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Negotiation Questions

Negotiation is an agreement between two or more people or groups, intended to reach an understanding, resolve point of difference, or gain advantage in outcome of dialogue, to produce an agreement upon action, to bargain for individual or collective agreement.

Filed credit card dispute, merchant's bank refused negotiation because "merchandise was not returned to the merchant", cased closed. How does one return an improperly functioning vehicle? Where do I go from here? I live on $674/month so $688.57 is a big deal. This can't possibly be legal, can it?? What are my options?

What the bank is saying is that it’s a contractual dispute between the person and the shop and they will not get involved. The person would have to file suit in small claims court against them for their repairs and to get the mechanic that looked at the vehicle to come to court to testify that they fraudulently told them about the difficult vehicle. The person has recourse, but it is against the shop that tried to defraud them in their repairs.

Can a judgment be made against me for a credit card debt when I have soc. sec. disability as my income.

A credit card company can get a judgment for the amount that a person may owe; but the judgment cannot be used to touch a person’s Social Security benefits. Also, if all the money in the bank account is from disability, creditors cannot take the funds that are in the bank accounts. If there is any money in the bank accounts that is not dealing with disability, those bank account funds can be garnished. Also, if all the money is from disability, the person should inform the bank in person and in writing so the person have proof that they should never allow the account(s) to be taken because all the money is from disability. If a person doesn’t notify the bank, they will not know all the money is from disability, and the account can be garnished.

If I bought a used vehicle on Friday and it has several problems the next day what are my options in Minnesota? I bought it from a dealer and probably as is.

Unfortunately, used car sales are as the stated, "as is" in MN unless the person receives a written warranty to the contrary at the time of the sale. The courts hold that it is the buyer's responsibility to check for defects and any latent defects are on the buyer. Absent the negotiation, legally the dealer is not liable legally for any hidden defects unless they can prove that the dealer intentionally concealed the defects such that it would rise to the level of a fraud.

I cancelled my alarm service before the service was started. Never received a bill but now it is in collection. I disputed the information and the agency received no response from the collector - do I need a lawyer?

It important to call the company which is stating the debt is delinquent to verify a cancellation of services was accurately processed. No lawyer is typically needed unless a civil suit is file to collect a debt. Often when a debt is inaccurate the matter can be worked out with some effort by the individual without legal assistance.

Having the right information about negotiation can help individuals deal with difficult situations and make the right decisions. Ask Experts about negotiation and other related topics.
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Recent Negotiation Questions

  • Im having an argument with a company whose "month-to-month"

    I'm having an argument with a company whose "month-to-month" membership I am trying to cancel. I've been on this monthly membership for over a year and am canceling because I don't use it much. When I asked to terminate the membership, I assume that it would be terminated at the end of this month since I had already made a payment for this month (they bill in advance). The response I got was that I would have to pay through the end of October as they have a 90 day notice period from the 1st of the following month. This does not seem to be a "monthly membership" to me, if it requires 90-120 day notice. Need some legal view on this. Below is the exact relevant item from the contract:
    Memberships will be automatically renewed at the end of each term unless cancelled by the member in writing. Monthly memberships can be cancelled at any time after 90 days by giving 90 days written notice on the 1st day of any calendar month thereafter. For non-monthly memberships written notice must be received at least 90 days before the end date of the agreed term.
    Thanks,
    Ash
  • Im half owner of a automotive sales and service center. We

    I'm half owner of a automotive sales and service center. We sold an 86 560SEL Mercedes to our brothers attorney friend. He was short $5000.00 so the atty. friend wrote us a IOU note which expired May 1, 2014. He will not return our calls for payment. At the same time of the sale he left his 98 SL500 Mercedes for us to sell on consignment but we did not get the customer sign a consignment sheet. Our brothers attorney friend said if we sold the SL then he can pay the $5000.00 by that seal, plus we verbally agreed to 15% profit off the SL sale. One of our customers has been approved to buy the SL and is excited and ready. But now the attorney told our brother he has a friend he's going to sell it to. Which makes this whole process a waste of time for 4 months now. We also made some repairs that were verbally approved at the beginning. My question is can we charge storage fees, or what is your advice on this messed up situation my husband and his brother conjured up. We are located in North Carolina. Please help
  • Dear Sir / Madame, I moved into a house in Jan 2014. I

    Dear Sir / Madame,
    I moved into a house in Jan 2014. I had to pay over $300 to get the water
    service into my name, now it costs a minimum of $95/month for water a "'sewer access" charges. Although I live in Houston, TX (Harris County) I was told that we have to purchase water services through "AQUA America" ( rather than the City of Houston) and that we have NO choice.

    I think this is an outrage, AQUA America is clearly acting like a monopoly and charging outrageous fees for access to one of life's most essential resources. I would like to know what my legal rights are.

    Thank you very much.
    Sincerely
    XXXXX XXXXX
    Houston TX
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