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I have 4 high interest rate credit cards with a total
I have 4 high interest rate credit cards with a total balance of $12,556. I am disabled but have passive income of about 90k but have to prepare for VERY high medical costs coming up. I am thinking about a personal loan to pay off the cards but I have car lease with a year left with a balance of $3500 and I want to know if I should put the lease balance into the 60 month personal loan with a 7.5% interest rate. It will cut my total payments on the cards and car from about 600 to 320 a month but extend the payment on the car...I pay about 331 a month currently on the card minimums..
I live paycheck to paycheck, on public assistance, with good
I live paycheck to paycheck, on public assistance, with good credit and some small savings, but have never been able to get ahead. I can't afford to drive, and live with my family. I do have stable employment, but little advanced education. I recently thought of a radical idea to get ahead, and would like your opinion.I considered taking out a small personal loan, which I could and would pay off in a year or two, and invest the amount in the markets. I know it would take some time for the return on the investment to overcome the interest payments on the loan. But my thinking is, I'm in my mid-30's, and I likely won't be able to make any real gain short of winning the lottery. If I invest smartly however, I could possibly by retirement at least make it into the next tax bracket. However investment requires a lot of initial capital, which I don't have and almost certainly won't in even the distant future. But if I can use the loan for entry, I would at least have something accruing while I'm living poor, and otherwise meagerly trying to get ahead.
Bachelor's Degree Equivalent
I want to go back to school Masters, but wondering what
I want to go back to school for my Masters, but wondering what loans are available besides the financial aid loan if I need more. Would I need to qualify for a personal loan and if so do they look at credit? Also, what are my other options for funding? I got my Bachelors in 2001 and now wanting to go for my masters. My major would depend on what I can afford although I have my main choices. Thanks
JD, MBA, CFP, CRPS
Is the $25,000 associated with the 6,000 lb plusView more finance questions
For Lane: Is the $25,000 associated with the 6,000 lb plus vehicles part of the total allowed Section 179 deduction? In other words, if I purchase and finance a vehicle that meets the requirements under the 6,000 lb plus rule, and I expense $25,000 ofthat purchase, do I still have another $25,000 of Section 179 expensing available to me? Or did the vehicle deduction use up my allowed $25,000 of Section 179 expenses for 2015?
JD, MBA, CFP, CRPS