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Recent Long Term Disability questions

I been on term disability for 22 yrs My insurance was bought

I been on long term disability for 22 yrs My insurance was bought out. I feel I knew got my full amount but I was grateful to be on it. I received a check from the insurance co said this is payment from 19xx to 20xx 20 years it was for over 160,000 I did not question it. I deposited the check and it cleared i am in deep with debt my house is in foreclosure this could really help me. I think it was a blessing I dont know. Anyway I paid some bills if it was a mistake could I just pay it back It sound possible 22yrs. could this be a blessing.

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Maverick

Doctoral Degree

8,400 satisfied customers
I worked for Kaplan College and had long/ short term

I worked for Kaplan College and had long/ short term benefits for Disability Insurance, why did I have to pay both long term and short term bents back to Prudential / Washington Post benefit package that was required. Why did I have to pay back $16,000.00, back to Prudential. When every two weeks money was coming out of my paycheck for both Short/Long term disability. When I received my back pay from Social Security I had to pay back my Long term payments to Prudential/ Washington Post.

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John

Attorney

Doctoral Degree

9,492 satisfied customers
I am currently receiving term disability payments from Met

I am currently receiving long term disability payments from Met Life. They have offered me a lump sum of $123K. If I decline my total monthly payments would be $244K assuming I keep qualifying under their policies. Does Met Life negotiate on the lump sum amount?JA: Because laws vary from place to place, can you tell me what state this is in?Customer: Colorado.JA: Has anything been filed or reported?Customer: No. The problem is their is no guarantee that I would keep receiving payments and if I should pass away my spouse would not receive any other income if I choose to keep the monthly payments.JA: Anything else you want the lawyer to know before I connect you?Customer: No.

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John

Attorney

Doctoral Degree

9,492 satisfied customers
I was off work on medical leave when i was called into work

i was off work on medical leave when i was called into work last week and given 3 choices #1 to retire #2long term disability #they separate my employment i chose to let them seprate me as i did not know what my options are sofar this is all word of mouth i have no paper work thay said papers would be in the male that was 10 days ago they did say that i was to old to put in for unemployment i just do not know what to do thank you john gilligan ***@******.*** (###) ###-####

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

118,010 satisfied customers
I have severe migraines from a fall (Post Concussion

I have severe migraines from a fall (Post Concussion Syndrome) as well as some other slight issues (knee ligament tear requiring surgery). I am receiving TDD. I have been receiving TDD since Aug. 2016. What if my migraines never get better? The only things that seem to help temporarily are IMMETREX, massages and accupunture (all paid out of pocket since insurance of WC denied the Immetrex)I have since been "terminated" as they needed to fill my position. So my question is twofold:, after my TDD (104 weeks) is finished, can I then apply for EDD - unemployment? Also what can i do in terms of WC (workers Comp) paying for prescription and other treatment that help (massages / accu). Thanks.

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Marsha411JD

Doctoral Degree

19,728 satisfied customers
I am currently on term disability through my company's

I am currently on long term disability through my company's insurance. I was an over the road driver but 2 years ago I developed an eye condition that keeps me from getting my Cdl. I have been a driver for 25 plus years. I am almost 59. They tell me my benefits will end after 24 months for my "own occupation" which is about 5 months from now. In the area I live most any job I could do pay about a third of what I was making. I am having trouble trying to determine if they have to keep paying me if I work and can't make a certain percent of my pre-disability income until I am 65. I want to work but I don't want to loose everything we havebrcause of the small income opportunity. How can I find out if this is how it works?JA: Because employment law varies from place to place, can you tell me what state this is in?Customer: Yes. We live in Kansas.JA: Has anything been filed or reported?Customer: Such as? The company has attorneys that are supposed to file for as disability but that wad denied and still waiting on appeal hearing. I know they work for the insurance company so I don't know that they care if I get it or not. I feel like as won't grant it because I am physically able to work. I just don't have a lot of skills such as computer!JA: Anything else you want the lawyer to know before I connect you?Customer: Not that I can think of.

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John

Attorney

Doctoral Degree

9,492 satisfied customers
My company overpaid my salary while I was on a leave without

My company overpaid my salary while I was on a leave without pay. I did not notice the overpayment because it went to a joint account, managed by my husband. I was on a medical leave, short term disability for six months. I discovered the overpayment in January 2017 and reported it immediately to the company payroll department. No one did anything and kept paying my pay. I asked them to stop and then they paid me again. I was on a six month medical short term disability during this time. The company never responded until last week, in spite of me continuing to email and ask to speak with HR, Legal or payroll. I tried to escalate the issue. Last week the company terminated me because I had exhausted 6 months of medical leave and could not return to work. Now I am unemployed and on long term disability, bad physical disability. The company says I have to repay them and I agreed to reimburse the net pay plus any benefits they paid on my behalf (that I would have paid if I was working). Their short term disability policy is that the company will pay your benefits while on a leave and you pay them back upon your return. Now they say they cannot correct a W2 wages for 2016 even if I pay them back, and they are asking for gross pay. Since this error is theirs to begin with and went on repeatedly in spite of me telling them about it and to stop, I feel they should not try to make me pay the overpayment of salary back. And, if I did pay back wages for 2016, and there is no corrected W2 that means I will be paying an extra $4k to the IRS due to the higher wages + have to pay them back. How can I fight this since I am disabled and feel they were negligent in the payroll overpayment and would not stop overpaying me until I finally was able to communicate with someone...the same week I got terminated for not being released to work.JA: Because employment law varies from place to place, can you tell me what state this is in?Customer: Texas Company is headquarterd in New Jersey I was a consultant who travelled to client sites for work but I live in Texas I should have some recourse under the circumstancesJA: Has anything been filed or reported?Customer: No However, they told me today I have to repay 2016 gross salary and that the IRS will not allow them to issue a corrected W2 since repayment would take place in a different calendar year than when the overpayment was made. They also overpaid me in January, Feb. 2017; but right now I am worried about 2016. I asked them to escalate their error and the situation and ask to write off the overpayment for 2016 since in was their error, they did not stop and correct it even though I notified them multiple times.JA: Anything else you want the lawyer to know before I connect you?Customer: I want to know my options. Also, I have a membership with you guys so how do I log on and use it help with this?JA: No, you can ask a one off question to try things out.Customer: Ok

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Allen M., Esq.

JAG officer and former adjunct prof.

Juris Doctor, Cum Laude

18,812 satisfied customers
What information is a Colorado employer allowed to devulge

What information is a Colorado employer allowed to devulge regarding termination of employment?JA: Because employment law varies from place to place, can you tell me what state this is in?Customer: colorado and also what if the termination was for medical reasons?JA: Is the employment agreement "at will," union, full time or part time?Customer: Full time, union.JA: Anything else you want the lawyer to know before I connect you?Customer: No

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Ray

Lawyer

Doctoral Degree

43,946 satisfied customers
I am hoping that you can assist with the following

Hello, I am hoping that you can assist with the following questions:1) If a person is on disability with through their employer's long-term disability plan and they decide to retire can this impact their disability or retirement funds (hopefully not)?2) If the answer to #1 is yes, is there any way to avoid any negative impact to the disability or retirement funds?

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Marsha411JD

Doctoral Degree

19,728 satisfied customers
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