my mom in law has her name on my car loan. we had a verbal agreement that I would make the monthly payment, pay for the up keep and registration. When the car is full paid off that she would turn the title in my name as the owner. Now with 12 payment away she is telling me I have to have the 12 payment made in 3 months or I have to turn the plates in to the DMV. She states she longer wants to carry the car insurance policy in her name. 1) if there is a lean on the car per loan agreement she has to carry insurance on it till the car is paid off, correct? 2) if she has paid off the car and there is no lean on it can she add me as co-owner to the title? Then can I legally get the insurance policy in my name? feeling not safe with our verbal agreement how can i write and what do I write in a written contract with her now?
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