for socrataser only moderator - this is not homework I presently have checking accounts with Bank A and Bank B. A gets direct deposit of pension. Also, American Express takes a substantial automatic payment from A. American Express closed my account and impacted my credit rating. AMEX promised the possibility of a new account when paid in full. However, they can renege on this further increase of debt. I am wanting for SSA to transfer my SS from debit card to B. I can open a third checking account with a future bank called C. Then have pension direct deposit into C. Then close my A account providing A is not owed money. American Express cannot be paid. American Express would have to sue or do a debtor inquiry. Please remember that this is not bankruptcy where preplanned discharge of debt can be contested. If the above is completed what repercussion for me?
An American Express agent asked me to say "yes" on the phone to make provision for monthly payment until debt is completed. To deny AmEx payment is this breach of contract perjury? I am not sure if all provisions of contract law occurred.
I have an outstanding judgement related to legal fees. I plan to retire, collect social security a New York State Teachers pension and possibly work part-time to supplement the retirement income. Are the pension payments and part-time income exempt from attachment or garnishment. I plan to retire in Massachusetts or New York.
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