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Recent Lump Sum questions

My husband passed away on July 27, 2016. I finally had my

My husband passed away on July 27, 2016. I finally had my interview to determine what amount of money I would get per month. It was on Aug, 25, 2016. I was told that they make a determination and you get one check instead of two. He said I should get $2,003 starting for July or August. I think it was for August since I had the check for July. I received my original check amount $800 for August. I had an interview with a representative of the local SS office and he verified everything that was required. He then told me that I would be receiving $2003 monthly and that I had a death benefit of $255 coming to me as well. Well this is the second Wednesday of the month and all I received was my original $800 (approx). I called the SS office and was told that after the interview the papers have to go to the widows pension office to be reviewed. No one gave me a date when this process would be finished. Can you advise?JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else important you think the Retirement Accountant should know?Customer: I am not sure what even to ask. I have been to hell and back with the insurance companies. Met Life wanted to keep my lump sum and give me a little at a time. Finally after many many phone calls I finally received my check after 2 months. The Union Pension was also very late even though they promised it was coming. I am tired of arguing with anyone and I do not want anything that isn't mine. I won't cheat them and I don't want to be cheated. I will be losing my home soon and I have to find another place to live. I am too tired to fight with anyone.

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LawTalk

Attorney at Law

Juris Doctor

33,026 satisfied customers
I live and work in Michigan. My job was eliminated and my

I live and work in Michigan. My job was eliminated and my employer said they would approve my unemployment benefits request. However, I have the opportunity to collect my pension, file for social security and I am receiving a severance. Am I still able to collect unemployment benefits?

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

17,706 satisfied customers
Need advice from a social security expert who is thorough

Need advice from a social security expert who is thorough with:1. WEP as applied to those who worked in India and did not pay social security on Indian wages as India is not a part of Totalization Agreement2. Understanding of Indian Provident Fund and Gratuity vis-a-vis US social security3. Questions in Social Security claims form such as whether the applicant was paid a lump sum in lieu of of a pension plan in the context of Indian provident fund and gratuity

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Stephanie O Joy, Esq

Managing Lawyer/Advocate

Doctoral Degree

11,640 satisfied customers
I'm turning 62 today and started to file for early Social

I'm turning 62 today and started to file for early Social Security benefits. However, there are disability questions as I'm filling out the application on socialsecurity.gov. and it got me thinking. I had to leave my field where I was earning $160,000 a year 3 years ago due to health. I applied for disability once, was turned down, and started feeling better so I let it go. Now, you're trying to go to work in real estate I have found myself back in the same health situation. So my two questions are this:1.) l'm applying for early Social Security benefits now - as we need the income. Will this stop me from applying for disability in the future? 2.) And in completing this application today, which has been our plan, how should I answer the questions about my health " During the last 14 months, have you been unable to work because of illnesses, injuries or conditions that have lasted or are expected to last at least 12 months or can be expected to result in death?" The answer is yes. But if I say YES on the application, will it slow down the processing of my Social Security application? And if I say NO, will it preclude me from getting disability if/when I file in the near future?

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LawTalk

Attorney at Law

Juris Doctor

33,026 satisfied customers
Why am I not getting my social security benefit for 68 when

why am I not getting my social security benefit for 68 when I applied after my 68th birthday?

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Stephanie O Joy, Esq

Managing Lawyer/Advocate

Doctoral Degree

11,640 satisfied customers
I got a letter from the SSA on July 12 stating I owe

I got a letter from the SSA on July 12 stating I owe $9133.00 from an overpayment last year (2015) I turned 62 in June last year and got my first check for $1543.00 on July 8 2015. SSA claims I had work income (wages) last year.What I had was a lump sum settlement, paid to me in May 2015, one month before my SS started. The settlement was for a National Labor Relations Board unfair labor practices lawsuit filed in 2013. It was not wages or self employment income.I never expected to get anything from it so it was a surprise. When I filed my taxes in 2016 I called my local SSA office and asked if I had gone over the income limit. The guy said they didn't count anything that wasn't wages or self employment income so I was ok.I called the local office and my call was forwarded to another office somewhere else. I haven't been able to talk to anyone because of long wait times. And they were supposed to call me back and that hasn't happened yet.What can I do?

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emc011075

Tax advisor and Enrolled Agent

Bachelor's Degree

4,202 satisfied customers
My father-in-law just died. He and my mother-in-law both

My father-in-law just died. He and my mother-in-law both received Social Security. Will she automatically receive his higher monthly amount (and her benefits go away), or does she have to send a request in?

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

17,706 satisfied customers
I, I just received an SSA TREASURE money $40k. I've ask n

Hii,I just received an SSA TREASURE money $40k. I've ask n been told to take out the money from bank n put into another account, bank o stash it at home. i want to know why do they say that. Will affect medicare n ssi disability? I wasnt workn since 2013 bcoz i had retinal detachment eye surgery n im in dialysis now bcoz of my kidney.

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Stephanie O Joy, Esq

Managing Lawyer/Advocate

Doctoral Degree

11,640 satisfied customers
My husband died at age 58 1/2 and was on disability. I did

My husband died at age 58 1/2 and was on disability. I did not get a survivor's benefit because I was not age 60. Now I am age 66, working full time and drawing my husband's social security. My benefits person at work told me to ask if I am eligible to draw back pay survival benefits when I turned age 60 to now?

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Stephanie O Joy, Esq

Managing Lawyer/Advocate

Doctoral Degree

11,640 satisfied customers
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