I signed up for a phone service called Ring Central. The
I signed up for a phone service called Ring Central. The entire sale was done on the phone. The representative told me that I'd get the best price if I bought a full year. I told him I couldn't do that because I needed to test out the service to make sure it would work for my application. I was very clear that I had no intention of committing to a year. He told me he would make an exception and give me the "year" price on a monthly basis.He then sent me a contract, which I did sign without reading it carefully, because it seemed like a standard deal and I'd been very clear about what my needs were.When I determined that the service wouldn't work for my needs, I tried to cancel, and they told me I'd signed a year contract. I told them I was told it was month to month, and they said too bad, pay for the full year. They absolutely refused to let me cancel the service, and there was no record of my phone conversation with the representative.I have been paying it for several months, but my credit card recently expired. They are hounding me to make me update my card, which I refuse to do because I AM NOT USING THEIR SERVICE AND DO NOT WANT IT.Can they send me to collections over this? Is it legal to force me to pay for a full year of a service that I want to cancel?
What is the statute of limitations in California for library
What is the statute of limitations in California for library fines?A Community College District is threatening to submit an alleged library fine debt of $185.00 to the California Franchise Tax Board (FTB) for collection under California State Government Code Sections 12419.2, 12419.7, 12419.9, 12419.10 and 12419.11 which authorize the Office of the State Controller and the FTB to collect money owed to individuals and then redirect these funds to pay the individuals' debts owed to the districts/colleges.The alleged debt is between 15 and 25 years old.
I am being sued for a credit card debt. The lawyers for the
I am being sued for a credit card debt. The lawyers for the credit card want a payment plan much larger than I can afford easily. I dont dispute the charges & want to pay; but, the late fees, interest, and over-the-limit fees that accrued are twice the credit limit on the card. Can a lawyer help me negotiate so that I can pay them?
My husband and I purchased a new 2016 Nissan Titan last
My husband and I purchased a new 2016 Nissan Titan last Tuesday. We only drove 5 miles from the dealership and the steering was lost. The vehicle was veering left which would have ended in a head on collision. Then my husband somehow got it to veer right and there was a vehicle ther also but they managed to get by. We were stuck in a turning lane and could do absolutely nothing. Then the skid light came on the dash. We contacted the dealership. They had us contact roadside assistance. This was at about 2:52 in the afternoon. The dealership was sending a shuttle to pick us up but my husband wanted to stay with the truck running to show what it was doing. I have a video of the steering wheel just spinning. The dealership dealt with the incompetent towing companies. The dealership knew immediately that there was a very serious safety issue and had me provide the video to them and they immediately sent forward. We explained that we do not want that vehicle, obviously. They gave us a truck to use and we are supposed to get a exact same truck sometime tomorrow. Even though they knew of the problem that transpired they continued to process the loan through. They are telling us we are stuck with the numbers we signed but today they have an ad showing a much better offer. Do we have a snowballs chance at requesting the new deal since this was a faulty vehicle? Thanks
Person hit my parked car and put a small dent in fender and
person hit my parked car and put a small dent in fender and scraped door. now his insurance quated me 1200 to fix it . i have a 2001 ford explorer. the inpector said it was a easy fix . so i let them take it to fix. THen they come back that they totaled the car . what . when it got to body shop they said it would take 2200 to fix. i understand that this is more than cars worth but did i get misled. is this ohio law . if these are so called experts when the look at it , why wouldnt they tell me this could happen, or just tell people this could happen because of the year of the car . theirs no disclosure on any of this and did i just get suckered into this. theirs nothing wrong with my car running gear light motor nothing just a small dent iam a mechanic myself and i think i just got screwed
I have a problem. I have been looking into solar panels for
I have a problem. I have been looking into solar panels for the last couple of months. Last week a company showed up at my door ready to install solar panels. I have never given them the okay to start, I've never approved anything, or set any dates. However, this company showed up and they state they have a contract with me. They allege the contract was signed in May 2016. However, I do not recall. I remember signing for more information. But, not to finalize any type of solar panel purchasing. What can I do? I've asked the company to forward me a copy of the contract.
I have progressive insurance. My husband got into an
I have progressive insurance. My husband got into an accident and totaled my car. They denied my claim stating that in there policy they will deny a claim if the person who was driving who was not on the policy lived in the household. Is there any way to fight this? My car is a lease through Ford which is now collecting the car from the auto shop as a repossession to auction the parts off to get what money they can and then I will have to pay the rest. The asked me to inquire again about the claim but, I'm assuming that I will be stuck with this bill.
Counselor at Law
I have alarm monitoring company and had a agreement in
I have alarm monitoring company and had a agreement in affect for 3 more years but they had me redo a new agreement because they had to upgrade system so I signed a new agreement and was told the old agreement is no good any more but they will not send prof of it being cancelled. also when I signed new agreement the payments come out of my checking acct. but the old agreement was out of my credit card so they are charging me the new agreement charge but it is coming out of my credit card. The agreement states that If I sue I have to sue in their state court not my state court so I fill that I had to do a new agreement.