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I have a case where me and my ex boyfriend purchased a home

Good Morning I have a case where me and my ex boyfriend purchased a home in Dec. 2010 and I was paying the entire mortgage of $2800 and he put down $20,000 towards the downpayment. He left the house in March 2012 and at the time the house was under water. Also my sister is on the mortgage and not on the deed. I have a title addendum document which states my sister is supposed to be on the deed and due to administrative error she is not, we all signed the document at settlement. So fast foward 4 years later, I would like to refinance my house and qualified for refinancing, my ex said that he will not allow me to refinance unless he receives $40,000 from me half of the equity even though he has contributed absolutely nothing towards the mortgage. I don't want to force sale because this is the home I live in and pay for by myself. What is the best recourse for this matter and is $40,000 a fair amount even though he contributed nothing towards the mortgage. Also, my sister signed a title addendum that stated she was to be a third party on the loan and we all signed it. Does this mean that he is now entitled to $26,000. One third of the total amount of equity. Also, can a judge grant me a refinance instead of selling my home.Thanks,Freda

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ScottyMacESQ

Doctoral Degree

 
22,044 satisfied customers
My question is about the appraisal inspection of buying a

My question is about the appraisal inspection of buying a home. I was in the process of buying a home but some reason the underwriter couldn't approve the loan. now they told me that in order to proceed we will need to make a new contract. so I'm gonna have to pay the appraisal inspection again. my question is : why can't they just use the same appraisal that I paid for the same home the last there months?

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Alex Esquire

Managing Attorney

Doctoral Degree

 
21,196 satisfied customers
Can my common law ex make me sell the home we been living in

can my common law ex make me sell the home we been living in togather for 16 years my name is ***** ***** deed only he just move out 2 years ago out the clear blue sky and i been paying the mortgage since he left and now out of the clear blue sky he wants me to sell and there is a balance on the mortgage and a lien for a is modification loan. said because he is trying to buy him another house.

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legalgems

Juris Doctorate

 
12,238 satisfied customers
I live in Mn. Do you know of a link or website or some

I live in Mn. Do you know of a link or website or some reputable help. I am looking for a full report of liens and mortgages on my house. My county website is not showing them.Thank you

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P. Simmons

Attorney

Doctoral Degree

 
34,216 satisfied customers
Sir/ Ma'am, I signed notice mother, who is out of state

Sir/ Ma'am,I signed for a notice for my mother, who is out of state right now. The notice is from the Charlotte County Circuit Court stating that she and all heirs etc.… to my grandmother's estate ware being sued by a mortgage company to foreclose on a house in Charlotte Harbor Fl. The house was owned by my grandmother before she passed away several years ago. My mother lives in South Carolina and has no interest in the house. Does she have to respond to the court? Can she or I be held liable for court costs or any other debts of my grandmother?The part of the notice that concern me most is “Plaintiff respectfully ***** ***** this court enter judgment foreclosing the Mortgage, for costs (and when applicable, for attorney fees) against the defendants and, if the proceeds of the sale are insufficient to pay Plaintiff's claim, a deficiency judgement.”Larry ***@******.***

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

 
44,784 satisfied customers
I'm in Minnesota. I have a signed purchase agreement on a

Hi I'm in Minnesota. I have a signed purchase agreement on a home by both parties. I was set to close on this home on June 14. At the walk through the night before none of the personal items were moved out of the home and there were items agreed to during the inspection contingency that had not been completed (my realtor took pictures of all of these things) and I didn't feel comfortable closing the next day as planned. My real estate agent contacted the listing agent and explained the situation and he said that the seller would have items out of the home and we would close on June 16. The morning of June 16 I got a call from my realtor who said we would not be able to close that day either because there were open permits on the home for a roof project in 2007 and another few permits for furnace permits. The owner put in a new furnace after the inspection contingency had ended. I was disappointed after finding out that these were the issues and again I would not be able to close. We had painters scheduled for that afternoon to get estimates. The listing agent said that we could go ahead with these. When we got to the property none of the personal items had been removed. Also, the home smelled terrible like gas. We all ended up having to leave and my realtor called Xcel (a gas company) and they red tagged the home and found multiple gas leaks throughout the basement. At this point I decided to cancel the purchase due to the sellers inability to meet closing deadlines, close permits, empty home, provide the home in good and working condition. I sent the cancellation over asking for my $2000 earnest money back. The seller responded saying that they want to keep it because now they want to relist the house and will have to pay this months mortgage. I'm upset because this money is clearly mine in the situation. Also, I will have to pay for new movers, lost a movers deposit, buy a storage unit and find a new home in a week. I said that I would not sign a cancellation and then they agreed to give me half back, but I'm not satisfied with that. Is there a certain document that I can send to make this more firm?

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RealEstateAnswer

Juris Doctor

 
28,486 satisfied customers
A question regarding our house sale in Minnesota. We are

A question regarding our house sale in Minnesota. We are trying to sell a property using my power of attorney as I am out of the country (US) for a while due to visa reasons. My wife's name is ***** ***** mentioned on the title, but we purchased the home after our marriage. She hasn't given her power of attorney to anyone yet. Do we need her sign anywhere on the sale documents in Minnesota (Agreements or Deeds)? Thanks for your help.

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William B. Esq.

Attorney

Doctoral Degree

 
18,506 satisfied customers
Real Estate and Mortgage Rates: Since Britian has left the

Real Estate and Mortgage Rates: Since Britian has left the EU European Union what will happen with mortgage rates and how does this affect you if you have made an offer and going into Escrow?

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37,564 satisfied customers
I own a home in Orlando that the mortgage was paid off in

I own a home in Orlando that the mortgage was paid off in 2003 my wife died in 2013 and I remarried in 2015. I have been letting my step-son live there rent free since October. This was so he could payoff some students.We signed a noterized paper saying he could live there rent free and we would sell him the home at a later date. The home appraises for $285,000. My wife has now decided I don't have enough money for her so she plans to leave me plus she wants me to sell him the house for $200,000That is all the loan he can qualify for. She will live her but stays in a separate part of the home until I sell him the house. Since my name is ***** ***** one on the deed and I have owned the house since 1995, which r my options. How do I get arouned the noterized note plus how can I move back into my home with him living there. How do I save my home.

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Irwin Law

Juris Doctor JD

 
8,074 satisfied customers
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