I need about 20-30 thousand to remodel my house. I have 2
I need about 20-30 thousand to remodel my house. I have 2 current mortgage loans, which one should I re-finance? The first one is with Wells Fargo. Current debt is $87,960 current home value is $200,000 the interest rate is 4.75%. The other is with Primary residential mortgage FHA risk based. Current debt is $155,697. Home value is $210,000 with interest rate of 4.375%. Or will it be better to apply for a line of credit instead of refinancing my house?
My credit score is 700. I plan to sell my house in the
My credit score is 700. I plan to sell my house in the spring and downsize. I will need a mortgage. I am making some needed repairs to my house (myself) in order to pass inspections and get a good price. Credit Karma says I should consolidate my credit cards. I have one at 9% interest that is at the limit of 2900 and another at 47% of max at 2300 at 20%. Should I consolidate these 2 cards into a new card at 0% 12 months? I am also getting offers for unsecured loans from lending tree. My priority is the move and I want my score to be the best it can be to qualify for a new mortgage. I'd also like to ask when I should check into pre approval for the new mortgage since rates are rising.
Sr Financial & Tax Consultant
I have a father in law that is 97 years old and owns a home.
Hi I have a father in law that is 97 years old and owns a home. He is using his savings that he has for his live in care. He is depleting his account quickly and would like to know what is his best option? He owns a home worth $300,000. Should he try to get a Reverse Mortgage on the property in order to continue paying for his care or should he take out aHome Equity Loan on his home to pay for his care? Which is easier for him to get being that he is 97 years old and only gets a fixed income from his social security check monthly?
My father died recently and he did not have a will.He was
HI my father died recently and he did not have a will.He was divorced from my mother and was with someone and her special needs son for about 30 years never married. He was sick for the last 2 years.I just found out she and her son were using his credit card ( while he was still alive) I was told i would have to file to become administrator so I can take care of bills,property taxes and see assets close accounts.I paid to have his income tax done. Will I be responsible for the balance on credit card.I paid 15000 for his funeral and have to pay water sewer and taxes on his house until i can find out what is left and what debts he has
Bachelor's Degree Equivalent
I was recently asked the following:My Line of
Hello,I was recently asked the following:My Line of credit interest rate = 2.9%Which insurance premium payment method will cost the least:1st option20 days from now $46,152.3760 days from now $34,614.28120 days from now $34,614.282nd optiondown payment of $17,307.0010 equal instalments of $10,082.76Finance charges of $2,753.68Thanks,Rory
I'm interested in insurance I heard about on a radio
I'm interested in insurance I heard about on a radio talk show that you pay into at whatever level I'd like to ensure I've a certain level of retirement income in the case that I live longer than I expect to. I've read that Drs predict someone who is 40 now should plan to live to be 100 because of advances in medical care. The insurance would allow me to not live below my means in order to protect against living longer than expected since I'd like to live well and die broke. Does this exist and who offers it? Also does an annuity not accomplish the same thing?