Okay i purchased a car and my dad co signed for the car. I
Okay i purchased a car and my dad co signed for the car. I got into an accident and arranged for me to pay the deductible. Before I could pay the deductible my parents came and took my car while I was working without me knowing. They took the car the day the car payment was due. Since they took the car I let them make the payments. I didn't want to make payments for a car that I didn't have in my possession. My dad informed me that a guyear at his job wanted to buy it which was a lie. He wants to give the car to my mom and they took me off the insurance. I put my own insurance on the car but he is insisting that I pay him the deductible and take the insurance off. Does he have the right to take my car and give it to my mom since he is the collector signer or do I have all rights to my car.JA: What state is this in? And how old is the car?Customer: Georgia and it is 2008JA: Has anything been filed or reported?Customer: NoJA: Anything else you want the lawyer to know before I connect you?Customer: No
I co signed a loan for an x boyfriend. The truck was stolen
I co signed a loan for an x boyfriend. The truck was stolen a little less than a year ago. He had no theft insurance. I lost contact with the x and Westlake Financial say they don't have his contact info and are now threatening me with a lawsuit or full payment on the truck. Isn't the other signer on the loan also responsible for payment? Should they be contacting him as well. Or am I so let responsible to pay it off?JA: What state is this in? And how old is the truck?Customer: California. It's a 2001 Ford F350 Super DutyJA: Has anything been filed or reported?Customer: He tried to file a claim w AAA only to find out he didn't have coverage for the theftJA: Anything else you want the lawyer to know before I connect you?Customer: I just need to know how to proceed. Can I negotiate a deal to pay it off so I don't have to pay the full $7,853.21??
I co-signed for a car loan for a relative, 7/2015, it has
I co-signed for a car loan for a relative, 7/2015, it has been a nightmare, the relative is non-responsive, it has defaulted, I paid to stop the repossession, if I convince the Credit Union to put the loan in my name only, do I have any legal ground to get the title in my name only?JA: What state is this in? And when did the issue begin?Customer: Minnesota, July 2015.JA: Has anything been filed or reported?Customer: Just to credit agencies.JA: Anything else you want the lawyer to know before I connect you?Customer: No.
I have a legal question regarding the refund of my down
I have a legal question regarding the refund of my down payment for a used vehicle.JA: What state is this in? And just to clarify, when was the purchase made?Customer: This whole situation is very complicated. I am in Texas. The purchase was initially made 01/20/2017. The final contract was signed a few days afterwards but the dealer did not give me copies of that signed contract.JA: Has anything been filed or reported?Customer: AnythingJA: Anything else you want the lawyer to know before I connect you?Customer: I returned the vehicle to the dealership. The contract was "cancelled and shredded" because and I quote " at some point I got too picky and now am just a headache"
Another individual and I own an LLC company. I am being sued
another individual and I own an LLC company. I am being sued for a delinquent loan ($30,000) The LLC and I are both being sued. I was served but my partner was not. The citation only listed me ***** ***** et al. Since my partner was not served can I ask the case be dismissed?JA: Can you tell me what state the LLC is registered in?Customer: TexasJA: Has anything been filed or reported?Customer: Court trial is tomorrow before a judge (loan was for $30,000 for use in the business but was lost over a 1 month period.JA: Anything else you want the lawyer to know before I connect you?Customer: If there is a judgment, and it is a lot higher than the $30,000, what can I do?
Counselor at Law
A friend owes me 42K over the last 8 months and is still
A friend owes me 42K over the last 8 months and is still asking for money to fund his business. He was waiting on a business loan from his bank for 100K, but there seems no evidence of this happening soon. How can I ensure this debt is paid. It's hindering my own business ventures.
I will try to limit the confusion in question: A Corporation
I will try to limit the confusion in question:A Corporation was formed in Sept 2009 by individual. I was brought on immediately to set up, secure location and run the business. On Sept. 2010 corp. took on new majority partner who committed addl. 2.5 million in cash as needed and was to bring significant business. End of Sept. corp. gave me $125k loan. The new majority owner put money in the company for $125k plus whatever was needed to operate the company at that time and the company issued me the check.This loan would be offset by exit monies I would receive when business was sold. Exit monies discussed were in the 2 million expectation range. Addl. 43k loan was given me by the company over next 1 1/2 years. I was asked to take huge pay cut until revenue increased yet company would offset for some time by the $43k loan. Total with 5 amendments was $168k from the company. The loans stated from "company name" to Brian Patchett individual. When the majority owner needed additional investors he took on an equity funding company to partner with. This is in 2013. When he took on new partner he prepared an agreement we both signed stating total money was loaned by him personally and he explained it was for tax purposes nothing else changes. Fast forward 2017 company sold for pennies, he received a small fraction of what he put into the company. The company signs indemnification agreement and mutual release agreement with me stating any and all matters are resolved monetary or other. The company was concerned I would pursue other matters against them prior to sale and would affect sale completing. The officer of the company who signed for the loan in 2010 still sits on BOD and approved the indemnification and mutual release agreement. After sale of company he sends me emails he wants the $168k from me, does he have any rights to collect from me?
We have two questions to ask, We are in Florida. First, we
We have two questions to askJA: What state are you in? It matters because laws vary by location.Customer: We are in Florida. First, we have a Toyota camry that is terribly underwater. We can't sell it without loosiing many thousands. I have contacted Southeast Financial who holds the loan about turning the car back to them. They said they would auction the car and we would be responsible for the remaining owed money. Now what could happen if we can't pay the remaining amount of the loan?JA: PayPal, Debitcard or credit card are all fine.Customer: Would they sue...could they demand money from our only two sources of income...a 401k and social security. could they put a lien on our house...it is underwater..how would this play outJA: Has anything been filed or reported?Customer: not yet..we are still paying 464 a month...for a camry yetJA: Anything else you want the lawyer to know before I connect you?Customer: I have another issue..but let's solve the car problem first...okay?
This is a real estate question. I have been ill since 2014
This is a real estate question. I have been ill since 2014 so put my house in DC up for rent and moved back to San Francisco for cancer treatment. I am in a loan midification problem because tenants trashed house and now I just want to sell. There is 400 k in equity- -and no loss to anyone if I just sell. Can the bank put me in foreclosure if I decide to sell? I need to return to San Francisco for more treatment and frankly this is making me sicker because of stress. (###) ###-#### On east coast now and market is very good.JA: Since laws vary from place to place, what state is this in? And has any paperwork been filed?Customer: Washington dcJA: Has anything been filed or reported?Customer: No- read my 1st medsageJA: Anything else you want the lawyer to know before I connect you?Customer: Everything is in 1st mesdgage- I want to sell my house while it is in a modification program so I can go get medical treatment. The bank loses nothing.