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Recent Personal Loan questions

Car loan - NO IDEA who to send this to :) this might be

Car loan - NO IDEA who to send this to :) this might be close???How is this possible? I apply for a theoretical car loan from a private party (not sure who i'll buy from yet or what) and they say they need the pink slip and everything which means I can't do the deal on the spot. Interest like 7%-23% for SECURED loan.Then I say what about a personal loan? UNSECURED and the rates are 6.5%-19.9% for 36 months max vs. 48 for the Secured loan. Why is unsecured lower??Also he got squirrely.... 'what's the personal loan for? Is it for the car? What would I tell my boss?" as if there's something elicit going on. If I want to use my personal loan for anything I want that's legal, I can..right?? Confusing....

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PDtax

Owner

Master's Degree

6,850 satisfied customers
If someone uses a line of credit tied to their investments

If someone uses a line of credit tied to their investments to pay off a home mortgage is the interest on the credit line tax deductible?

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

17,220 satisfied customers
I have 4 high interest rate credit cards with a total

I have 4 high interest rate credit cards with a total balance of $12,556. I am disabled but have passive income of about 90k but have to prepare for VERY high medical costs coming up. I am thinking about a personal loan to pay off the cards but I have car lease with a year left with a balance of $3500 and I want to know if I should put the lease balance into the 60 month personal loan with a 7.5% interest rate. It will cut my total payments on the cards and car from about 600 to 320 a month but extend the payment on the car...I pay about 331 a month currently on the card minimums..

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PDtax

Owner

Master's Degree

6,850 satisfied customers
How much interest and penalty to pay will the irs charge me

how much interest and penalty to pay will the irs charge me for setting a payment plan of 44 months to pay off $17000 in taxes?

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PDtax

Owner

Master's Degree

6,850 satisfied customers
I live paycheck to paycheck, on public assistance, with good

I live paycheck to paycheck, on public assistance, with good credit and some small savings, but have never been able to get ahead. I can't afford to drive, and live with my family. I do have stable employment, but little advanced education. I recently thought of a radical idea to get ahead, and would like your opinion.I considered taking out a small personal loan, which I could and would pay off in a year or two, and invest the amount in the markets. I know it would take some time for the return on the investment to overcome the interest payments on the loan. But my thinking is, I'm in my mid-30's, and I likely won't be able to make any real gain short of winning the lottery. If I invest smartly however, I could possibly by retirement at least make it into the next tax bracket. However investment requires a lot of initial capital, which I don't have and almost certainly won't in even the distant future. But if I can use the loan for entry, I would at least have something accruing while I'm living poor, and otherwise meagerly trying to get ahead.

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Lev

Retired

Bachelor's Degree Equivalent

24,192 satisfied customers
I have a Credit Score of 620 with 1 public record on my

I have a Credit Score of 620 with 1 public record on my credit report, no job at this time, with $362 of monthly SSI. I need a $5000 grant/loan. How would I be able to obtain this amount in these circumstances?

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JACUSTOMER-b0lr4fay-

Senior Tax Attorney

Master's Degree

922 satisfied customers
Is the $25,000 associated with the 6,000 lb plus vehicles

For Lane: Is the $25,000 associated with the 6,000 lb plus vehicles part of the total allowed Section 179 deduction? In other words, if I purchase and finance a vehicle that meets the requirements under the 6,000 lb plus rule, and I expense $25,000 ofthat purchase, do I still have another $25,000 of Section 179 expensing available to me? Or did the vehicle deduction use up my allowed $25,000 of Section 179 expenses for 2015?

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

17,220 satisfied customers
I want to take out a personal loan and have someone co-sign.

I want to take out a personal loan and have someone co-sign. I made hardly any money last year and this year (lived of life savings). The co-signer is retired, has a pension and good credit. Will I have problems getting a personal loan? Do you have suggestionson getting the best interest rate?

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USTaxAdvising

Partner

Bachelor's Degree

1,662 satisfied customers
What kinda options are available with low credit

What kinda options are available for people with low credit scores in need of a one time loan to improve financial stability

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PDtax

Owner

Master's Degree

6,850 satisfied customers
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