I live in California and i have a question about a car I
I live in California and i have a question about a car I helped my ex girlfriend purchase - the vehicle was recently involved in an accident and she was driving. Do you think you could help?JA: Has anything been filed or reported?Customer: Yes, just a little background: the vehicle was registered in my name alone, so was the loan, she sent a check to me every month to cover the payment (she was usually late- was 3 months behind). I paid for collision, comp, and liability insurance through Statefarm out of my own pocket each month and she was a named insured on the policy. She was in an accident last week involving another party (liability yet to be determined - she saying she doesn't remember what happened) - the car was totaled and they are waiting on the police report to determine liabilityJA: Since laws vary from place to place, what state is this in? And when did this happen?Customer: California - last week 9/27/2016 5:15pmJA: Anything else you want the lawyer to know before I connect you?Customer: Yes - does she have any legal right to the insurance proceeds since the car and loan were in my name and I paid for the insurance every month? Also, I have liability coverage but what's my exposure if she is found at fault and there's not enough coverage to cover the claim? Thank you!
My 36 year old son, who resides is Fl is in a very difficult
Hello- My 36 year old son, who resides is Fl is in a very difficult situation. He had an at-fault auto accident in Sept, and had basic required liab and property limits. At the time of the accident, he was delivering to-go food orders, and was unaware that the insurance company denies coverage if you are delivering food. The insurance co sent him a registered letter stating NO COVERAGE because of the food delivery. My son was unaware he had no insurance. I'm sure the legal system will come after him. He has no assets- Maybe $2,000 in bank, married with a 4 yr old child, and is working for $11 per hour. He and his family make it at this time only with my financial help. I'm age 73, and can't help forever. Please advise-- THANK YOU!!JA: Because employment law varies from place to place, can you tell me what state this is in?Customer: State of Florida-- Orlando FLJA: Has anything been filed or reported?Customer: Police report at time of accident - Only legal correspondence is the certified letter my son got this past Saturday, that stated insurance co was denying coverage because of the food delivery. Again, my son felt his was complying with the law by carrying basic liability insurance.JA: Anything else you want the lawyer to know before I connect you?Customer: My son and his family have no assets-- His Mom (my ex-wife) passed away in Apr - gave them her house (not yet have title). The home is part of a tri-plex, has mimimal equity, at this time I pay the mortgage because they are financially unable, and I don't want them on the street. My son is bi-polar, on medication, and is trying very hard to take care of his family. Wife unable to work at this time, so a very difficult situation.
My son scratched neighbors 2 cars, And they have a video
HiJA: Hi. What is your issue regarding?Customer: My son scratched neighbors 2 carsJA: What state are you in? It matters because laws vary by location.Customer: And they have a video proof while he was scratchingJA: Has anything been filed or reported?Customer: californiaJA: Anything else you want the lawyer to know before I connect you?Customer: not yet
I purchaseda project bike from rancho cycle and chevy for
Hi I purchaseda project bike from rancho cycle and chevy for 1500.00 I was told by the salesman Troy that all the bike needed was a oil pan and some minor cosemetics (ie) fairing kit. Upon taking it to the motorcycle shop that I reffered to by troy I was notified that the bike should not have been sold to me but parted out due to it being a safety hazard. The frame is cracked and there is bolts form a motor vehicle on the bike it is un operatable. I asked the alses man and the office manager whom when brought to his attention said he was not the office manager. I asked how to rectify this isue from my hard earned money and I was told that it was abuiler bike and that he will sell me a frame for $700 more dollars and I said no that is not the case the bike is no good you sold me a un operatable motorcycle. The manager Nick then said I can give you a frame that still does not do any good. I asked for full refund of $1500.00 to put towards a good running motorcycle not even asking for the $ I put into it. I asked what was the corporation info and the office manager said to send it there and they will forward it! also I asked about their liability insurance carrier he then walked away. what do I do just be out of $1600. dollarsJA: What state is this in? And just to clarify, when was the purchase made?Customer: California, I purchased the bike in mid june.JA: Has anything been filed or reported?Customer: no not yet . what do I need to doJA: Anything else you want the lawyer to know before I connect you?Customer: no
Does this service cost anything? Thanks for a reply. The
Does this service cost anything? Thanks for a reply. SteveJA: What state are you in? It matters because laws vary by location. Has anything been filed or reported?Customer: The State of Washington. This is a advance question regarding liability for a rental. Nothing has been filed or reported.JA: Anything else you want the lawyer to know before I connect you?Customer: I have a small sole proprietor business out of my home. It involves an amusement ride of six 55 gallon metal drums mounted on a frame with two wheels and a trailer tongue, pulled by a garden tractor. The barrels are retrofitted with a boat seat that children can sit in, either with or without a parent. Each barrel "car" has a seat belt.
