How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
A new question is answered every 9 seconds
Ask a Legal question
Type Your Legal Question Here...
characters left:
3 Lawyers are Online Now

Medicare Supplement Coverage

Individuals contemplating Medicare supplement coverage will have many decisions to make throughout the whole process. Uncertainties of what Medicare supplement coverage insurance is or what the difference is between Medicare, Medicaid, and Medicare supplement coverage often lead to questions that can be answered by the Experts.

What is Medicare supplement coverage insurance?

Medicare supplement coverage insurance also known as Medigap or Medicare supplemental insurance is health insurance plans that are sold to Medicare beneficiaries. It provides coverage for medical expenses that are not or only partly covered by Medicare. Medicare supplement is to cover the “gap” between the costs that Medicare reimbursed and the total amount charged.

I will turn 65 on 9 Jan 2013. I have Full medical coverage from Aetna which I will retain for life and which comes from a career with the Dept. of Defense. Do I need to purchase Medicare part B in addition to other coverage?

You would need to sign up for Medicare B and A. The Aetna coverage that you have will work like Medicare supplement coverage when you qualify for Medicare. You should check if your Aetna health insurance will cover prescription drugs like the Medicare part D plan does, so that you don’t have to buy the separate part D plan.

I am 70 and my spouse is 71. I need to know what they will take from me for my spouse’s extended stay at a nursing home. Need to conserve my estate. What can Medicare do for me?

l If your spouse qualifies for Medicare and the nursing home is Medicare eligible, then Medicare will cover 100% for the first 20 days of their care. They can also pay the difference between the full cost and the actual cost for another 80 days. Medicare supplement coverage will usually pay the 80 days if the individual carries the insurance and the right policy.

What is the difference between Medicare, Medicaid and Medicare supplement coverage?

Medicare is a federal health insurance program for individuals 65 years and older and those with disabilities. Medicare is comprised of different plans. Part A is hospital insurance. Part B is optional medical insurance.

Medicaid is a health program that provides coverage for individuals with low incomes or extremely high medical bills. Medicaid includes services like care in a nursing home or home health care services.

Medicare supplement coverage (Medigap) reimburses out of pocket expenses that are not covered by Medicare. Medicare supplement coverage has 12 policies – Plans “A” through “L”.

My spouse and I are paying for a Medicare supplement plan. We are on a fixed income of a combined 1,657.00 per month. Do we qualify for any free supplement plans?

Medicare is a form of government assistance and does have some gaps in coverage. That is why paying for a Medicare supplement coverage makes senses. This coverage will help with the out of pocket expenses that Medicare does not cover. Medicare supplemental coverage is not mandatory and it considered being more like a luxury. With that being said there no government programs to assist with the cost of the Medicare supplement coverage. Medicare supplemental insurance is covered by private policies.

Getting the right kind of information about Medicare supplement coverage can help when faced with questions about Medicare supplement insurance. Experts can help answer what Medicare supplement coverage insurance is or what the difference is between Medicare, Medicaid, and Medicare supplement. Get the answers fast and affordably by asking an Expert.
Ask a Legal question
Type Your Legal Question Here...
characters left:
3 Lawyers are Online Now

How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.

JustAnswer in the News:

 
 
 
Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.
 
 
 

What Customers are Saying:

 
 
 
  • Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help. Mary C. Freshfield, Liverpool, UK
< Last | Next >
  • Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help. Mary C. Freshfield, Liverpool, UK
  • This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!! Alex Los Angeles, CA
  • Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult. GP Hesperia, CA
  • I couldn't be more satisfied! This is the site I will always come to when I need a second opinion. Justin Kernersville, NC
  • Just let me say that this encounter has been entirely professional and most helpful. I liked that I could ask additional questions and get answered in a very short turn around. Esther Woodstock, NY
  • Thank you so much for taking your time and knowledge to support my concerns. Not only did you answer my questions, you even took it a step further with replying with more pertinent information I needed to know. Robin Elkton, Maryland
  • He answered my question promptly and gave me accurate, detailed information. If all of your experts are half as good, you have a great thing going here. Diane Dallas, TX
 
 
 

Meet The Experts:

 
 
 
  • Ron

    ASE Certified Technician

    Satisfied Customers:

    21173
    23 years with Ford specializing in drivability and electrical and AC. Ford certs and ASE Certs
< Last | Next >
  • http://ww2.justanswer.com/uploads/FO/fordguy4u/2011-12-17_222940_HPIM1257.64x64.JPG Ron's Avatar

    Ron

    ASE Certified Technician

    Satisfied Customers:

    21173
    23 years with Ford specializing in drivability and electrical and AC. Ford certs and ASE Certs
  • http://ww2.justanswer.com/uploads/lyeung1/2010-07-25_032152_tn_IMG_0241.JPG Dr. Y.'s Avatar

    Dr. Y.

    Urologist

    Satisfied Customers:

    18386
    I am fellowship trained specializing in general urology and reconstructive urology.
  • http://ww2.justanswer.com/uploads/docjohn174/2008-12-13_170143_johnask.jpg John's Avatar

    John

    Home Appliance Technician

    Satisfied Customers:

    13453
    Appliance repair business owner for over 43 years.
  • http://ww2.justanswer.com/uploads/MU/multistatelaw/2011-11-27_173951_Tinaglamourshotworkglow102011.64x64.jpg Tina's Avatar

    Tina

    Lawyer

    Satisfied Customers:

    8487
    JD, BBA Over 25 years legal and business experience.
  • http://ww2.justanswer.com/uploads/dermdoc19/2010-09-30_160749_Photo_122807_015.JPG dermdoc19's Avatar

    dermdoc19

    Dermatologist

    Satisfied Customers:

    3846
    30 years practice in general and cosmetic dermatology
  • http://ww2.justanswer.com/uploads/BI/birddoctor/2012-6-22_173214_birddoctor.64x64.png Dr. Pat's Avatar

    Dr. Pat

    Bird Veterinarian

    Satisfied Customers:

    3384
    25+ years working primarily or exclusively with birds
  • http://ww2.justanswer.com/uploads/RY/rydergar/2012-6-6_192240_IMG0328.64x64.JPG Dr. Gary's Avatar

    Dr. Gary

    Cat Veterinarian

    Satisfied Customers:

    3299
    DVM, Emergency Veterinarian, BS (Physiology)