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Recent No Fault Insurance questions

I'm in New Jersey here is the question, Yes,I got hit on the

JA: What state are you in? It matters because laws vary by location.Customer: I'm in New Jersey here is the questionJA: Has anything been filed or reported?Customer: Yes,I got hit on the parking lot, police came, made a report with all info from the drivers ho hit me. I fix the car and send the report and invoice and photo to his insurance company and they say by NJ law I must go trough my insurance, why?JA: Anything else you want the lawyer to know before I connect you?Customer: No just, why they can not pay my invoice, and i need to use my insurance?The insurance company name is ***** ***** municipal joint insurance fund

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Dwayne B.

Juris Doctor

37,198 satisfied customers
My daughter in Brentwood, TN was involved in a T-bone

Hi I'm Kathy, my daughter in Brentwood, TN was involved in a T-bone accident last Feb 22. The at-fault Insurance company is stalling on the claim, and it must be finalized within 1 year. Feel that she might need a lawyer, fast! Assistant: Thanks. Can you give me any more details about your issue? Customer: Bills from medical and car rentals have been submitted for months, and they keep changing the insurance rep, and time is ticking. She rolled her jeep in a city intersection, suffered vertigo, and some hip pain. Car suffered over $26000 of damage and took months. What should she do?

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

51,046 satisfied customers
How do I replace my vehicle that was totaled in a car

How do I replace my vehicle that was totaled in a car accident where I was not at fault. My insurance company paid off the lien holder but I'm still without a car. Is the person who hit me insurance company responsible for replacing my vehicle at the appraised price or my insurance company. How do I expedite the settlement of my property damage claim?

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MIAMILAW1127

Partner

Juris Doctorate

1,614 satisfied customers
In a run off the road incident, my car (not my fault)

in a run off the road incident, my car (not my fault) insurance lapsed/still making payments on the car---insurance denied claim. I have no funds to repair it.what are my options?i am doing voluntary repo. taking car back to dealership. (had car 2+ years)what happens now?? will i be sued? will it go on my credit? am i in deep dish doo-doo?signed, broke as hell.....

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legalgems

Juris Doctorate

16,104 satisfied customers
I bought plywood sheets at Lowes and the store associate

I bought plywood sheets at Lowes and the store associate loaded it on top of my car, tied it down, and told me it was secure and I was good to go. I get on the highway and the sheets come off the top of my car and hit the car behind me. The police report said no injuries were reported and the other driver took some cosmetic damages to his car. I'm in PA, the other driver is also a PA driver and the accident happened in PA. I thought this was a no-fault state, but I have no idea what that means -can he sue for pain and suffering? I called Lowes and they said they won't have anything to do with it. How do I hold Lowes responsible?

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Chris T., JD

Lawyer

Doctoral Degree

7,560 satisfied customers
In 2012 my wife was t by another driver and went to

In 2012 my wife was hit by another driver and went to hospital for evaluation. We turned our clam in to the at faults insurance, they paid her car damage promptly. my wife was left with some nerve damage however not dissabilitating. We decided we would ask to have medical bills paid and lost wages approximate 2 weeks . That was it, we had been given a claim number for hospital to file for medical bills. Once they started filing the insurance told them the claim number was wrong and the would have an agent contact them with the correct one. The hospital attempted for 18 months( documented,) to contact them again to no avail. In the mean time we faxed three copies of lost time and wages to them , important to know also three different agent worked our case for some reason. time passed when we got to talk to an agent they said it was processing. We assumed every thing was handled ,we had received no bills or calls from hospital. Then out of the blue a officer showed up with a notice to appear in court for hospital bill, immediately she call hospital billing agent. She explained the insurance claim was filed and they took the claim number again and told her she did not need to appear in court it would be re filed. Three years later I'm trying to get a home loan and discover a 16000.00 judgement against me, I have had no attempts to contact me or my wife to collect this to date, not to mention our insurance would have paid bill if we had know about this. Now everyone says time is up to settle? We did file in time ,they didn't complete settlelment, What can we do? They did finally say our 3rd fax was received after settlement time.

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legalgems

Juris Doctorate

16,104 satisfied customers
Can a police but u at fault of a accident wen u wasent in

Can a police but u at fault of a accident wen u wasent in you was rear ended trunk want close but was in the hospital wen police arrive to scene a hour late in took the person who hit me side wrote out report make it hospital in then say let me get u a copy of report without talking to u got u as unit one the guy told them I was reversing my car I was just getting of work the accident occurred in middle of street 6432 s damen my address 6505 s damen so how was I at fault my house is past the light couple inches from house

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Lucy, Esq.

Juris Doctor

32,526 satisfied customers
I was diagnosed with right median wrist synovitis and right

I was diagnosed with right median wrist synovitis and right median wrist neuritis. Both caused due to repetitive use at work, and an auto accident (unrelated to work) contributed to these conditions. Would I be able claim Worker's Compensation even thoughsymptoms about 1 month after the accident? Or is the at fault insurance responsible? Or could they both be responsible with worker's compensation taking majority of the responsibility?

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

114,106 satisfied customers
Law Educator, Esq. I have a pt. that was in a MVA in Oct. of

Hello Law Educator, Esq. I have a pt. that was in a MVA in Oct. of 2014. She says shortly after the accident she settled with the third party liable insurance for just a little more than the medical bills she had after the accident. After she settle she began to have symptoms again from the accident. Months went on and the symptoms got worse so she sought care in my office. She is financially challenged but she has Medical payment coverage that was untouched for the MVA in Oct.

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

114,106 satisfied customers
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