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I am the parent of a minor child, she's 13 years old. My

I am the parent of a minor child, she's 13 years old. My husband passed away 6 months ago. He had a life insurance policy that was in Both her and my name. I am being told by the insurance company tat i need to prove that i am her legal guardian and guradian of her estate in order to receive collect the life insurance benefit. What forms do i need for that and am i not automatically her guardian? We live in Colorado.

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Ely

Counselor at Law

Juris Doctor

 
62,222 satisfied customers
If a man and woman are legally married, but have not lived

if a man and woman are legally married, but have not lived together as man and wife for more than 40 years, does the wife have the same legal spousal rights as she would if they had lived together?

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Ely

Counselor at Law

Juris Doctor

 
62,222 satisfied customers
I am attaching a civil subpoena duces tecum- Please let me

I am attaching a civil subpoena duces tecum-Please let me know what this particular subpoena is asking for and why?

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John

Attorney

Doctoral Degree

 
7,324 satisfied customers
I recently found out I am the 2nd beneficiary on my brothers

I recently found out I am the 2nd beneficiary on my brothers life insurance - he passed away in January. His wife is 1st beneficiary - am I entitled to this benefit?

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Blake

J.D.

 
68 satisfied customers
Is it legal -term care to make me cancel my life insurances?

Is it legal for long-term care to make me cancel my life insurances?

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Dwayne B.

Juris Doctor

 
34,088 satisfied customers
My mother recently passed away from lung cancer/brain

My mother recently passed away from lung cancer/brain cancer. She was diagnosed October 22nd 2015 (at stage 4) and she died on January 25th 2016. While she was in an pre-active/active stage of dying and heavily medicated while also receiving brain radiation she was brought some paperwork by a funeral director (she was bedridden) that would allow her to sign over all three life insurance policies to them. My sister and I were originally named beneficiaries when mom purchased the policies. Also, my grandmother whom the funeral director is good friends with was given complete power to make any and all decisions regarding my mothers funeral. Cutting my sister and I completely out. We were given the "left over" life insurance proceeds which was around $7000. My mothers funeral was nearly $12,000! I noticed a couple of things on the funeral bill that just doesn't seem right to me. First, "flowers" were an item deducted from the insurance funds ($135). I paid for my moms casket spray out of pocket. Any additional flowers during her service was from family and friends. Second, the cost of a gravestone was deducted at $550. When I called and questioned the monument place who made the stone I was told they charged the funeral home $350 for the stone. Isn't this insurance fraud? Plus, there were just a lot of I feel redundant/fraudulent charges on this bill. I have an uncle who had services at this same funeral home, was buried in the same cemetery and his funeral was $8,300. I cannot fathom how my mothers services would have costed nearly $5000 more! I feel like my mother was taken complete advantage of while she was sick and at her most vulnerable state. There is absolutely no reason my mothers funeral should have taken almost every penny she had in insurance! Why a sudden change in her beneficiary (4 weeks before she passed)? When she was alive and well she designated her children as to who she would want to take care of these things. Why did this funeral director come to her house and have her sign to them all rights and cut her only two heirs (children) out of basically everything? Can someone that sick and heavily medicated really be capable of knowing what they are signing? Law says a contract becomes void if a drunk person enters into it. What about a person who is on OxyContin and hydrocodone? Someone who is taken steroids to reduce inflammation and swelling in their brain due to brain cancer and radiation treatments? All of these sudden changes and this funeral bill seems very strange to me. What are my legal options if any? There has to be something somewhere that says a terminally ill person cannot be taken advantage of and a funeral director cannot commit life insurance fraud.

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Gerald, Esq

Juris Doctor

 
4,772 satisfied customers
Life Insurance Question I just had to move my mom into an

Life Insurance QuestionI just had to move my mom into anassisted living for memory care.I found in her home an old Prudential WLpolicy ..face 10K....issued 1988Has DBen now of 14KHas CValue of 11KHas Loan val of 10KCurrently dividend is paying premium.If I withdraw or borrow say 9K and paythe premium myself would the life valuestill be the face amount?? Called Pru twice2 different answersI have Financial POA and given that the cash value is almost theequivalent of the DB it seems to make sense to get the cash forher use IF I can keep the policy in force by paying the premiums.Does this make sense?

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Gerald, Esq

Juris Doctor

 
4,772 satisfied customers
I have a money judgement in missouri against me in 2010. Can

i have a money judgement in missouri against me in 2010. Can this be renewed after 10 years. I have not paid anything to the creditor but they just garnished $600 from my bank account a few days ago. I am a resident of kansas since I took on the debt. My business that took the debt was in Missouri.JA: You're dealing with a tough issue. But don't worry -- you're in good hands. Because laws vary from state to state, could you tell me what state is this in?Customer: Debt was for a business in Missouri.JA: Have you consulted a lawyer yet?Customer: But i have been a resident of Kansas and field my taxes here tooJA: Is there anything else important you think the Lawyer should know?Customer: The money judgement was a result of a deficency judgementJA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Lawyer about your situation and then connect you two.

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Loren

Juris Doctor

 
34,728 satisfied customers
My ex recently told me that she has a life insurance policy

My ex recently told me that she has a life insurance policy on me . She does have my social security number and knows my birthday . Is it possible that she really does , I haven't signed any papers agreeing to this . She says she pays on the policy monthly.JA: The Lawyer will need to help you with this. Have you consulted a lawyer yet?Customer: No I have notJA: Please tell me everything you can about this issue so the Lawyer can help you best. Is there anything else the Lawyer should be aware of?Customer: We were in a relationship but there is nothing tying us together , no kids , mortgage , etc. but like I said she does have my social security number .JA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Lawyer about your situation and then connect you two.

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Ely

Counselor at Law

Juris Doctor

 
62,222 satisfied customers
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