How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
A new question is answered every 9 seconds
Ask a Criminal Law question
Type Your Criminal Law Question Here...
characters left:
4 Criminal Lawyers are Online Now

Insurance Fraud Questions

Insurance fraud can be of many types. Car insurance, life insurance, health insurance and medical insurance fraud are just a few. Read below five of most commonly asked insurance fraud questions that have been answered by Experts.

What is the statue of limitations in Virginia on insurance fraud on a navy life insurance policy?

The statute of limitations for a fraud cause of action starts to run at the time that you discovered, or should have discovered the fraud. The statute of limitations for fraud arising under federal law is three years. In Virginia, under state law, it is two years. Even though the statute of limitations may have passed, check with SGLI or VGLI website http://www.military.com/benefits/survivor-benefits/servicemembers-group-life-insurance) to see if you were a beneficiary and may have a claim still pending that can be claimed.

Is it insurance fraud if someone accidentally damaged their vehicle then claimed it to be vandalism on an insurance claim and if so how long could they be prosecuted after doing so?

Under Texas law, Insurance fraud is an intentional deception committed by applicants, policyholders, claimants, providers, agents and company employees. In this case yes, it would be insurance fraud, since you knowingly reported it as vandalism and it was not in fact vandalism. If a fraud investigation occurred, you would then have to prove that any wrong doing on your claim was not intentional. Insurance fraud is often punished as a felony and could face over a year jail sentence.

Can someone be indicted for insurance fraud if most of the evidence is hearsay from a witness?

This will vary depending on each specific situation, however, a lot of evidence that seems like it is hearsay to a layman is actually not hearsay, and a lot of evidence that actually is hearsay is still admissible under various exceptions in the rules of evidence. If you have an attorney, your attorney can always make a motion before the trial to exclude evidence that is hearsay, and if the evidence is excluded, the State may not be able to proceed.

If someone witnessed insurance fraud in Alabama, can someone report anonymously and will everyone involved be prosecuted?

In most instances an anonymous call to the police with details of what was seen, can start an investigation. This same "tip" could also be anonymously given to the insurance company as well. Yes, everyone involved could be prosecuted to some degree. In Alabama, insurance fraud is a felony and punishable as such.

Is it insurance fraud when an dentist office offers an x-ray service only because insurance will pay for more frequent x-rays even if the patient is not needing x-rays at this specific visit?

If it can be shown that the x-rays are unnecessary treatment, then it could indeed be considered insurance fraud, but of course the doctor will come up with some medically necessary excuse for the yearly x-rays and most times it will require a full investigation by the dental board or department of health to prove that this is indeed fraud.

Medical insurance fraud seems to be one of the highest fraud related crimes. If you feel that you are a victim of insurance fraud, or you have questions regarding other types of insurance fraud, feel free to ask an Expert for legal insights based on an evaluation of your case details.
Ask a Criminal Law question
Type Your Criminal Law Question Here...
characters left:
4 Criminal Lawyers are Online Now

How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.

JustAnswer in the News:

 
 
 
Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.
 
 
 

What Customers are Saying:

 
 
 
  • Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help. Mary C. Freshfield, Liverpool, UK
< Last | Next >
  • Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help. Mary C. Freshfield, Liverpool, UK
  • This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!! Alex Los Angeles, CA
  • Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult. GP Hesperia, CA
  • I couldn't be more satisfied! This is the site I will always come to when I need a second opinion. Justin Kernersville, NC
  • Just let me say that this encounter has been entirely professional and most helpful. I liked that I could ask additional questions and get answered in a very short turn around. Esther Woodstock, NY
  • Thank you so much for taking your time and knowledge to support my concerns. Not only did you answer my questions, you even took it a step further with replying with more pertinent information I needed to know. Robin Elkton, Maryland
  • He answered my question promptly and gave me accurate, detailed information. If all of your experts are half as good, you have a great thing going here. Diane Dallas, TX
 
 
 

Meet The Experts:

 
 
 
  • Ron

    ASE Certified Technician

    Satisfied Customers:

    21119
    23 years with Ford specializing in drivability and electrical and AC. Ford certs and ASE Certs
< Last | Next >
  • http://ww2.justanswer.com/uploads/FO/fordguy4u/2011-12-17_222940_HPIM1257.64x64.JPG Ron's Avatar

    Ron

    ASE Certified Technician

    Satisfied Customers:

    21119
    23 years with Ford specializing in drivability and electrical and AC. Ford certs and ASE Certs
  • http://ww2.justanswer.com/uploads/lyeung1/2010-07-25_032152_tn_IMG_0241.JPG Dr. Y.'s Avatar

    Dr. Y.

    Urologist

    Satisfied Customers:

    18367
    I am fellowship trained specializing in general urology and reconstructive urology.
  • http://ww2.justanswer.com/uploads/docjohn174/2008-12-13_170143_johnask.jpg John's Avatar

    John

    Home Appliance Technician

    Satisfied Customers:

    13453
    Appliance repair business owner for over 43 years.
  • http://ww2.justanswer.com/uploads/MU/multistatelaw/2011-11-27_173951_Tinaglamourshotworkglow102011.64x64.jpg Tina's Avatar

    Tina

    Lawyer

    Satisfied Customers:

    8472
    JD, BBA Over 25 years legal and business experience.
  • http://ww2.justanswer.com/uploads/dermdoc19/2010-09-30_160749_Photo_122807_015.JPG dermdoc19's Avatar

    dermdoc19

    Dermatologist

    Satisfied Customers:

    3827
    30 years practice in general and cosmetic dermatology
  • http://ww2.justanswer.com/uploads/BI/birddoctor/2012-6-22_173214_birddoctor.64x64.png Dr. Pat's Avatar

    Dr. Pat

    Bird Veterinarian

    Satisfied Customers:

    3383
    25+ years working primarily or exclusively with birds
  • http://ww2.justanswer.com/uploads/RY/rydergar/2012-6-6_192240_IMG0328.64x64.JPG Dr. Gary's Avatar

    Dr. Gary

    Cat Veterinarian

    Satisfied Customers:

    3291
    DVM, Emergency Veterinarian, BS (Physiology)