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Recent Petition Preparer questions

I recently submitted my ch. 13 but i got a letter in the

hello. i recently submitted my ch. 13 but i got a letter in the mail from trustee saying that a review of my ch. 13 petition and plan indicates that the information you provided is not sufficient. no other details, but he sent me a Questionnaire about my bankruptcy petition preparer (a yes/no kind of questionnaire about services they provided).1. why wasn't anything written about why it isn't confirmed?2. is questionnaire sent back to the trustee all that is needed?3. do i need to submit my taxes and pay stubs together with the forms? because i thought that i was something i do once the trustee asked for it AFTER i submitted my documents.

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Terry L.

Partner

Doctoral Degree

2,930 satisfied customers
BANKRUPTCY: Debtor filed Chapter 13 Pro Se (completed forms

BANKRUPTCY: Debtor filed Chapter 13 Pro Se (completed forms without assistance) and now want to convert from Chapter 13 (filed 11/15/2016) to Chapter 7; and still owes $77.00 of the court filing fee.1. Do we show the Chapter 13 case number ***** the new forms for the Chapter 7? We have to correct most of the forms since they were prepared improperly; OR do we show the CH 13 case number ***** on forms that are amended, and leave the case number ***** on new forms (Statement of Intention, and Bankruptcy Petition Preparer Notices and Declarations)?2. Does the Debtor pay the balance on the Chapter 13 + Conversion fee OR just the Conversion fee?

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DrakeLAW

Juris Doctorate

1,070 satisfied customers
I require assistance filing out documents for Bankruptcy

i require assistance filing out documents for Bankruptcy court. I do not want an attorney is there other ways to have documents filled out properly to prevent pending foreclosure...chapter 13....? thank you, ***** ***** to put a stay on foreclosure action and prove the debt collector is not a Creditor nor do they have a contract with i. and sue them for damaging my credit and privacy - i never authorized them to use my SS# ***** publish on my credit report-

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Phillips Esq.

Attorney

Juris Doctor

20,712 satisfied customers
Can one file Chapter 7 without having the entire petition prepared? Wife

Can one file Chapter 7 without having the entire petition prepared?Wife needs to file, but petition hasn't even been started (nor has an attorney been retained as we dont know if we are going to prepare it ourselves as it is pretty cut and dry). Can we file (or can someone file ) allowing us to cease all collection activities? Her car is about to get repossessed and it would be nice to get the BK filed before so it technically doesnt report as a repo.That doable?

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Roger

Litigation Attorney

Doctoral Degree

34,606 satisfied customers
I want to file for Bankruptcy lawyer but i am not able to afford

I want to file for Bankruptcy lawyer but i am not able to afford to pay so can make plan payment because i am still on SSI.

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TJ, Esq.

Juris Doctor (JD)

11,622 satisfied customers
I just recieved a letter from the san benardino county sheriffs

I just recieved a letter from the san benardino county sheriffs dept. Notice of levy under writ of execution (money judgement) on any and all accounts for a boat I voluntarily repossesed to the credit union 2008 because I was out of work for six months and could not afford the payments. It says "limited civil case". It says judgement entered on 5/30/2008. The notice was mailed to me 3/6/14. This was six years ago. I know I cant be sued because california law is four years. Is bancrupcty a good choice? This was filed in the county of los angeles in th city of pomona.

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Phillips Esq.

Attorney

Juris Doctor

20,712 satisfied customers
I apologize if I explained more than needed, I just want to

I apologize if I explained more than needed, I just want to give a clear picture of my situation.I am amending Schedule C. I am trying to figure out the difference between "value of claimed exemption," and "current value of property without deducting exemption." Is the "Value of claimed exemption" asking for the total amount of the exemption that the law permits, or is it asking for the value of the PROPERTY that I want to exempt? I am trying to figure out how to protect the following two propterties:2010 Ford F-150 Supercrew, and Tax Refund for 2013 Tax Year.The truck is jointly owned by my husband and myself. I have filed for Chapter 7 bankruptcy individually. My husband is not filing for bankruptcy. We OWE our creditor about $24,000 on the truck still. Kelly Blue Book says that the value of the truck is between $22,810 and $24,410. I am only wanting to protect MY PORTION of the property, which to my understanding is 50% of the Kelly Blue Book value / amount? I just need to figure out exactly how to write this on my Schedule C. (The judge has required me to use Federal Exemptions, due to specific details in my case.) I am wanting to protect $3675 using the Federal Vehicle code 522(d)(2), and I also want to use my Wildcard exemption code 522(d)(5), to protect the remainder $8325. This will protect $12,000 worth of my truck, is that correct? To my understanding, the trustee does not have any rights to my husbands "portion" of this asset-since my husband is not filing for bankruptcy, therefore, my vehicle would be entirely protected, right? I would also like to protect my portion of our 2013 tax return, which will be filed jointly with my husband. I am not employed and I have zero income. My husband is the only one employed and bringing in any income. We have two kids that we will be getting child tax credits for. One child is his biological son, the other is his step son. I understand that the trustee will have rights to 50% of our tax return unless I can exempt it. We are expecting $7769, so I am wanting to use the remainder of my Wildcard, (plus unused Homestead) to protect my portion of our tax return, (which I assume will be 50%.) I have $4400 left to use of my Wildcard exemption, and I am wanting to put it toward my 2013 tax return. Again, I am just trying to figure out HOW to write this on my Schedule C.. If you feel it is easier to copy and paste what I wrote, and just write your answer under each question- that might be quicker and less typing for you :)

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39,070 satisfied customers
In the state of Nevada. My husband was diagnosed with cancer

In the state of Nevada. My husband was diagnosed with cancer in 2007 at age 53. He has been on 100% disability since then. He continues to be monitored by Mayo Clinic where he received his surgery and follow-up treatment plan (chemo/radiation). We took out a second mtg. that is now at !00K for medical and living expenses. Our house was underwater and we qualified for a "Nevada's Hardest Hit" program and it reduced our first mtg by 50K.We applied for the 2nd Mtg relief program, which we were approved for, however, Quicken Loans (who services our 2nd, that is with Charles Schwab) told us "they do not participate in that program, so we lost out on being able to use that opportunity. I am 70 and retired with SS only. We have an 18 yr. old special needs son that we adopted in 2004 and he received SS on my husbands record. We cannot continue on our income with this 2nd hanging over our heads. It is not feasible for us to sell our home.Question: How can we get rid of the second mortgage?

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Phillips Esq.

Attorney

Juris Doctor

20,712 satisfied customers
How do I go about self-filing for Bankruptcy? How long does

How do I go about self-filing for Bankruptcy? How long does the process take? Will BK filing reduce my Available Credit and/or Raise the APR on my Visa credit card? A.P. Mucundh

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Phillips Esq.

Attorney

Juris Doctor

20,712 satisfied customers
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