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I was rear ended and the damage to my car is approximately
I was rear ended and the damage to my car is approximately $3,400. My car is only worth $2,800. I was not found to be at fault in this accident, but I am horrified to find out that his insurance company will not pay to have the damages repaired to my car because the damages far exceeds the value. Is this even okay? I am a college student working full time and I do not have the resources to incur a car payment at this time. Mechanically, my car seems fine - it's just the rear bumper, gas cap and rear right taillight that are all damaged. The accident occurred in Omaha, NE and we both have liability insurance. Thank you!
I own an S-Corp business and am private labeling a few
Hello,I own an S-Corp business and am private labeling a few products under my own name. I do not manufacture these products myself, I simply have the manufacturer apply my product label for resale. I am currently private labeling a handmade soap line and a water bottle line. I am wondering if I am legally responsible if a customer has a bad reaction to the soap or injures themselves on the water bottle. Who holds the liability with these products? The manufacturer or myself?
My landlord is charging me place insurance because they want
My landlord is charging me for forced place insurance because they want to see their Apartment Complex' name and PO box address in the Declaration Page as the interested party. On the current declaration page it specifies the apartment # ***** the address as the insured property. I've contacted my insurance carrier and they said that this type of matter should be between landlord and them. However in the meantime, the landlord refuses to drop the forced place insurance that they are charging. Is this legal?
I want to open a company which will provide food delivery
I want to open a company which will provide food delivery service from different restaurants via app. The drivers will be independent contractors, which will operate their own vehicles with their own insurance. My question is, do i have to carry some type of insurance and what, for my own protection. Can i be liable if anything happens? My app will be similar to Uber Eats. I'm in Florida.Thanks!
My contractor has a current policy insurance insurance that
My contractor has a current policy for liability insurance insurance that has a million dollar coverage for each occurrence. He has agreed that the workmanship is poor and needs addressing. They basically destroyed in the interior of my home, electrical, floors etc...He has broken some laws in doing so. Been legally deceptive. I have been trying to work with him but in the end he is not wanting to fix ALL the work,just part of the damages. I am well within the time frame to file a lawsuit. We live in louisiana. The contractor, who I thought was very honest, I now know he has lied about many things, perhaps false reports and fraud. With all that said, he wrote me a letter and said he has NO insurance. I confirmed the policy was up to date, but he wrote back he has no E & O coverage ? so he says, no insurance ! What is an E & O policy ? and what would it exclude if I have a claim ? Thank you..Terri
I had a window break due to a storm. My condo association replaced
I had a window break due to a storm. My condo association replaced the broken window and another window. Shortly after I noticed that the windows were leaking and bugs were coming through. By this time, a new management company had taken over. I spoke with them in person but did not receive documentation. They said they knew the windows were installed incorrectly and did nothing to fix them. They later said they were going to install new windows for the entire community but did not. Some years have gone by and I'm still stuck with leaking moldy windows that allow bugs in. Is the new company responsible for fixing the windows or am I?
My 18 year old son rear ended some drunk people at 1 am they
my 18 year old son rear ended some drunk people at 1 am they ofcourse said lets just go our seperate ways and call it even (they were students at the same school as my son . boy 17 driver. girl 16 owner of car) the girls dad is a state trooper he had them wait a day then file a police report saying my sone left the scene. and reported that the girl was driving at the time (not true she was too drunk to walk) a county cop tracked ian down two days later put him in the car and gave him a scare tactic speech trying to get my son to admit to a hit and run . my son told them nothing but his name and said i refuse to talk about anything because i know nothing cause i was never in an accident and was never there. the cop left him with a ticket for following too close resulting in an accident and said if he didnt come to him with an insurance card by the end of the week he would be back to write him more tickets for no insurance and more he is trying to help his friends get a fast few thousand bucks from my sons insurance thats the word around school that the kids are bragging about the money they are going to get, my questions are can the cop keep comming back to issue more tickets can the charges be increased to more than they are now ? if he pays the current ticket right away does this close the case so no more charges can be filed
My father passed away three weeks at age 85 and leftView more legal questions
Hello,My father passed away three weeks at age 85 and left a small inheritance to me. Four years ago, he was in an auto accident on a city street in which his car was demolished (hit on the passenger right front end by a Hummer) and he suffered two broken vertebrae, a broken arm, and was unconscious for over two days. He was in the hospital for over two weeks and then went to rehab for a period of time.While sorting through my Dad's files, I found a letter from the insurance company detailing a recent update from one of the two other vehicles' occupant who was involved in the crash. A week later, I received a letter (addressed to my Dad at his home) from the other accident victim's attorney, stating that he was to appear at a court mediation session in July.Regarding my Dad's small estate, I am the sole beneficiary and also the Trustee/executor (it was held in a Revocable Trust). My obvious questions follow:1) Now that he has passed away, are his assets still subject to a law suit?2) If so, how can this be done through mediation since he has passed away?3) WHAT can I do to protect the assets from a law suit. I was divorced five years ago and took a horrendous financial beating ($85,000 in attorney fees and well over half of all assets). I also am paying 50% of the college for a freshman son. My other son has cystic fibrosis, a fatal disease which requires continuous medication, therapy, and frequent hospital stays for bacterial infections of his lungs. I am 59 and only have about 10% equity in the house that I had to purchase following the divorce to live in.Thanks,Eric