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Recent Petition questions

I just received a notification that a creditor is garnishing

hello. I just received a notification that a creditor is garnishing my wages starting next month. I work for the school district. What can I do. Im ready to file bankruptcy if i have to. so 2 questions. what should I do to stop this garnishment? If I file, how long does it take to stop them?

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

54,150 satisfied customers
What happens if a debtor files a chapter 13 petition and

What happens if a debtor files a chapter 13 petition and includes only two executory contracts on the schedules. Then, the debtor moves to convert to chapter 11 and files an amended set of schedules but does not add any additional executory contracts to the new schedules.Is the debtor prohibited from adding/assuming any new executory contracts?

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DrakeLAW

Juris Doctorate

1,420 satisfied customers
Can a debtor in possession file a lawsuit (outside of

Can a debtor in possession file a lawsuit (outside of bankruptcy court) related to an agreement/contract for which they did not assume (or list) as an executory contract in their bankruptcy schedules?

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DrakeLAW

Juris Doctorate

1,420 satisfied customers
I have a question about my bankruptcy that has been

I have a question about my bankruptcy that has been discharged. Something I saw on my credit reportJA: What state are you in? And has anything been officially filed?Customer: Im in Georgia and yes I filed it back in November and was notified it was dischargedJA: Has anything been filed or reported?Customer: I filed for Bankruptcy back in November and was notified of it being discharged, but I noticed on my Credit Report some said Bankruptcy chapter 7 account closed by credit grantor bankruptcy petition or petition fixed rate. What does that mean?JA: Anything else you want the lawyer to know before I connect you?Customer: no thats it

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TJ, Esq.

Juris Doctor (JD)

12,006 satisfied customers
I declared bankruptcy in 2014 and kept my car but did not

I declared bankruptcy in 2014 and kept my car but did not reconfirm the loan. Just made payments. In 2015 a truck hit me from behind and the insurance company gave me $1700 to fix the car which I did not. The car has 158,000 miles on it and now I want to turn it back into the bank ( which they agreed to come pick it up but they do not know about the $1700 of damage). Will I have to pay the bank the $1700 or since the car is not worth anything due to the high mileage now ( KBB estimates about $500 worth - its a 2013 - even before the damage it was only worth KBB approx. $1000) will they just call it a day and sell it for scrap? I live in NJ btw.JA: What state is this in? And how old is the truck?Customer: NJ and it is a car - 2013 with 158,000 miles. It was brand new when I bought it.JA: Has anything been filed in civil court? If so, what?Customer: No. The car was included in the bankruptcy and I did not reconfirm the loan. Just made the payments. I just called the bank yesterday to arrange pick-upJA: Anything else you want the lawyer to know before I connect you?Customer: I just got approved to buy a used car through a different bank and I am supposed to pick up the vehicle tomorrow. Ok

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DrakeLAW

Juris Doctorate

1,420 satisfied customers
I filed bankruptcy in January of 2017. After I filed my 2016

I filed bankruptcy in January of 2017. After I filed my 2016 taxes about a week ago (after my bankruptcy was filed) and found that I owe. I also owed for 2015 which were included in my bankruptcy. The IRS wouldn't let me set up an installment plan. They are saying my taxes for 2016 are included BUT how is that when I just filed my taxes a week ago and my bankruptcy has already been filed.

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Alex J. Esq.

Managing Attorney

Doctoral Degree

22,834 satisfied customers
I am serving as Reciever for a closed hospital whose

I am serving as Reciever for a closed hospital whose operations were leased to a private company that went into total bankruptcy. We have collected accounts that were owed the operations as Reciever. I was informed that the company had not paid the IRS the Social Security for the last year on the employees. As Reciever should the. Remaining cash collected go to IRS for payment of the withholding taxes taken from employees?JA: The Accountant will know how to help. Is there anything else the Accountant should be aware of?Customer: The owners of company were prosecuted in another state and are in Federal corrections system. How do we advise the local judge?

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39,738 satisfied customers
I had a question about a ch. 13 and when i need to start

hello. i had a question about a ch. 13 and when i need to start paying my mortgage payment again. so what happened was my plan wasn't confirmed yet, most of reason why i am filing is mortgage arrears, and my question now is would you recommend that i start to make my mortgage payment on time again NOW or wait until my plan is confirmed? because i am confused because for my plan i know it was for a certain amount of months to pay back my arrears, and i also thought i need to start making my regular monthly mortgage payment again to my mortgage company? but i am confused now whether i should wait before my plan confirmed because plan was based on a certian amount of mortgage arrears, so if i dont pay now wouldnt my arrears be more than my plan had stated? i am just wondering if i should paying my regular monthly mortgage payment again or if its best to wait until my plan confirmed, or how this works. thank you

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DrakeLAW

Juris Doctorate

1,420 satisfied customers
I recently submitted my ch. 13 but i got a letter in the

hello. i recently submitted my ch. 13 but i got a letter in the mail from trustee saying that a review of my ch. 13 petition and plan indicates that the information you provided is not sufficient. no other details, but he sent me a Questionnaire about my bankruptcy petition preparer (a yes/no kind of questionnaire about services they provided).1. why wasn't anything written about why it isn't confirmed?2. is questionnaire sent back to the trustee all that is needed?3. do i need to submit my taxes and pay stubs together with the forms? because i thought that i was something i do once the trustee asked for it AFTER i submitted my documents.

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Terry L.

Partner

Doctoral Degree

3,002 satisfied customers
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