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Recent Judgment Creditor questions

I am interested in purchasing a Non Performing Mortgage Loan

I am interested in purchasing a Non Performing Mortgage Loan on a single family home located in Central City, KY. The elderly couple who own the home have Homestead Exemption status.I was reading and found out that there is also something called a Homestead Declaration Form which can filed and recorded with the County Clerk. It is a different from claiming a Homestead Exemption. The Homestead Declaration Form protects the filers from creditors.Firstly, I would like to know if this law applies for KY. Secondly, I would like to find out if this Form was recorded with the County Clerk by this couple, and will it protect them from foreclosure on their family home. I have the name and address of the owners and the property information. Thanks. Nash

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TJ, Esq.

Juris Doctor (JD)

10,884 satisfied customers
I have a situation where my ex-wife had a judgment entered

I have a situation where my ex-wife had a judgment entered against her share of our jointly owned property. The judgment was levied for an outstanding debt to Discover Card. The debt was not in my name, and I am not a named party on the filing for the judgment. We were already divorced at the time the judgment was awarded. Since that time, I assumed sole possession of the property and had her name removed from the title through a quit claim. I now wish to refinance the property but the lien remains in place. The debt has been discharged through a subsequent bankruptcy award that my ex-wife secured. I have made repeated attempts to deal with the firm handling the judgment on behalf of Discover Card but they will not respond to my communication. I want to file a motion with the court to try and set aside the lien against the home. Can I?

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Ely

Counselor at Law

Juris Doctor

64,594 satisfied customers
Can an abstract judgment be filed after 10 years?

I have just received an abstract judgment notice on a credit card from 2008 in California. They are saying they served me in 2010. I went to the County recorder last week and it was filed on 8/29. Can an abstract of judgement be filed after 10 years? Apparently this old debt was sold to a new attorney.

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LawTalk

Attorney at Law

Juris Doctor

33,122 satisfied customers
I'm getting notices of "APPLICATION FOR AND RENEWAL OF

I'm getting notices of "APPLICATION FOR AND RENEWAL OF JUDGMENT" from from some Gary A Bemis, 92508LEGAL DEPARTMENT OF GCFS, INC. Who's an Attorney for the above mentioned Judgment Creditor. Filed in the Superior Court of CA, county of Marin. This on a nine year old debt ($4,436.27) Recorded in the same court with a case # ***** under instrument # 2007-0053288. With the renewal judgment calculations the amount that they want from me is $8,627.88. As I understand the Statute of Limitation on a debt in California is 4 years, furthermore, that the amount of the debt to be collected could not be more than the original. What should my immediate recourse of action be?

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Dwayne B.

Juris Doctor

35,784 satisfied customers
I receive a writ of garnishment for a independent contractor

I receive a writ of garnishment for a independent contractor that works for me what should I doJA: Because employment law varies from place to place, can you tell me what state this is in?Customer: MichiganJA: Has anything been filed or reported?Customer: NoJA: Anything else you want the lawyer to know before I connect you?Customer: No

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236 satisfied customers
I had a judgement filed against me in Gwinnett County, GA

I had a judgement filed against me in Gwinnett County, GA seven years ago. I recently received a letter from the plaintiff's lawyer requesting that I answer interrogatories. Do I have to answer these interrogatories?JA: Has anything been filed or reported?Customer: I don't think so.JA: Anything else you want the lawyer to know before I connect you?Customer: Nothing has been filed in court since 2009.JA: Since laws vary from place to place, what state is this in?Customer: Georgia

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CalAttorney2

Attorney

Doctoral Degree

20,240 satisfied customers
I am in a civil contract debt law suit, in Texas and will

I am in a civil contract debt law suit, in Texas and will more than likely lose on unjust enrichment.My question is can I shorten the process save opposition legal fees, I am pro se, by filing a motion for summary judgement?Synopsis:at real estate closing Title Company knowingly issued a check to me without paying off lienholder, I took that money paid my debt to the IRS, since then the Title Insurance Companyhad to payoff my lender. I have no non exempt property, I have offered to payback over time but no reply, bench trial is in one month.Barry

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

108,214 satisfied customers
I have a mortgage on a condo that I am thinking of walking

I have a mortgage on a condo that I am thinking of walking away from. Aside from the bank taking possession of the condo and reselling it, can they have my retirement accounts seized? I have zero coupon municipal bonds that mature in 20-25 years. Employer 401k and an IRA. What can they seize? Thanks.

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Albert Marmero

Juris Doctorate

358 satisfied customers
My husband and I purchased a motorhome several years ago, he

My husband and I purchased a motorhome several years ago, he was an Agent Orange 100% disabled vet. When he became sick and died I could no longer make the payments so volunteer called and ask them to take it back which they did. I had been making $300 a month payments on it. When the sold the unit they said it did not bring enough to pay it off and now have a judgement against me for $50,000. I am a widow on a fixed income I don't have the money to pay it off, I offered to pay $300 per month for five years and they turned it down, I again made an offer of $400 they turned that down as well. They said they would get the money from me one way or another. In the meantime my home is paid for I transferred it to a friend in hopes they couldn't touch it. Now he won't return it because he says he is keeping safe for me. They are going after it and say I must appear in Miami at their offices to answer questions under oath. Yes I have a nice retirement but when I pay my bills I have nothing left over. I purchased a condo in Panama City Beach, FL in 2012 from the VA their lawyers told me to stop making payments which I did. I want to know can they get my house, do I have to go to Miami to answer their questions under oath will a notary do just as well. How do I get my house back into my name. I'm under so much pressure I don't know where to turn

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LegalKnowledge

Juris Doctor

30,506 satisfied customers
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