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Recent Notice of Default questions

If you receive a repossession letter and pay the car loan

Hi: If you receive a repossession letter and pay the car loan off can a bank still take your vehicle?JA: Because laws vary from state to state, could you tell me what state is this in?Customer: MA but the bank is in CTJA: Have you talked to a lawyer yet?Customer: nope just made the final paymentJA: Anything else you think the lawyer should know?Customer: no the bank said I missed a payment but was told I could make the final payment for July. So I sent the payment and there nothing owed on the vehicle but they sent a notice of default letter, right to cure & intent to repossessJA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Lawyer about your situation and then connect you two.

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Alex J. Esq.

Managing Attorney

Doctoral Degree

21,874 satisfied customers
Can a property management company that manages our HOA take

Can a property management company that manages our HOA take an $80 payment made to the HOA for Monthly Dues and apply it to a $235 Lien Initiation fee? fyi, I never received the Lien Initiation or the Notice of Default, which they are also charging me for. And, neither are listed as charges on any of my billing statements. I only learned of their existence 7 months later, when questioning unexplained increases to my bills; one of which was an increase of $155 to the balance due with no charge reflecting that amount. The explanation was that they applied my $80 payment to the $235 Lien Init, which leaves a balance of $155 and explains the ambiguous charge. Again, my $80 payment was clearly a payment for my monthly dues. Can they take money intended for their client and use it toward payment of attorney's fees that I didn't even know existed?

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Dwayne B.

Juris Doctor

35,320 satisfied customers
Storage company auctioned off personal property without

Storage company auctioned off personal property without notifying me via registered mail nor did they submit a public notice. I was delinquent 2 months. I called to inquire but the associate could not find me in system and mentioned being a new hire and couldn't give me anymore information as to where my things were. I asked that the manager call me asap, I received no call. There is more to situation but to keeping it brief. I live in Hawaii.Feeling betrayed😪

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legalgems

Juris Doctorate

13,532 satisfied customers
First of all, thank you my inquiry. As a landlord, a

Good morning -First of all, thank you for receiving my inquiry.As a landlord, a constable served notice to me of a small claims suit by a tenant. I filed my answer with the court, and was instructed to wait for notification of a court date in order to present my defense.I did as instructed and waited. The next notification I received was a notice of default judgment in the plaintiff's favor because I did not appear in court.I contacted the court, told them I never received notification of a court date, and was told I had 21 days to file an appeal. I spoke with an attorney, and was told the judgment amount was too low to justify retaining counsel, but was advised how to write a request for a new court date. I did as advised, wrote the motion for a new court date, delivered it to the court.I was told at that point that the deadline for this type of motion was 14 days, not 21, and that I was 1 day late, but they would accept it. Apparently, my motion was denied, and again, I have not received notification from the court, simply a verbal statement from the plaintiff that the court told him of the denial.When I contacted the court to inquire about a denial, I was told the motion had indeed be denied, and in order to file an appeal, I must present an appeal bond. I have been unable to find anyone in San Antonio who writes this type of bond, and was informed by several bondsmen that I would not, but that the court would accept cash in 2x the judgment amount.When I contacted the court to verify this information, I was told, "There are people who can help you with this, and they are called lawyers." A supervisor then told me I could write 'it' down, fax 'it' in, and they would give 'it' to the judge, but cannot tell me what 'it' is.Given all of that, I am now 24 hours from passing the deadline to file an appeal, and need assistance in how to proceed.Any assistance would be greatly appreciated.Thank you -Miguel G. Recalde, IMG

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

106,614 satisfied customers
Under FL Civil Law, when a defendant has failed to respond

Under FL Civil Law, when a defendant has failed to respond to Admissions, is the "term" used for Plaintiff's filing notice of same "Default" or something else? This would be done as a prelude to a Motion to Compel that is imminent, but the notice will be filed first to get it on the record and put the defendants on formal notice. Just want to confirm the terminology.

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Irwin Law

Juris Doctor JD

8,434 satisfied customers
Commercial Law Questions: Holder vs Holder in due course A

Commercial Law Questions: Holder vs Holder in due course A Trust is claiming to own my note They claim they purchased the note in*****of an assignment. They claim the note went into default in 2009 and are attempting to collect from that time.They are claiming to be the holder of the note. My position is they can't be considered a holder because they claim the purchased the note with notice of default. Can one be considered a holder if they purchase the note with notice of default. Please giveme a commercial code that allows them to be consider a holder if they purchased the note with notice of default.

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Ely

Counselor at Law

Juris Doctor

63,706 satisfied customers
Legal beacon) If an IA defaults, does the letter give you 30

For Richard (legal beacon)Hello - If an IA defaults, does the letter give you 30 days to resolve the issue? Also, can you appeal for 30 days extra. I guess my question is, can they immediately levy or do they have to send a letter first.

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Richard

Owner

Doctoral Degree

46,654 satisfied customers
My atorney withdrew 3/4 the way through the case, which

My atorney withdrew 3/4 the way through the case, which comes to trial Feb 14. The judge gave me 14 days to retain new counsel, but I could not afford the retainer. The 1 days have now run out, and and I am note sure what to do. Suggestions ?My attorney indicated that the plaintiff had no case beyond his fiction. I am in the midst of closing financing which will allow me to pay. But all I have now is equity in my company which is valued at $14 million.

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Ely

Counselor at Law

Juris Doctor

63,706 satisfied customers
I am wondering if there are any consumer laws that protect

I am wondering if there are any consumer laws that protect Servicers and or alleged Secured Parties. I have a Servicer saying a Secured party purchased my note 5 years after it went into default. The assignment says for value received they assigned thenote to XYZ. XYZ purchased the note 5 years after default and are trying to collect from the 5 year point. They don't meet the requirement of being a holder or holder so why are they able to foreclose on so many homes in Maryland not qualifying?

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

106,614 satisfied customers
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