How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
A new question is answered every 9 seconds
Ask a Bankruptcy Law question
Type Your Bankruptcy Law Question Here...
characters left:
Bankruptcy Lawyers are Online Now

Bankruptcy Notice Questions

What is a bankruptcy notice?

A bankruptcy notice is an official notice that is sent to debtors to demand repayment of debt. It is also sent to creditors to inform them that the individual who owes them money has filed for bankruptcy. Bankruptcy has a lot of aspects that an individual needs to keep in mind before filing. The notice of bankruptcy is one such thing. Given below are popular questions about bankruptcy notice that people may ask.

Can an Individual Contest a Bankruptcy Notice by himself/herself?

An individual may contest a bankruptcy notice by himself/herself. However, in most situations, it would be better for the individual if he/she consults a lawyer about how to respond to the notice.

Can a Debtor’s Attorney send a Bankruptcy Notice to a Creditor if the USPS cannot send it due to a Change in Address?

If the USPS cannot send the bankruptcy notice to the creditor due to change of address, then ideally, the debtor may first attempt to find the creditor’s current address. However, if the current address cannot be found, then in most situations, it would be enough if the creditor’s old address is listed correctly. The debtor’s attorney may also send the bankruptcy notice to the creditor as the bankruptcy court may not send a second notice. The notice should be sent through certified mail and a return receipt may be requested. The return receipt may be kept in the debtor’s file for reference incase of any problems in the future.

What can an Individual do if he/she receives a Bankruptcy Notice for a Company that he/she does not Own and is not Associated with in any way?

If an individual receives a bankruptcy notice from a court for a company the he/she does not own or is not associated with in any way, he/she may send a letter to the bankruptcy court stating that he/she has no knowledge of the bankruptcy proceeding and that there has been a mistake in the notice.

What can an Individual do if he/she does not receive a Bankruptcy Discharge Notice?

If an individual does not receive a bankruptcy discharge notice, he/she may ask his/her attorney to get a copy of the bankruptcy discharge notice. If the individual does not have an attorney, then he/she may have to go to the bankruptcy court and get a copy of the notice.

If a Creditor receives a Chapter 7 Bankruptcy Notice, would he/she receive the money from the Debtors?

In most cases, a creditor may not get anything from the debtor if he/she received a chapter 7 bankruptcy notice from the court. This is because, most of the times, the debts in a chapter 7 bankruptcy are discharged. However, if the debtor has any assets, the creditors will get another notice from the bankruptcy trustee about it. The creditor can then file a Proof of Claim.

If an Individual receives a Bankruptcy Notice on his/her Joint Credit Card Account; would it affect his/her Credit Report?

If an individual received a bankruptcy notice on his/her joint credit card account it may not affect his/her credit report. The bankruptcy may not show up on his/her credit report. However, the individual may continue to be liable towards the debt. The joint account holder who filed the bankruptcy may be discharged of the debt, but the creditors can come to the individual for clearing the debt.

Understanding what a bankruptcy notice is and what one must do when one gets a bankruptcy notice will help individuals through their bankruptcy filing process smoothly.
Ask a Bankruptcy Law question
Type Your Bankruptcy Law Question Here...
characters left:
Bankruptcy Lawyers are Online Now

How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.

JustAnswer in the News:

 
 
 
Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.
 
 
 

What Customers are Saying:

 
 
 
  • Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help. Mary C. Freshfield, Liverpool, UK
< Last | Next >
  • Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help. Mary C. Freshfield, Liverpool, UK
  • This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!! Alex Los Angeles, CA
  • Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult. GP Hesperia, CA
  • I couldn't be more satisfied! This is the site I will always come to when I need a second opinion. Justin Kernersville, NC
  • Just let me say that this encounter has been entirely professional and most helpful. I liked that I could ask additional questions and get answered in a very short turn around. Esther Woodstock, NY
  • Thank you so much for taking your time and knowledge to support my concerns. Not only did you answer my questions, you even took it a step further with replying with more pertinent information I needed to know. Robin Elkton, Maryland
  • He answered my question promptly and gave me accurate, detailed information. If all of your experts are half as good, you have a great thing going here. Diane Dallas, TX
 
 
 

Meet The Experts:

 
 
 
  • Ron

    ASE Certified Technician

    Satisfied Customers:

    21112
    23 years with Ford specializing in drivability and electrical and AC. Ford certs and ASE Certs
< Last | Next >
  • http://ww2.justanswer.com/uploads/FO/fordguy4u/2011-12-17_222940_HPIM1257.64x64.JPG Ron's Avatar

    Ron

    ASE Certified Technician

    Satisfied Customers:

    21112
    23 years with Ford specializing in drivability and electrical and AC. Ford certs and ASE Certs
  • http://ww2.justanswer.com/uploads/lyeung1/2010-07-25_032152_tn_IMG_0241.JPG Dr. Y.'s Avatar

    Dr. Y.

    Urologist

    Satisfied Customers:

    18366
    I am fellowship trained specializing in general urology and reconstructive urology.
  • http://ww2.justanswer.com/uploads/docjohn174/2008-12-13_170143_johnask.jpg John's Avatar

    John

    Home Appliance Technician

    Satisfied Customers:

    13453
    Appliance repair business owner for over 43 years.
  • http://ww2.justanswer.com/uploads/MU/multistatelaw/2011-11-27_173951_Tinaglamourshotworkglow102011.64x64.jpg Tina's Avatar

    Tina

    Lawyer

    Satisfied Customers:

    8472
    JD, BBA Over 25 years legal and business experience.
  • http://ww2.justanswer.com/uploads/dermdoc19/2010-09-30_160749_Photo_122807_015.JPG dermdoc19's Avatar

    dermdoc19

    Dermatologist

    Satisfied Customers:

    3826
    30 years practice in general and cosmetic dermatology
  • http://ww2.justanswer.com/uploads/BI/birddoctor/2012-6-22_173214_birddoctor.64x64.png Dr. Pat's Avatar

    Dr. Pat

    Bird Veterinarian

    Satisfied Customers:

    3383
    25+ years working primarily or exclusively with birds
  • http://ww2.justanswer.com/uploads/RY/rydergar/2012-6-6_192240_IMG0328.64x64.JPG Dr. Gary's Avatar

    Dr. Gary

    Cat Veterinarian

    Satisfied Customers:

    3290
    DVM, Emergency Veterinarian, BS (Physiology)
 
 
 

Recent Notice Questions

  • I spoke with Legal Dept. my financee, and myself have to go

    I am concerned that if I get married before the filing, will this show up in his single status.  My income is 35 - 40,000, and his income is 16,000, he has already done his certificate as single.  His lawyer wanted information on my brokerage account which he would have to talk to my broker.

    I spoke with Legal Dept. my financee, and myself have to go to their Office next week in NJ. They told me they will give his papers Friday, then I have to wait a week and half for their notice of date for him to come into Court to close out the Bankruptcy case. When the Attorney files next Friday, can my Finacee and myself go and get married either Thursday the 17th, or after Friday the 21st of July thanks

  • Hi you just answered a question for me, I appreciate your help.

    Hi you just answered a question for me, I appreciate your help. I have another one related to the previous. The Debtor filed a Chapter 13 case in January of 2009 and converted it to Chapter 7 in August of 2010. The chapter 7 discharge order is November 0f 2010. Does the notice of conversion relate back to the initial chapter 13 filing date or is August 2010 the date of filing for the purposes of determining the 4-yr period? Thanks again.
  • Washington State: Entered into Chapter 13 in 2010 on a 60 moth

    Washington State: Entered into Chapter 13 in 2010 on a 60 moth
< Last | Next >