My mother in law is 96 years old. She fell recently breaking
My mother in law is 96 years old. She fell recently breaking her leg and hip and is now living in a nursing home, The Woodlands Heath Care and Rehab. Center, located in The Woodlands, Texas.In order to get her into the facility she had to forfeit all material items and funds. She complied with this except for a car she owns. It is a 1999 Cadillac, it is worth about $3500, according to Kelly Blue Book. I bought the car for her when my father in law passed so she could get around without trouble.She is having health problems, falling down, fainting, low blood pressure etc. and I do not think she should be driving in her condition. She insists she is going to get well and start driving again. The car is title is in her name but I have a lien on the car.The reason I put a lien on the car is so when she passed it would come to me and my wife so we could sell it and get some return on the purchase price and not be liable while she is diving.The problem is she will not sign the title over to me. She wants it parked in the nursing home parking lot so when she feels like driving somewhere it will be available to her. Her son has a power of attorney for her but will not sign the car over to me. I think he wants it for his son.The questions in all this are;1. Is my mother in law allowed to own the car without the Social Security knowing about it?2. Can her son sign her name on the title and license it in his name without my permission?3. Where can I find the rules and regulations for the Social Security accepting a patient into the program?
I am the mother of 2 children who's father passed away
i am the mother of 2 children who's father passed away yesterday unexpectedly. He is a resident of Alabama. He recently has been divorced on 8/17/16 in the state of OHIO. He was living alone, had a girlfriend, and had an apartment.The kids tried to get life insurance information from the HR department of his employer and they would not give them anything. The kids are his next of Kin. They then proceeded to get prudential's number, from the employer and made a death claim. They won't know anything for over a week, and only beneficiaries will know anything. Prudential would not give them the amount of the life insurance nor who the beneficiaries are.Their father is in a funeral home and they need to make decisions...how can they do this when they don't know who is the beneficiaries....and they have no money?The ex wife is on her way to claim stuff....there is a girlfriend there also....If the ex is still on his life insurance policy, does she still get his benefits? Or does the divorce kill that in the state of OHIO, even if the life ins and where he worked and lived was in Alabama?
I'm a contractor & my general liability just due to a
I'm a contractor & my general liability just doubled due to a construction defect lawsuit that just settled after 3 years of litigation. I shopped around for a better premium price & I found one & signed up, but just this morning when I checked my email another agent came in with a much better premium & with the same high quality "A" rated company. My question is does the 3 day right to cancel also apply with regard to insurance matters? Please advise.
Can an insurance company drop you after not truly getting
Can an insurance company drop you after not truly getting thru to you that you need to pay extra on your insurance which is deducted out of my account??? My Mom passed in April that is when they claim they sent out the notice. Now to reinstate they want medical history that isn't fair we have had this policy for 35 years what are my options ?? Please Please help this is my safety net.
I would like to draw up a simple Will without having to pay
I would like to draw up a simple Will without having to pay $800 to $1000. Is there a simple format to fill out? And I once thought a paralegal could sign it to make it legal?Husband and Wife. Kids long gone. Reaching retirement in a few years. Home owners. Only I have 401K's and both have life insurance.
My sister is not an American Citizen, but a card holder. She
My sister is not an American Citizen, but a green card holder. She has been one since 1958.Recently I have heard that if you are not a citizen, if/when your American citizen husband dies, you will have to pay penalties on your inheritance from your husband. They are not 'rich'. They own a house, and he has a life insurance policy.Jackie
I am trying to reduce benefits and extend length of policy
I am trying to reduce benefits and extend length of policy on a Jackson Universal Life Policy. They have told me I cannot due to IRS restrictions. The policy is now $750k, approx $125K in premiums paid. I would like to make it more affordable and change to between $100k-$250k until the age of 100. How can they deny me this change to the policy?
I am covered by Medicare (71 yrs. old) My wife and I were in
I am covered by Medicare (71 yrs. old) My wife and I were in an auto accident on 6/23/2012. I was driving in a serve rain storm and lost control of the car. (single car accident) My wife died at the scene of the accident. I had an extended stay in the hospital and rehab center. I received $50,000 life insurance for the death of my wife from our automobile insurance co. Our auto insurance also paid $1000 to the hospital for my medical treatment. Medicare paid my medical expenses, but are now saying that I owe them $50,000 because the money I received for my wife's death is considered primary insurance before Medicare. Is this true?