. A window replacement needed to be dineand he removed a rot post but the city noticed the job and stopped the work because the roof was not stable now and asked for work permit and a fine, and informed me that my man was no licensed the work now will cost me $35000 he disappeared and then txt methat he was injured in my properly I was not there and I tried to contact him but a received a letter from attorney suing me for his injury at my property shall take him to court for misrepresentation? what are my rights?
do I have any legal rights against an insurance co. I haveView more legal questions
do I have any legal rights against an insurance co. I have only had two claims in my twenty some years as a home owner, and the happened too come in may of last year and end of oct. this year. After I recieveved a check , which wasn't much they cancelled my policy