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Recent Meeting of Creditors questions

I'm in the state of, I'm getting ready to file a chapter 7

I'm in the state of Virginia, I'm getting ready to file a chapter 7 bankruptcy. The question I had is that I purchased furniture from a furniture store that offered no credit check financing provided through a third party company. I got behind on those payments and funny enough they haven't reached out to me and also I have no idea the name of that company since my payments were automatic until I switched banks. Will I have to give the furniture back (I know I'll have to get their info for the bankruptcy for list of debts matrix)? P.S.- I don't want to make up those missed payments, it's not even worth what I owe.

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Terry L.

Partner

Doctoral Degree

2,972 satisfied customers
I am filing a Ch. 13 Bankruptcy. Most of my paperwork is

Hi, I am filing a Ch. 13 Bankruptcy. Most of my paperwork is ready and I just had a quick question about what files I need to bring with me to the bankruptcy courthouse the day I file:So do I just bring all of my prepared BK paperwork, including my Ch. 13 Plan, tax return from most recent year, and my certificate of completion for the pre-filing course I took? Am I missing anything - i.e. do I need to also bring them a copy of my credit report, checking account statement, OR ANYTHING LIKE THAT??? Or do I just bring all my Ch. 13 paperwork, my Ch. 13 Plan, my certificate, and copy of my tax return???

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DrakeLAW

Juris Doctorate

1,172 satisfied customers
My company sued a person (lawyer) for fraud back in February

My company sued a person (lawyer) for fraud back in February of this year and we had a trial date set for this week. The day before trial, the defendant filed a chapter 13 petition. As part of his petition, he lied about how much debt he has (we know this from the evidence and his testimony in our case to date) and he also did not disclose the existence of our fraud lawsuit against him to the bankruptcy court.The meeting of creditors is set for mid Jan. 2017...are we allowed to reach out to the trustee and let him know the facts that show he filed a fraudulent petition?

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NYCLAWYER

Attorney

Juris Doctor.

41,616 satisfied customers
Regarding Bk chapter 7.IL. I own a property,primary

Regarding Bk chapter 7.IL.I own a property,primary residence,condominim.I had my meeting of creditors and I presented Trustee with a professional Appraisal done 3 months ago.But Trustee wants to reasearch the value.Question:how do they check the value,do they have a specific website?Im just hoping that he would send an Appraiser or Realtor,for a correct value.If he checks zillow or trulia,the value shows much higher,about 25k more,but its not the correct value.As these websites give a value by considering both, for example,a new construction 3 bedroom (sold for 300k) AND an old building 2 bedroom ,sold for 100k...so it overvaluetes older properties,because of the new building expensive condos. ...Also,in how many days he is supposed to tell us his opinion on the value?

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Roger

Litigation Attorney

Doctoral Degree

34,900 satisfied customers
I am a tenant in an large apartment complex for 8 years. I

Hello,I am a tenant in an large apartment complex for 8 years. I owe them about $900 in water bills. My original deposit was $950 8 years ago. My lease is over Novemeber 30th. I want to move as soon as possible, maybe even Octuber 30th.My lease contract says that for me to terminate the lease I need to give them 30 day notice and then I be responsible for two months lease (or in my case just till end of lease)I filed bankruptcy and the case was closed and bankruptcy (chapter 7) was finalized last week. I never mentioned to my lawyer or to the trustee that I want to move or terminate my lease. my question to you today is can I brake my lease now and not have to pay for next months rent? do I still neeed to give them 30 day notice or can I just tell them I be out in 20 days. I assume they for sure can keep my deposit .Rent is currently 1100, water is about an additional $70. When I originally moved in I was a student and I had a guarantor, but he never signed on renewal leases can they go after him or affect his credit, he was never asked to come back and sign anything since 2008. thanks

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

52,386 satisfied customers
My trustee filed a motion to dismiss my chapter 13, which I

my trustee filed a motion to dismiss my chapter 13, which I filed July 1, 2016. He argued that since I filed on chapter 7 in 2011, which was later coverted to chap 13 and then another chapter 13 in 2012, which was dismiss because I was able to workout with the creditor prior to payments started on the plan. I have complied with all requirements and filed a very reasonable plan, which is basically to pay my late mortgage. I have no other creditors, except a car loan, which has only 425.00 left on a car that is basically out of the road. How should I respond

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DrakeLAW

Juris Doctorate

1,172 satisfied customers
I filed chapter 7 and on June 16 had my meeting of

I filed chapter 7 and on June 16 had my meeting of creditors. I have a car that is not running that I am surrendering. Do i have to wait until the discharge or can I call them now to get them to come and get it?

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Terry L.

Partner

Doctoral Degree

2,972 satisfied customers
I filed chapter 7 bankruptcy 2 years ago this June. It was

I filed chapter 7 bankruptcy 2 years ago this June. It was discharged in December 2014. I still have the vehicle in my drive way. When does it become my property.JA: OK. The Lawyer will need to help you with this.Customer: thank youJA: Have you talked to a lawyer yet?Customer: noJA: Anything else you think the lawyer should know?Customer: simple chapter 7, no objections from creditors. this was florida by the way.JA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Lawyer about your situation and then connect you two.

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Roger

Litigation Attorney

Doctoral Degree

34,900 satisfied customers
I paid the IRS on April of 2015 money I owed taxes and I

I paid the IRS on April of 2015 money I owed for income taxes and I used my American Express Card. Can American Express file a complaint to determine dischargeablitly of debt and do they have a case?

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Texas Atty

Juris Doctor

37,600 satisfied customers
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