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Recent Life Insurance questions

My mother passed away the day after Christmas and We were

My mother passed away the day after Christmas and We were going thru her utilities etc and getting them all cancelled. She has a CC that has a $4000 balance on it. What will happen to that balance. There are three of us and None of our names are ***** *****JA: What state are you in? It matters because laws vary by location. Has anything been filed or reported?Customer: Indiana. We contacted the company and let them know to close the account that she has passed away. Also have mailed them the original Death CertificateJA: Anything else you want the lawyer to know before I connect you?Customer: She had a very small Life insurance policy that barely paid the funeral and then the rest would go to us three

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

50,256 satisfied customers
Mother died. I am the Co-Trustee of her Trust. All assets

Mother died. I am the Co-Trustee of her Trust. All assets are in name of Trust. Her retirement plan included a $2,000 life insurance. Insurance Co says beneficiary is the Estate. Insurance Co also says I need a Letter of Administration or a Letter of Testamentary.Why do they want this? how do I obtain the Letter of Testamentary.Life insurance is all that is not in Trust.

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Gerald, Esq

Juris Doctor

6,114 satisfied customers
My father just passed away in New York. He is divorced from

Hello there. My father just passed away in New York. He is divorced from mother, he doesn't have a will, and it's only my sister and I who are tied to him. My mother is stating that she wants to distribute the money between my sister and I because she is stating that her name is ***** ***** life insurance. She does not have proof of this and I do not feel comfortable with her being involved in this process. How should i proceed? Thank you!JA: Because family law varies from place to place, can you tell me what state this is in?Customer: New York.JA: Has anything been filed or reported?Customer: NoJA: Anything else you want the lawyer to know before I connect you?Customer: No that is it.

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

50,256 satisfied customers
My best friend died in June. His only living relative was

My best friend died in June. His only living relative was his Aunt, who told me all his stuff was waiting for the attorney to release it, yet he had some of my property. Much of which was personally priceless. Then she said whe burned or sold it all. I'm heartbroken and the data on the computers and my personal computer was sold.JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: WIJA: Has anything been filed or reported?Customer: No.JA: Anything else you want the lawyer to know before I connect you?Customer: I have email records.

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Loren

Juris Doctor

40,390 satisfied customers
Life insurance poilcy beneficiary change: My grandmother had

life insurance poilcy beneficiary change: My grandmother had purchased a policy for me years ago. She is 92 yrs old and still living. She has a caregiver, non-licensed, taking care of her that she wants to now transfer to the care giver. My aunt who had POA just died last week and this caregiver has moved in "BIG" time and causing problems. I suspect elderly emotional abuse. She lives in Palm Springs and I live in Oregon. I am her only relative. I feel helpless. If these are my grandmothers wishes is there nothing I can do to protect her. I could care less about the $$ it's not a lot, it the abuse I'm concerned with. My grandmother and I have always had a wonderful relationship, never a raised voice between us. Now she claiming this person is her'adoptive daughter' and let her run the so giving her POA, etc.JA: Since laws vary from place to place, what state is this in? And when did this happen?Customer: Grandmother Californai - I'm in Oregon. Last week.JA: Has anything been filed or reported?Customer: As far as I'm aware, the medical & specific POA only were notorized.JA: Anything else you want the lawyer to know before I connect you?Customer: She is setting up GoFundMe accts with caregiviers boyfriend bank acct, alot of fishy things. Now she wants all her important papers sent to her

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INFOLAWYER

Attorney

Juris Doctor.

39,242 satisfied customers
I was terminated from my job wen I was approved for led,

I was terminated from my job wen I was approved for led, long term disabilityJA: Because employment law varies from place to place, can you tell me what state this is in?Customer: New JerseyJA: Has anything been filed or reported?Customer: To whom?JA: Anything else you want the lawyer to know before I connect you?Customer: No

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

112,968 satisfied customers
I'm a viet nam vet with 100% disability. My life insurance

I'm a viet nam vet with 100% disability. My life insurance co canceled my life insurance after 28yrs because my Nov payment was $10.00 short. Are there any laws to protect me in this situation?JA: Because laws vary from place to place, can you tell me what state this is in?Customer: MissouriJA: Have you talked to anyone in the chain of command about this?Customer: Yes, I called the Ins Co and they told me I had to fill out a new application to see if I"m insurable.JA: Anything else you want the lawyer to know before I connect you?Customer: Yes, I had the payments setup on an auto pay from my bank, the payments are due each 1/4, the Aug payment was accepted but they turned down the Nov payment because it was $10.00 short, I didn't know they had raised the amount. I called them on week of Dec 19th and offered to make up the difference but was told to fill out the questionnaire

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Dwayne B.

Juris Doctor

36,964 satisfied customers
My father passed away two days ago. I live in Santa Fe. He

My father passed away two days ago. I live in Santa Fe. He lived in NYC. My brother lives in NYC and could sign papers if needed.He was not a father, I never knew him but have talked to his sporadically throughout the yearsHe is a Veteran.I just visited him in a VA hospital in the Bronx last week where he has been for over 30 days. He was alert and comfortable. Terminal and being very well cared for. I had him moved him to a hospice center for his end of life care. The bed in Brooklyn was not available so they transported him to Calvery Hospice in the Bronx and then to Calvery in Brooklyn. He died shortly after getting to Calvery in Brooklyn on the 1st. He was in Calvery in the Bronx on the 31st.I called a crematory and I'm filling out paperwork.How do I locate his bank and his will if he has one?I don't think he has any money but it would be nice if there is a little something to cover costs and also what his last wishes were.I'm trying to locate his apartment so I can let them know he isn't coming back.What steps do I take to make sure all his affairs are in order?My questions are what steps do I take when a person dies and my second question I should I file a complaint?I spent time and energy getting him into a state of the art hospice center in Brooklyn and it appears that all the transport was too much for him. I'm simply annoyed that he was shuffled around due to the holiday. It would be nice if this doesn't happen to someone else.

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

112,968 satisfied customers
My father passed away in November and did not leave a will

My father passed away in November and did not leave a will and his wife died almost five years ago. Some of his paperwork still had her as beneficiary. My question is do i need to hire an attorney or can i file for the small estate affidavit. He has his house which is not paid for, a 401 k plan which is small and not much else. i don't know the proper steps to take to move forward. I am getting information from so many people and am not sure what i need to do or should doJA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: texasJA: Has anything been filed or reported?Customer: Not that I am aware ofJA: Anything else you want the lawyer to know before I connect you?Customer: Not that I can think of

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

50,256 satisfied customers
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