I walked away from my home and mortgage in Arizona, a
I walked away from my home and mortgage in Arizona, a non-recourse state. The house has since been sold for a lot more then I owed and the lender is now sending me deficiency letters that I owe them the difference from what I owed and what they sold it for plus expenses. I have read that Arizona be a non recourse state and my home being on less then 2 1/2 acres and a single family home I am in my right to have walked away.JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: ArizonaJA: Has any paperwork been filed?Customer: against me?JA: Anything else you want the lawyer to know before I connect you?Customer: I have not been served, just sent a letter from the lender saying they are going to send the letter to a collection agency
My mortgage lender is asking that I re-sign the Initial
My mortgage lender is asking that I re-sign the Initial Closing Disclosure to represent a new date one day earlier (after we closed on the property over a month ago). Do I? It was their error. What happens if I don't re-sign?JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: PennsylvaniaJA: Has any paperwork been filed?Customer: We've had closing, but per their most recent note, this is needed to "process the docs".JA: Anything else you want the lawyer to know before I connect you?Customer: No
My husband has his name on 2 mortgages from a previous
My husband has his name on 2 mortgages from a previous marriage. Only the first mortgage carries her name too. The home is located in litchfield county in CT. He has been divorced 3 years and his ex refused to refinance. He has a quit claim deed and it is written in the divorce decree that she is the sole responsible person for the property and mortgages. She was supposed to have refinanced years ago and refused.Fast forward.. she stopped paying on second almost a year ago and it hit his credit. His credit tanked then but has rebounded. She is now trying to settle on the second. The second mortgage has charged off. We took her to court for contempt as it also stated no harm could come from her to him. She has been trying to unsuccessfully refinance and settle second to no avail. The ex refuses to sell until next July based on last child finishing high school. We may seek judge to mandate short sale which is likely the only outcome. She likely will not be able to sell now due to a lien from second without a short sale. Judge may rule against us because family law the child is always considered first.My husband just got approval for a VA loan yesterday and we would like to put in an offer this week on another home. My concern and my question is: if his ex cannot refi or sell home and walks away lierally abandons the home can the banks attach a lien to our new home as he will be the only name on mortgage. Is this legal or possible? If that could happen what can we do to protect ourselves in this scenario?
I am behind on my mortgage payments. My mortgage company
I am behind on my mortgage payments. My mortgage company wants back payments, late fees, other advances and legal fees to reinstate my loan of over $11,000, when my payments due are only $7,100. This is June through October. I believe they also want November's payment of another $1,400. How can I reinstate my loan without all of these attorney fees of almost $3,000? Also can I get my late fees and inspection costs waived?JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: ArizonaJA: Has anything been filed or reported?Customer: I believe their attorney has the file, but I have not heard from them yet. They just closed my account when I tried to make a partial payment, and was told I was in foreclosure processing. The reinstate quote is good until 11-18-16.JA: Anything else you want the lawyer to know before I connect you?Customer: No, I just want to be able to reinstate my loan with the back payments due. No legal fees or late fees or advances.
I am the executor of a friends estate. She is below the
I am the executor of a friends estate. She is below the poverty line for income and already has more medical bills than she can pay(she sends them each $5 per month, and even that much is a stretch for her). She has had 7 surgeries in the past four years with chemo and radiation continuing.She has a 5 acre property in Citrus County that she wants to leave to a friend.Must the property be sold to pay the outstanding medical bills with the remainder,if any, left to her friend?
I am going to buy out my wife's half of our townhouse in
I am going to buy out my wife's half of our townhouse in colorado. Would it work to use a promissory note, then once it's paid off in about 4 years, would I use a quitclaim deed or a grant deed. Are there any tax issues? There is currently no mortgage on the home.JA: Because laws vary from place to place, can you tell me what state this is in?Customer: coloradoJA: Has any paperwork been filed?Customer: noJA: Anything else you want the lawyer to know before I connect you?Customer: It's all amiable and agreed to
I am asking on behalf of a friend. The husband was in a
I am asking on behalf of a friend. The husband was in a hospital from 9/1 to 9/7 and the a Skilled Nursing Facility for approximately 2 weeks and then back into a hospital. He was released 10/17. He is receiving OT and PT at home. He cannot drive and is in need of assistance for nearly all functions. On 9/30 they received a notice of non-renewal of lease with 30 days notice. The current lease is up 10/31. The wife is also under medication and is not fully functional. The landlord does not want to renew the lease as he wants to sell the home. Is there any way to have the lease extended beyond 10/31?JA: Have you consulted an attorney yet regarding this matter?Customer: NoJA: Has any paperwork been filed?Customer: What type of paperwork. They were served with a Notice of Non-renewal with 30 days notice per the current lease.JA: Anything else you want the lawyer to know before I connect you?Customer: They have made an offer to purchase the lease, but IMHO the seller (leaser) is not acting in good faith for unknown reasons. He has asked for atypical terms. As an example he has asked the inspection be done before going to contract
Have a home with two people name on it.I moved out in 2011
Have a home with two people name on it.I moved out in 2011 .but we went to wells Fargo and had paper drawn up and notorized, that i would not be responsible for the mortgage or anything dealing with the home.and also that in time have my name removed.now I know it takes time for that to happen.In 2012 the other person had gotten well behind on the mortgage and came to me to see if I wanted to take it over? I said only with the same conditions you move out and we have paper saying you are no longer responsible.so I took over and now I'm trying to get the other person to contact me too see about getting things going, the first step is removing there name off the deed.i was able to talk with someone they had call me,they ask was anything wrong? I told them nothing wrong just trying to get in touch with the person to see about getting the process going for what we had agreed on they said they would pass it on.but they want call me are anything.i really would like to talk to someone about this on the phone
My question is my mother passed away a few months ago and
My question is my mother passed away a few months ago and she had her property transfer over to me on death but she had a mortgage on the property what I would like to know can the mortgage company take the property from me seeing how there a mortgage on it that's not in my name