I want to start a handyman business in North Carolina. I
I want to start a handyman business in North Carolina. I want to avoid certain tasks that require a licensed professional.According to www.nclicensing.org/consumerawareness.asp, minor repairs and service work to plumbing and heating systems do not require a state license. This can be found under the heading 'State Board of Examiners of Plumbing, Heating, and Fire SprinklerContractors. Also, electrical work of any kind is off limits.I wanted to get more clarification on what is meant by 'minor repairs' So I went to my local government permits department and spoke with a mechanical inspector. He confirmed the validity of what I mentioned and added more detail as to what can and not be done. But, I wanted to find something in writing in the state statutes. He told me everything was in NC 143-138 North Carolina State Building Code. I glanced at it, but is seems to mostly be what must be in structures. I can't find anything pertaining toservice and repair operations.The inspector told me that I can do minor repairs as follows:For heat pumps / air conditioners l can replace any parts that do not involve opening up the closed refrigerant system. O do hold a federal refrigerant license, so I can add refrigerant.For plumbing, I can repair leaking faucets. I can tear out and install sinks or repair any pluming below a sink but above the drain trap. I didn't ask specifically, but I would think I can replace the contents of a toilet. I can not cut into or add a tee into any potable water or drain line.There may be other restrictions or there may be other things that I can specifically do. So, I would like to actually see something in writing somewhere in the state statutes. So, if something does exist in writing, where can I find it?
I don't understand when exactly do I need to give notice of
I don't understand when exactly do I need to give notice of leaving my apartment. My lease ended August 31st 2016 and I'm still in the unit but I want to move out beginning October.I want to make sure I'm not breaking the lease. To take into consideration:-I did not receive a written notice that I could stay,but the landlord kept accepting my rent payment (always on time by direct deposit)I had to pay for renters insurance directly to the Property Managemetn and never received any document regarding my insurance. I have been told that I need to pay again yearly insurance which I haven't done yet, because I want to move out and because I think the insurance wasn't handled correctly.The lease states the following:Absent some written agreement with Owner granting Renter additional occupancy time, Renter shall vacate the Premises at the expiration of the lease term without further notice or demand from Owner. If Tenant intends to vacate the Premises at the end of the lease, Tenant shall give Owner written notice of that fact at least 30 days before the end of the lease. Tenant shall be liable to pay all rent due through the later of : (a) the end of the lease term, or (b) 30 days from the service on the Owner of Renter's notice, or (c) the date renter vacates the Premises.(d) Expiration/Holdover/Death-NoticeRenter shall vacate the Premises upon expiration of the term of the lease without notice to vacate from Owner being required. Any holdover without Owner's consent shall be deemed a trespass and damages shall accrue at a daily charge equal to twice the pro-rated monthly Lease rent. A holdover with owner's written consent unless otherwise agreed, shall be a month-to-month tenancy subject to all covenants, and conditions of the Lease. A thirty day notice from Renter is required to terminate any such holdover tenancy. Renter's death shall not terminate any remaining rental obligation for the balance of the Lease-term but Owner, at Owner's option, may take possession of the Premises and re-rent them to mitigate any damages.In consideration of this rental, Renter shall obtain and pay for any insurance coverage necessary to protect Renter from any loss or expense due to personal injury or property damage, including but not limited to that caused by any act or omission of any party, including Owner or co-tenants, criminal act, war, riot, insurrection, fire or act of God. The amount of monetary damage caused to Owner by renter's breach of this agreement shall be deemed to be an amount equal to the amount of any loss sustained by renter by any such act or event and shall offset any claim by Renter against Owner. Tenant(s) agree to accept financial responsibility for any damage to the premises from fire or casualty caused by Tenants' negligence. Tenants agree to carry a standard renter's insurance policy.(a) Tenant(s) agree not to make any claims against Owner and will hold Owner harmless therefrom for any loss or damage to any personal property belonging to Tenant(s) or any of their guests or occupants or for any injuries to Tenant(s) or any of their guests or occupants and not to make any repairs at the expenseof Owner. Tenant(s) shall be responsible for obtaining insurance to protect against any such loss or damage.(b) Tenant(s) insurance shall contain a minimum of $300,000 General Liability Insurance.(c) Tenant(s) shall have the Owner and Rohcs Property Management Co. named as Additional Insureds.(d) Any use of Tenant(s) of the Owner's storage or garage / parking facilities shall be at the Tenant(s) risk and Owner shall not be responsible for any loss or damage.
This is a question regarding liability of injury on my
This is a question regarding liability of injury on my property. My adult daughter was visiting us and was bitten by a rattle snake as she walked out my front door. She was treated emergently with antivenin and released from the hospital. After six days she is not able to fully bear weight on that foot. She is a waitress and a Graduate student and living independently. The foot ankle and calf looks pretty good but also pretty bad. Like a crush injury, We are not sure when she can work again. We called our home insurance company and the claims adjuster said yes indeed she was a visitor and our 5000.00 medical coverage would be activated on her behalf. But then I started thinking of her inability to work, her rent. car payment., utilities and her tuition and I called the adjuster back and about asked about our 100,000.00 liability insurance. Would this kick in for loss wages. He said no because a snake bite is an unexpected act from nature and showed no negligence from the property owner. But I think I may have been negligent. I have scruffy thicket of Russian sage at my front door. I have been feeding the birds against my HOA request. we recently noticed mice in our yard and put out poison. Rodents attract snakes. Snakes can hide in a thicket. I live across the street from an area of open desert land. I have rocks holding down the rug on my threshold area. What advice would you give me. I think I have liability insurance to cover such thing ( my 24 yr daughter has health insurance through me) with a 1500.00 deductible. I think she should every penny of health insurance to get well. But if this were my UPS guy who had a family to feed from his wages I would still think the same. My liability insurance should kick in. How do you suggest we proceed.