I need some sound legal advice on a mobile home in Texas
Hello. I need some sound legal advice on a mobile home in Texas please. We purchased for 75k, still owe 50k. We want to move on into a traditional home but have been utterly unable to sell this mobile for what we owe on it. Value has depreciated massively much like a car. We are currently on private property which is not ours, belongs to family. We have been so desperate to get out of this that we are contemplating "walking away" from it.We know this will leave horrible marks on our credit ...so we want to make a home purchase first and then stop paying the mobile and walk away. We need to know what to expect if we did this. Besides the bad credit, what else can happen? Can we be sued by our lender or would this just be a repossession like a car and that's the end of the story?Could the mobile lender place a lien on our new home or garnish wages? If Texas allows just a repossession then I don't see why we shouldn't do this. But if we can be sued, I don't want to do that either. What are Texas laws regarding a defaulted mobile home loan? Please help!Thank you
An adjacent property has an easement to my well, its only
An adjacent property has an easement to my well, its only source of water to thehouse. occupied until 2012, I was never paid for the electricity or well repairs since2000. this amounts to about $2100.00. Can I file a lien on the property as it was recentlysold but has not closed yet? If so, what kind of lien?
Counselor at Law
A client of mine owns a lot of land in north carolina. they
a client of mine owns a lot of land in north carolina. they paid 67,000 financed 49,000 through BBT. They owe 38,000 now and it's current value of 20,000.Builder is involved in a law suit because of the HOA owners are suing. The owner was required to build a club house once 90 % lots were sold. they never built the clubhouse because the added more lots that were not part of the original agreement.Some of the owners are suing and that cost is being passed on to the HOA.Bot***** *****ne is the lots are now worth 20,000. The banks is not budging on restructuring the loan and the client wants to get out of this mess as the lots are un sellable.The location isCare free Cove in Zionville north CarolinaCan they walk away and not have their assets attached
I have a home equity loan and through an error on the banks
I have a home equity loan and through an error on the banks behalf, they no longer hold any collateral interest in the property. I no longer own the property, they were paid in full when the account was closed and they subsequently urged me to use the equity line. Do I have any recourse and what would happen if I just stopped paying on it? Thank you.
Attorney and Counselor at Law, Mediator
Good Morning, I have a home that has/was sent to closing.
Good Morning, I have a home that has/was sent to closing. On the day of the closing the seller would not close on the property until the utilities were switched over into my name. During this process I was made aware by the public utility company that the property in question was NOT on public sewer, the seller represented on all documents that the home WAS on public sewer. So the home is on a septic system. To have the home connected to public sewer the cost will be approximately $8,000.001. what recourse is available to me in the Commonwealth of Virginia, other then walking away from the contract?2. If i decide to walk away from the contract what legal remedies could I pursue.3. Just to muddy the waters even more the seller resides in Colorado.Thank you for your time.
My husband and myself bought a time share 16 years ago and
My husband and myself bought a time share 16 years ago and it is paid off.We are both retired now - on a fixed income - and we can't pay the maintenance fee anymore as we will not use our time share.Questions:1 - Are there any legal regulations regarding retired people in terms of more democratic dealing with the timeshare ownership cancellation?2 - Can any lien be put on a property that is under a homestead act and has no mortgage on it?3- Is there a chance that the timeshare company will take back our deed or simply foreclose on our timeshare without a legal action?4-What assets can a timeshare company go after ?5-Can a timeshare sell or send a non-paid maintenance fee to a collection agency and what can happen after that?Thank you very much for your response.