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Recent Medicare Supplement questions

The Quest Lab send me 5th notice to pay for medical tests -

The Quest Lab send me 5th notice to pay for medical tests - These test ended Medicare not covered - Before going to Dr.Office I gave them myJA: What state are you in? It matters because laws vary by location.Customer: I'm in Fort Bend County TX Sugar LandJA: Has anything been filed or reported?Customer: Upon receiving reject from Medicare , I wrote a letter to Dr office please to solve this problem, then I also wrote to Quest Lab that I am not responsible with these tests I don't know not covered by Medicare - I also have Medicare Supplement Insurance from Aetna - Medicare wont pay then Supplement wont pay either.JA: Anything else you want the lawyer to know before I connect you?Customer: I am 86 years old - No Medicaid or any public assistance -

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INFOLAWYER

Attorney

Juris Doctor.

42,896 satisfied customers
If someone wants to pull their IRA out and sign a form two

If someone wants to pull their IRA out and sign a form two days before they die, then present it to a bank 3 days after death is that still good?JA: What state are you in? It matters because laws vary by location.Customer: TexasJA: Has anything been filed or reported?Customer: What do you meanJA: What confuses you?Customer: Are you real or computer?JA: No. I'm the Lawyer's Assistant.Customer: So I have a client who is 81 and his dying wife SUPPOSEDLY called the bank saying she wanted to withdrawal all of her IRA money out and pass to kids instead of leaving it to her husband of 40 years. The signature was only scribble and wasn't presented to the bank until 3 days after she had passed away, is that FRAUDJA: Anything else you want the lawyer to know before I connect you?Customer: that's it.

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LawTalk

Attorney at Law

Juris Doctor

37,806 satisfied customers
My mother is in assisted living and will soon be moving to

My mother is in assisted living and will soon be moving to memory care (Alzheimer's). She has money in a retirement account which she can withdrawal without penalty. She also has a pension and social security. If she gifted money to her children would that impact her Medicare eligibility once her account reached a qualifying level to receive Medicare assistance for her long ter care costs. I ask this because the place she is currently in accepts Medicare supplementation should she run out of money and her care quality would not change So would the financial gifts disqualify her for the Medicare benefit.

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

54,052 satisfied customers
I am a licensed Insurance Agent in Texas. I sell Medicare

I am a licensed Insurance Agent in Texas. I sell Medicare Supplements, MAPD Plans and PDP Plans. I have some doctors that I work with who want to send letters to all their Medicare patients informing them of the plans they will accept in 2017. They want to add my name and telephone number to the letter in case they have questions. They are also including the Medicare number in the letter and the disclaimer on the bottom of the letter that reads by calling the above telephone number you will be speaking to a licensed insurance agent not affiliated with any governmental agency. They were told that they cannot do this because it is in violation of CMS regulations. Is that true? Thank you.JA: Because traffic laws vary from place to place, can you tell me what state this is in?Customer: TexasJA: Has anything been filed or reported?Customer: I am not sure I understand your question. No, the doctor just wants to send a letter to their patients. I have no knowledge of the patients names, phone numbers or addresses.JA: Anything else you want the lawyer to know before I connect you?Customer: no

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

117,992 satisfied customers
Can an insurance agent who is designated as agent of record

can an insurance agent who is designated as agent of record collect any unearned premiums from a client who is deceased and died intestate and specifically in writing desiredthat I am to collect a any unearned premiums in the event of his death. This was nota life policy but rather a medicare supplement policy. Insurance company and myself as the writing agent have searched for relatives or estate of client.

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Phillips Esq.

Attorney

Juris Doctor

22,204 satisfied customers
I am creating a site that I would like potential clients to

Hello,I am creating a site that I would like potential clients to be able to sign up directly through my site for only Medicare supplements. I was wondering what the legalities for this would be, assuming I have all the correct disclaimers? Thank you

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Delta-Lawyer

Doctoral Degree

6,072 satisfied customers
Fl, NY Medicare, Secondary or Concierge if we use

Fl, NY Medicare, Secondary or Concierge if we use alternative methods for health maintenance other than MD's. Is it worth the hassle of having a supplemental insurance? We live in NY but travel to Fl and spend half the time there. HUsband has regular Medicare and everything seems easier that way. Wife has Empire BCBS Advantage which takes over from Medicare. But hers is an HMO and only good in NY. NOw we are thinking to ditch the Advantage and just have one insurance... Just the Medicare to keep life simple. We use Alternative Drs anyway who some are MD's practising more natural methods of health care such as using alternatives for antibiotics, massage, nutrition to manage digestive issues and diabetes and cardio health... Alternative functional MD's who typically don't accept insurance or they accept it but charge extra to supplement the fee because they spend more time with the patient. In this case, we end up paying out of pocket. Some of them accept straight up Medicare... any suggestions because sometimes it seems it is easier to pay out of pocket because the fee might be just the same.

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

117,992 satisfied customers
I just responded to Mr. Dimitry's answer with an

I just responded to Mr. Dimitry's answer with an addition to my original question. I hope that didn't get lost.

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Dimitry K., Esq.

Attorney at Law

Doctoral Degree

46,550 satisfied customers
This is about maintaining Medicaid eligibility in Missouri

This is about maintaining Medicaid eligibility in Missouri after receiving a Social Security Disability back payment.A few weeks ago I got my social security disability back payment. It is roughly $32,000. I received my first social security disability monthly payment this month. My monthly payment is $1,175. I live in Missouri.I have no savings whatever aside from this $32,000. For the past eleven years I have lived, destitute, in a charitable residence where I work onsite part-time and all of my pay is withheld for rent. I have been able to occasionally hold a part-time job briefly outside of the home in order to pay back rent I end up owing despite having 100% of my rent withheld during most pay periods.I placed all of the back payment I received this month in my credit union account. Before I did I had 87 cents there, a not atypical situation for me. My caseworker at a local nonprofit agency just found out I have until Friday, October 31st to get my account down to $1,000 in order keep Medicaid. Today we inquired about Medicare supplements and it appears that I will have over $500 in medical costs in a typical month--half or more of my monthly disability income--in expenses. I have numerous serious medical conditions and currently take twenty medications a day. I'm 58.My caseworker has it in mind that I should find ways to spend the $32,000 by October 31st so I will remain eligible for Medicaid. I don't find this practical. I want to move out and find a Section 8 apartment but this will take time. I've already started looking.I will, for instance, need to spend some of my $32,000 on furniture, but I don't even have a place to store it until I find an apartment, and I have no idea yet of what furnishings will fit in whatever apartment I find. I currently live with all that I still own in about 130 square feet at the charitable residence where I pay rent.I hope I haven't inundated you with extraneous facts. In a nutshell, as a Missouri resident, what, if anything, can I do to guard/transfer/re-categorize my $32,000 so it is not in my credit union account and I can still legally qualify for Medicaid?

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Marsha411JD

Doctoral Degree

19,720 satisfied customers
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