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Recent No Fault Insurance questions

How do I replace my vehicle that was totaled in a car

How do I replace my vehicle that was totaled in a car accident where I was not at fault. My insurance company paid off the lien holder but I'm still without a car. Is the person who hit me insurance company responsible for replacing my vehicle at the appraised price or my insurance company. How do I expedite the settlement of my property damage claim?

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MIAMILAW1127

Partner

Juris Doctorate

1,410 satisfied customers
In a run off the road incident, my car (not my fault)

in a run off the road incident, my car (not my fault) insurance lapsed/still making payments on the car---insurance denied claim. I have no funds to repair it.what are my options?i am doing voluntary repo. taking car back to dealership. (had car 2+ years)what happens now?? will i be sued? will it go on my credit? am i in deep dish doo-doo?signed, broke as hell.....

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legalgems

Juris Doctorate

13,542 satisfied customers
I bought plywood sheets at Lowes and the store associate

I bought plywood sheets at Lowes and the store associate loaded it on top of my car, tied it down, and told me it was secure and I was good to go. I get on the highway and the sheets come off the top of my car and hit the car behind me. The police report said no injuries were reported and the other driver took some cosmetic damages to his car. I'm in PA, the other driver is also a PA driver and the accident happened in PA. I thought this was a no-fault state, but I have no idea what that means -can he sue for pain and suffering? I called Lowes and they said they won't have anything to do with it. How do I hold Lowes responsible?

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Chris T., JD

Lawyer

Doctoral Degree

7,428 satisfied customers
In 2012 my wife was t by another driver and went to

In 2012 my wife was hit by another driver and went to hospital for evaluation. We turned our clam in to the at faults insurance, they paid her car damage promptly. my wife was left with some nerve damage however not dissabilitating. We decided we would ask to have medical bills paid and lost wages approximate 2 weeks . That was it, we had been given a claim number for hospital to file for medical bills. Once they started filing the insurance told them the claim number was wrong and the would have an agent contact them with the correct one. The hospital attempted for 18 months( documented,) to contact them again to no avail. In the mean time we faxed three copies of lost time and wages to them , important to know also three different agent worked our case for some reason. time passed when we got to talk to an agent they said it was processing. We assumed every thing was handled ,we had received no bills or calls from hospital. Then out of the blue a officer showed up with a notice to appear in court for hospital bill, immediately she call hospital billing agent. She explained the insurance claim was filed and they took the claim number again and told her she did not need to appear in court it would be re filed. Three years later I'm trying to get a home loan and discover a 16000.00 judgement against me, I have had no attempts to contact me or my wife to collect this to date, not to mention our insurance would have paid bill if we had know about this. Now everyone says time is up to settle? We did file in time ,they didn't complete settlelment, What can we do? They did finally say our 3rd fax was received after settlement time.

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legalgems

Juris Doctorate

13,542 satisfied customers
Can a police but u at fault of a accident wen u wasent in

Can a police but u at fault of a accident wen u wasent in you was rear ended trunk want close but was in the hospital wen police arrive to scene a hour late in took the person who hit me side wrote out report make it hospital in then say let me get u a copy of report without talking to u got u as unit one the guy told them I was reversing my car I was just getting of work the accident occurred in middle of street 6432 s damen my address 6505 s damen so how was I at fault my house is past the light couple inches from house

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Lucy, Esq.

Juris Doctor

29,956 satisfied customers
I was diagnosed with right median wrist synovitis and right

I was diagnosed with right median wrist synovitis and right median wrist neuritis. Both caused due to repetitive use at work, and an auto accident (unrelated to work) contributed to these conditions. Would I be able claim Worker's Compensation even thoughsymptoms about 1 month after the accident? Or is the at fault insurance responsible? Or could they both be responsible with worker's compensation taking majority of the responsibility?

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

106,786 satisfied customers
Law Educator, Esq. I have a pt. that was in a MVA in Oct. of

Hello Law Educator, Esq. I have a pt. that was in a MVA in Oct. of 2014. She says shortly after the accident she settled with the third party liable insurance for just a little more than the medical bills she had after the accident. After she settle she began to have symptoms again from the accident. Months went on and the symptoms got worse so she sought care in my office. She is financially challenged but she has Medical payment coverage that was untouched for the MVA in Oct.

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

106,786 satisfied customers
My car was rear ended as I was turning into Lifecare of Raynham

My car was rear ended as I was turning into Lifecare of Raynham resulting in my car being totaled. The driver is not the owner of the car. The owner had $5000 insurance in personal property which doesn't even cover the Kelly Blue book value. I had other expenses ie: towing and storage, Also a car rental. I did not have collision on my car as it was a 2003, no outstanding loan. Should I name the owner or the driver in Small Claims Court. Also, the owner's lawyer has threatened me saying that if I sued the owner, he would sue me. I said thank you and hung up before I lost my temper. I don't like being threatened. I do not have a lawyer. What I want to know is just who should I name in Small Claims, the driver or the owner. It was 100% the fault of the driver. Their insurance company wants me to sign a release which also names the driver and owner. I have not signed anything because $5000 doesn't even cover the Kelly Blue Book and to replace my pristine car with 65,000 miles on it would cost me $4000 more to replace my car..

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37,844 satisfied customers
The city was cutting grass in a ditch in front of my house.

The city was cutting grass in a ditch in front of my house. It Launched several rocks that dented the side of my vehicle. They are claiming that because I dropped my insurance on that vehicle that they don't have to pay for the damages. The car is parked inside my yard with forsale signs on it because I bought a new truck. The dealership didn't want to give me what it's worth so I'm trying to sell it outright. I have gotten 3 estimates all around $1200. They have admitted guilt but say they don't have to pay because I transferred my insurance

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Dwayne B.

Juris Doctor

35,368 satisfied customers
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