Join the 9 million people who found a smarter way to get Expert help

Recent Loan Scam questions

My name xxxxxx. I received a phone call from Florida, phone

Hello my name Michael xxxxxx.  I received a phone call from Florida, phone number 850-xxx-xxxx, around 4pm on Monday,  September 28, 2015. Supposedly I was confirmed for a $1,000 loan from a company called Money Loan Company. The representative's allegedname was Andrew xxxxxx. I,needed the money desperately and talked with him for three hours until he finally convinced me to send a $90 plus service fees money gram to Steven xxxxxxxx from California. He promised I would receive the money on my American Expressserve card within an hour but I never did. I desparately needed the money to buy my daughter's necessities and pay on some bills im behind on. So without thinking I gave all my information. Name, email and home address, birth date, and even social securitynumber. I was wondering if I could file a lawsuit against them and sue for dishonesty, fraud, identity theft, false advertising,  and suffering For not having the rent money and money for my daughter. This should not happen to anyone else.  Any feedback wouldbe greatly appreciated. Thank you.

Read more

Zoey_ JD

Doctoral Degree

star-full
28,802 satisfied customers
if you have checked if a personal loan from overseas from financial

if you have checked if a personal loan from overseas from financial home or citynewsloan is a scam are a scam a scam and are still unsure are all fees incoporated in the loan amount payable in payments . they keep ringing me asking for upfront payments and demanding they are not a scamming company and are god fearing people. is it illegal to say " make god strike you down for the misery and hardship you apply to people by scamming them out of theor money and hope that one day they will get theirs.. is it possible to retrieve any money sent through western union transferthankyou for your helpkerry

Read more

JB Umphrey

Attorney & Counselor

Juris Doctor

star-full
12,920 satisfied customers
I applied for a loan on line on May 14. I have some past

I applied for a loan on line on May 14. I have some past credit issues although I am workiing diligently to get back to my previous credit score. I was contacted by phone on Monday, May 16 by Nathan Hathaway an agent with Lincoln State Financial which is located on Park Avenue in New York City. The purpose of the call was to inform me that I had been approved for the $10,000 I had applied for, although due to my credit situation, it was not through a bank. The loan was for a 3 year term at 6% and, due to my credit situation, the insurer was requiring the lender to obtain the first four months payments ($1214) as collateral. This was fine with me as the main reason for this loan was to pay off 7 payday loans that were costing me approximately $2000/month (basically just for interest). Mr. Hathaway e-mailed me the loan agreement detailing these terms. I was informed that the money would be transferred into my account possibly the same day if I got the collateral to the Insurance Company before noon but definitely the next day at the latest. I signed and returned the contract to him on Thursday, May 19, and sent the money (which I had to borrow) by Western Union on Friday morning. The money was sent to a female in Spain. Once I notified him that it had been sent he assured me that I would be receiving the $10000 either Friday afternoon or Monday. On Monday, I was in a meeting all morning. When I came out of the meeting I had a call from Sydney Blackwood from Lincoln. He informed me that the insurance company had examined the transaction and had now decided they wanted an additional 4 months payment. Needless to say I was quite upset but knew that if I could borrow the additional money I would be able to pay it back on Tuesday, which is what I did. On Tuesday I got a call saying that the loan company had pulled out and that they were going to be suing them on my behalf. He also said they were not able to find another company to lend me the $10000 but were able to find someone who would lend me $20000. Of course, the insurance company now wanted an additional 8 months of payments. Please keep in mind that I had contacted all of the payday loan companies and arranged for full payoff on Wednesday, May 25 which is when their next payment would be deducted. Now it is Tuesday and they want another $2400+ for the $20,000. After going back and forth (they did say I could get my money back) they agreed to put up $1000 of the $2400 so I borrowed the rest and sent it yesterday. Once they received it I was assured the money would be there today. I started calling Mr. Blackwood this morning. Of course he didn't answer so I left a message (which he has never responded to previously). I called Customer Service and asked them to have him call me. He did call around 11 am and left a message that the transfer had been delayed but it would be done today and that he would call me as soon as the transfer went through. I have called him three more times with no response. I also called Mr. Hathaway who seemed genuinely concerned and assured me that he would find out what was going on immediately and have Mr. Blackwood get back to me. That has not happened. Where can I go from here? Needless to say I'm desperate. Thank you for any help or advice you can give me. Roseanne [email protected], XXX-XXX-XXXX.

Read more

Zoey_ JD

Doctoral Degree

star-full
28,802 satisfied customers
If I have to fire my attorney first chance I get from jail

If I have to fire my attorney first chance I get from jail or the court room, how much time can I be given for my family to retain counsil in Federal court. The next court dates are for pre-trial and trial.? These dates are within 18 days away will the courts make me take a public defender due to this?

Read more

Legalease

Attorney At Law

Doctor of Law w/ highest honors

star-full
14,782 satisfied customers
My son was incarcerated for 13yrs. released and transferred

My son was incarcerated for 13yrs. released and transferred to Ga. on parole. His probation was over August 28, 2015. However, a week before his time was up, he was locked for violation of the parole. He was told that Texas had sworn out an arrest warrant for him. So he spent two or three weeks in jail, then transferred back to Texas. When he went to court in Texas, they let him go because there was no warrant or crime he had committed.JA: Since parole regulations vary, can you tell me what state this is in?Customer: GAJA: Have you talked to a lawyer yet?Customer: NoJA: Anything else you think the lawyer should know?Customer: My question today is , he was told that he can be compensated for the time he was locked up and had not committed any crime. Although he lost his job at the time the company did rehire him?

Read more

Ely

Counselor at Law

Juris Doctor

star-full
62,818 satisfied customers
I was arrested after calling police, claiming self defense

I was arrested after calling police, claiming self defense against my boyfriend who attacked me first. I think I was charged by the police for "over doing" self defense. My boyfriend didn't and isn't going to press charges. Wondering what we should do on the court date.

Read more

Barrister

Attorney/Landlord/Realtor

Doctoral Degree

star-full
45,592 satisfied customers
My ex wants to file assault charges against me He made

My ex wants to file assault charges against meHe made police reports saying I attacked him it's been 2 months. He was abusive to me and it was out of self defenseCan he sue me?

Read more

Roger

Litigation Attorney

Doctoral Degree

star-full
33,180 satisfied customers
I was arrested theft of $30.00 in total. Gave false ID to

I was arrested for retail theft of $30.00 in total. Gave false ID to arresting officer because he called me a low life. I was found in possession of drug paraphernalia but no drugs. First time offense for all charges and was arrested in PA. I have a preliminary hearing on Friday. Can't afford an attorney and don't qualify for a public defender. Do you think I need an attorney? Any advise would be great.

Read more

Zoey_ JD

Doctoral Degree

star-full
28,802 satisfied customers
Well.....I'm in the middle of a divorce which is final

Well.....I'm in the middle of a divorce which is final August 6 2016 and my soon to be ex's truck was keyed at his home..he believes I did it but I didn't....can he actually cause me trouble over this?JA: What state is this in? And how old is the truck?Customer: Alabama....and maybe a 2010JA: Have you talked to a lawyer yet?Customer: No....JA: Anything else you think the lawyer should know?Customer: No

Read more

LawTalk

Attorney at Law

Juris Doctor

star-full
31,652 satisfied customers
View more criminal law questions
In The News