Join the 9 million people who found a smarter way to get Expert help

Recent Insurance questions

I went in to get my oil changed, and found out later my car

I went in to get my oil changed, and found out later my car was stolen off of the car lot. I found out from the mechanic he had put the keys in the car. Who is responsible for the car, me or mechanic?

Read more

CalAttorney2

Attorney

Doctoral Degree

20,082 satisfied customers
Can a person with employer provided health insurance, get in

Can a person with employer provided health insurance, get in trouble if an ex-domestic partner runs up a big health insurance bill after she moves out? The Domestic partnership agreement has not been dissolved as yet.

Read more

LegalKnowledge

Juris Doctor

30,394 satisfied customers
Thanks so much. In your professional opinion, based on my

Thanks so much. In your professional opinion, based on my circumstances, would the Title 22, Section 1256-1(e)(4) the attorney referenced apply. In other words, if Takeda did report to EDD mutual separation as a part of a settlement, would I "not" be disqualified based on title 22? Takeda attorney says I wouldn't be disqualified. Is she correct ?

Read more

37,948 satisfied customers
In Los Angeles County, California; I pulled over to the side

In Los Angeles County, California; I pulled over to the side while I was driving. In a double-parking manner but never violated the space of the oncoming traffic. This happened in a residental area. As I was parked, a car backing out of her driveway hit me. Who is at fault?

Read more

CalAttorney2

Attorney

Doctoral Degree

20,082 satisfied customers
I work for a company where travel is part of my job. I have

I work for a company where travel is part of my job. I have gotten into a 2nd at fault vehicle accident in 5 years and the company wants me to sign a formal last chance agreement notifying me I would be fired in case of a 3rd accident whether it is work related or not. The ticket was dropped and my license is not suspended.JA: License regulations vary from place to place, so can you tell me what state this is in?Customer: ncJA: Has anything been filed or reported?Customer: I was cited but ticket was dropped. the company is self insured and did pay the claim for damage to company vehicle and other vehicle I am hesitant to sign something that agrees to automatic termination if that waives any of my rightsJA: Anything else you want the lawyer to know before I connect you?Customer: that's all

Read more

Asad Rahman

Attorney

J.D.

3,108 satisfied customers
I financed a car in 2005 for 60 payments...for 5

I financed a car in 2005 for 60 payments...for 5 years...when i made my last payment in 2010...the creditor called me and said I have to pay for a few more months...I asked why...they said my i surface wasn't option 1 for a few months during the loan...I told them I know..but you raised my payment 100 dollars for each month during that time unail my insurance was corrected...now I have a bad mark on my credit report...because i refused to pay....what can I do?? Is what they did legal?

Read more

Irwin Law

Juris Doctor JD

8,816 satisfied customers
My mortgage company is Ditech, I had a house fire in May, my

My mortgage company is Ditech, I had a house fire in May, my insurance company has been Great they sent me a check for $30,000 for the damage immediately made payable to myself and Ditech sent me a check for $10,000 within three weeks to start my work. I've paid the electrician $7200 to have the house rewired all work being done per insurance adjusters report the aircondictioner replacement was $5700 already over their initial check now the money coming out of my pockets I've finished all the rest of repairs some by contractors and most others myself drywall painting etc. the home has now passed all inspections State and County and Ditech still won't pay the rest of my insurance money stating they want to make sure the repairs have been done right and there are no liens I've paid everyone myself I haven't been able to live in my home for the first four months I've just began moving back in I pay my taxes and insurance myself no escrow.. I'm at my wits end what are my rights.. Thanks Shari

Read more

Alex J. Esq.

Managing Attorney

Doctoral Degree

22,090 satisfied customers
Mr.! I am not sure if you can view my previous question

Hello Mr. Phillips! I am not sure if you can view my previous question which will provide some background? I assume so?My company and I reached a settlement. In the MOU it specifically states "Strauss employment will end as of Sept 1...strauss agrees to not rehire. In the long form, which has same language and was drafted by my company's attorney, I requested they add the language "at no fault of her own" (referring to the ending of my employment). My company refuses to add that language. I want to ensure I will be granted unemployment.The attorney verbally told me, when I questioned her what my company would report, she stated, "a mutual separation". I told her it wasn't mutual and I never agreed to have it mutual. I only am agreeing to "not rehire".They are willing to put the following language in the agreement. However, this provides zero guarantee they will not provide EDD with language that will not disqualify me: email from the attorney today:This morning, you indicated by email to me that "When I specifically asked you what Takeda would report to EDD, you stated, the separation was mutual. As an employment attorney, you very well know that would disqualify me." This is simply wrong. Title 22, Section 1256-1(e)(4) provides as follows:"There may be a separation by mutual agreement if the employer and employee have mutually agreed to separate, either at the time of termination or, initially, at the time of hire. In such cases the termination is neither a discharge nor a leaving and thus a disqualification cannot arise under Section 1256 of the Code. The expiration of a fixed term contract of hire to which the parties initially agreed is an example of a termination by mutual agreement."We have added language into the agreement in hopes of clarifying this issue for you so that Takeda's intention is clear. That language is as follows:Subject to your execution, non-revocation, and continued compliance with the terms of this Agreement, the Company agrees not to affirmatively contest any effort by you to seek unemployment insurance coverage based on your separation from employment with the Company (except nothing herein shall prevent the Company from providing accurate and truthful answers regarding your employment relationship or separation, to the extent obligated to respond to inquiries from any government agency related thereto, regardless of any impact on your ability to obtain unemployment insurance benefits).I have requested they provide in the agreement one of three options: check option 3. laid off/lack of work on form DE 1101C/Z or put involuntary separation in the the "other option" or add the language "as of no fault of her own".Can you please provide your opinion? What should I ask of them to insure they will not report information EDD that will disqualify me? I greatly appreciate your professional insight.

Read more

Phillips Esq.

Attorney

Juris Doctor

18,312 satisfied customers
I was in a car accident The other driver was ticketed. My

I was in a car accident The other driver was ticketed. My 2004 pasat vw still runs no frame damage that we use as a truck . We are artists and use this car to pick up strange things to turn into art for sale Considering the age it was in great running and looking Thee damage is cosmetic front bumper to right side fender & grill The resale was 2262 kelly blue Trade 1000 I'm concerned it might be totaled. What can I doJA: Because traffic laws vary from place to place, can you tell me what state this is in?Customer: Saint Petersburg FlJA: Has anything been filed or reported?Customer: Yes with the PoliceJA: Anything else you want the lawyer to know before I connect you?Customer: Yes the driver in the the other Truck was driving on the wrong side of the street when he hit me & in the police there was a witness waiting for a bus that made a statement backing me

Read more

Taylor

Attorney

Juris Doctor

404 satisfied customers
View more legal questions
In The News