I am interested in purchasing a Non Performing Mortgage Loan
I am interested in purchasing a Non Performing Mortgage Loan on a single family home located in Central City, KY. The elderly couple who own the home have Homestead Exemption status.I was reading and found out that there is also something called a Homestead Declaration Form which can filed and recorded with the County Clerk. It is a different from claiming a Homestead Exemption. The Homestead Declaration Form protects the filers from creditors.Firstly, I would like to know if this law applies for KY. Secondly, I would like to find out if this Form was recorded with the County Clerk by this couple, and will it protect them from foreclosure on their family home. I have the name and address of the owners and the property information. Thanks. Nash
I have a situation where my ex-wife had a judgment entered
I have a situation where my ex-wife had a judgment entered against her share of our jointly owned property. The judgment was levied for an outstanding debt to Discover Card. The debt was not in my name, and I am not a named party on the filing for the judgment. We were already divorced at the time the judgment was awarded. Since that time, I assumed sole possession of the property and had her name removed from the title through a quit claim. I now wish to refinance the property but the lien remains in place. The debt has been discharged through a subsequent bankruptcy award that my ex-wife secured. I have made repeated attempts to deal with the firm handling the judgment on behalf of Discover Card but they will not respond to my communication. I want to file a motion with the court to try and set aside the lien against the home. Can I?
Counselor at Law
Can an abstract judgment be filed after 10 years?
I have just received an abstract judgment notice on a credit card from 2008 in California. They are saying they served me in 2010. I went to the County recorder last week and it was filed on 8/29. Can an abstract of judgement be filed after 10 years? Apparently this old debt was sold to a new attorney.
I'm getting notices of "APPLICATION FOR AND RENEWAL OF
I'm getting notices of "APPLICATION FOR AND RENEWAL OF JUDGMENT" from from some Gary A Bemis, 92508LEGAL DEPARTMENT OF GCFS, INC. Who's an Attorney for the above mentioned Judgment Creditor. Filed in the Superior Court of CA, county of Marin. This on a nine year old debt ($4,436.27) Recorded in the same court with a case # ***** under instrument # 2007-0053288. With the renewal judgment calculations the amount that they want from me is $8,627.88. As I understand the Statute of Limitation on a debt in California is 4 years, furthermore, that the amount of the debt to be collected could not be more than the original. What should my immediate recourse of action be?
I receive a writ of garnishment for a independent contractor
I receive a writ of garnishment for a independent contractor that works for me what should I doJA: Because employment law varies from place to place, can you tell me what state this is in?Customer: MichiganJA: Has anything been filed or reported?Customer: NoJA: Anything else you want the lawyer to know before I connect you?Customer: No
I had a judgement filed against me in Gwinnett County, GA
I had a judgement filed against me in Gwinnett County, GA seven years ago. I recently received a letter from the plaintiff's lawyer requesting that I answer interrogatories. Do I have to answer these interrogatories?JA: Has anything been filed or reported?Customer: I don't think so.JA: Anything else you want the lawyer to know before I connect you?Customer: Nothing has been filed in court since 2009.JA: Since laws vary from place to place, what state is this in?Customer: Georgia
I am in a civil contract debt law suit, in Texas and will
I am in a civil contract debt law suit, in Texas and will more than likely lose on unjust enrichment.My question is can I shorten the process save opposition legal fees, I am pro se, by filing a motion for summary judgement?Synopsis:at real estate closing Title Company knowingly issued a check to me without paying off lienholder, I took that money paid my debt to the IRS, since then the Title Insurance Companyhad to payoff my lender. I have no non exempt property, I have offered to payback over time but no reply, bench trial is in one month.Barry
I have a mortgage on a condo that I am thinking of walking
I have a mortgage on a condo that I am thinking of walking away from. Aside from the bank taking possession of the condo and reselling it, can they have my retirement accounts seized? I have zero coupon municipal bonds that mature in 20-25 years. Employer 401k and an IRA. What can they seize? Thanks.
My husband and I purchased a motorhome several years ago, he
My husband and I purchased a motorhome several years ago, he was an Agent Orange 100% disabled vet. When he became sick and died I could no longer make the payments so volunteer called and ask them to take it back which they did. I had been making $300 a month payments on it. When the sold the unit they said it did not bring enough to pay it off and now have a judgement against me for $50,000. I am a widow on a fixed income I don't have the money to pay it off, I offered to pay $300 per month for five years and they turned it down, I again made an offer of $400 they turned that down as well. They said they would get the money from me one way or another. In the meantime my home is paid for I transferred it to a friend in hopes they couldn't touch it. Now he won't return it because he says he is keeping safe for me. They are going after it and say I must appear in Miami at their offices to answer questions under oath. Yes I have a nice retirement but when I pay my bills I have nothing left over. I purchased a condo in Panama City Beach, FL in 2012 from the VA their lawyers told me to stop making payments which I did. I want to know can they get my house, do I have to go to Miami to answer their questions under oath will a notary do just as well. How do I get my house back into my name. I'm under so much pressure I don't know where to turn