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Recent Meeting of Creditors questions

I filed chapter 7 and on June 16 had my meeting of

I filed chapter 7 and on June 16 had my meeting of creditors. I have a car that is not running that I am surrendering. Do i have to wait until the discharge or can I call them now to get them to come and get it?

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Terry L.

Partner

Doctoral Degree

2,860 satisfied customers
I filed chapter 7 bankruptcy 2 years ago this June. It was

I filed chapter 7 bankruptcy 2 years ago this June. It was discharged in December 2014. I still have the vehicle in my drive way. When does it become my property.JA: OK. The Lawyer will need to help you with this.Customer: thank youJA: Have you talked to a lawyer yet?Customer: noJA: Anything else you think the lawyer should know?Customer: simple chapter 7, no objections from creditors. this was florida by the way.JA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Lawyer about your situation and then connect you two.

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Roger

Litigation Attorney

Doctoral Degree

33,410 satisfied customers
I paid the IRS on April of 2015 money I owed taxes and I

I paid the IRS on April of 2015 money I owed for income taxes and I used my American Express Card. Can American Express file a complaint to determine dischargeablitly of debt and do they have a case?

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Texas Atty

Juris Doctor

35,284 satisfied customers
Looking at my options to file ! : No. I was just doing

Looking at my options to file for bankruptcy!JA: The Bankruptcy Lawyer will need to help you with this. Have you consulted a lawyer yet?Customer: No. I was just doing research on it firstJA: Please tell me everything you can about this issue so the Bankruptcy Lawyer can help you best. Please give me a bit more information, so we can help you best.Customer: I have over 19,000 dollars in credit card debt, student loans, personal loans, I recently bought a house with my ex and I am no longer living there so I go a place I could not afford and started paying bills and using my credit cards for help, now I am struggling paying it back and falling behind on rent and car psymentsJA: OK. The Bankruptcy Lawyer will need to help you with this. Is there anything else important you think the Bankruptcy Lawyer should know?Customer: Like?JA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Bankruptcy Lawyer about your situation and then connect you two.

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5,184 satisfied customers
I have another question. I'm a Pro Se Ch. 13 filer.

Hi! I have another question. I'm a Pro Se Ch. 13 filer. According to the calculations on form 122C-1: 1) disposable income is not determined undr 11 U.S.C. 1325(b)(3) and 2) the commitment period is 3 years.I have already submitted one 3 year plan but am in the process of modifying it. Are there any prohibitions on my proposing - and getting the court to confirm - a 5 year plan if I so choose?

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Mark

Attorney

Doctoral Degree

476 satisfied customers
Filing. Looks like a Ch 7. Provided my attorney with last 6

Filing for bankruptcy. Looks like a Ch 7. Provided my attorney with last 6 month of net income from my business for the 6 months ending 1/31/16.Now he wants my net income from business for the last 60 days which isn't too good either.Curious to what the logic is for needing my net income from business for the last 60 days prior to the date of filing.

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TJ, Esq.

Juris Doctor (JD)

10,574 satisfied customers
Mu issue, I filed three bankruptcy petitions all which have

Mu issue, I filed three bankruptcy petitions all which have not gone to a meeting of creditors, nor hearing, nor entered into an established repayment plan and I want to get them removed from my credit report. JA: Thanks. Can you give me any more details about your issue? Customer: According to my CR, the bankruptcies are listed as non-discharged, Open or dismissed...I filed but failed to pay the prescribed filing fee, I hadn't received the credit counseling required, the other the case was not confirmed. JA: OK got it. Last thing — Bankruptcy Lawyers generally expect a deposit of about $18 to help with your type of question (you only pay if satisfied). Now I'm going to take you to a page to place a secure deposit with JustAnswer. Don't worry, this chat is saved. After that, we will finish helping you.

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Terry L.

Partner

Doctoral Degree

2,860 satisfied customers
Bankruptcy Petition - Cancellation - Consequences.

Bankruptcy Petition - Cancellation - Consequences.1) Cancellation of petition. After petition was filed in a federal court - what are the reasons to cancel/withdraw it? (Except getting a new job)1.1) What are the possible reasons for cancelling/retracting the petition? Maybe there is a website on a court's website or somewhere - I tried to find it... - didn't.1.2) Does it stay on the Credit Report that the petition for Bankruptcy was filed and then retracted/cancelled? In other words, will it further negatively affect credit history or it all stays withing a court and the filer just has to further deal with creditors?====================Applying for a Large Student Loan: 1) After Chp 7 bankruptcy, when would it be reasonably possible to apply for a large Student loan - I am talking about $50K and up? (I realize there are many factors, but since the 'credit will be shuttered' - what is a usual amount of time when one can again apply for one?) I guess, here is where a concept of 'shuttered credit' is important to understand. ============================== 1) What is an average (Citibank, Bank of America debts) - that can be negotiated? (I agree to pay some percentage of the debt). What are some statistics - percentage of the debt amount). Thank you.

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Roger

Litigation Attorney

Doctoral Degree

33,410 satisfied customers
How from filing to approval time of a chapter 13 bankruptcy.

How long from filing to approval time of a chapter 13 bankruptcy. What is the typical scheduled of events?

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DrakeLAW

Juris Doctorate

520 satisfied customers
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