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I have a very -winded story followed by a series of

I have a very long-winded story followed by a series of questions.My husband (who has Cluster B personality disorder) and I have been separated (not legally) since February of 2015. I kicked him out after discovering a loan that he took out without consulting me. This is the first of MANY over the last ten years. He was in the sub-prime mortgage business in 2007 when the market crashed. It was because of his industry—actually, the company he worked for—that our economy collapsed. When he lost his job, I had a one-month old baby at home and we were living in Florida. We had five properties and he was in charge of ALL of the finances. He wanted to start a new business and I asked him not to touch our 401k (daughter's college fund). By the time I found out what had happened, we had no money. He had spent the entire amount paying payroll on a shady business that failed; it's been downhill ever since. Several years ago, we bought a small house and did a loan modification. He convinced me to use my corporate credit (I had an 850 score and 150K line of credit at the time on a marketing biz I owned) to pay for the renovation; stating that he would pay off when the banks paid us. That never happened. By the time the banks paid us, he was without a job for the 15th time. I filed bankruptcy a week before kicking him out and no longer have this business. Flash forward to today: I have been paying all of our bills through his account (my mortgage, car payment, etc.). My name is ***** ***** ANYTHING. Last weekend, I put the remaining items of his (clothes, etc) in the shed and asked him to remove them. He became enraged and made a scene in front of my daughter who is now 9. It has escalated to a point where he is now canceling all of the credit cards and removing me from everything. I am now a freelance writer and making very little money. I have a nine-year-old daughter and the house is in my name. His mother co-signed, so she is on there as well. The car title was transferred into his name before filing chapter7 so I could keep it and because we are still married (unable to pay for a lawyer and I did not qualify for legal aid since we file jointly). *sigh* So here are my questions: 1) what do i do? How do I protect myself if I don't qualify for legal aid and cannot afford an attorney? 2) what are my rights when it comes to financial support? My daughter has a scolarship in a private school on the other side of town. The commute is 30 min each way and I pick her up at 3pm. he has never taken care of her for more than 24 hours on his own and is threatening to change that. I am just so lost and scared. Any advice is helpful. thanks.

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David Stewart

Vice President Legal Affairs

Juris Doctor

182 satisfied customers
Felony charged due to psychotic break; what is my best deal?

I had a psychotic break and during my hallucinations I broke out a church's antique stained glass windows. I was charged with felony vandalism to a place of worship. They offered me a plea deal where the felony will be discharged under the GA 1st offender's act , but I have to pay $27,000 in restitution, serve 5 years on probation, and 100 hrs of community service. I have had a history of mental illness but was officially diagnosed after this incident occurred. Is this plea bargain the best I could hope for? The only reason I caused any damage to the church was because of my psychotic break. I would never do such a thing intentionally. I'm now stable and on medication.I was arrested, charged and arraigned. And offered the plea deal.I have police reports that include witness accounts of me hallucinating and in the middle of psychosis. And I have doctors and psychiatrists records.

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TJ, Esq.

Juris Doctor (JD)

10,846 satisfied customers
Our midwife's billing partner has contacted us and said our

Our midwife's billing partner has contacted us and said our insurance didn't pay as much as he thought (even though he reassured us verbally that they would) and that we now owe the amount (about $3,600).He has sent us no bill in the mail. He has repeatedly called and spammed my wife's email.This has been really stressful. The midwife failed to diagnose my wife with post partu. Anxiety and PTSD and we had to spend a lot of money on psychiatrists and therapists and will have to continue spending a lot.The midwife's and billing person's calls and emails to my wife additionally stressed her out. She talked to her psychiatrist about this and the psychiatrist said she needs to report her to the nurse practitioner board because she has violated her license.The billing partner said he is going to take legal action if we don't pay this week. I said I am not in a place to pay due in part to all the unexpected mental health billsThis has been insanely stressful for us all.What should I do?We have two contracts with them, thetc first for a pregnancy that ended sadly. That contract is signed.For this pregnancy (which happened several months after) we have no signed paperwork.

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legalgems

Juris Doctorate

13,780 satisfied customers
My fiancé recently was arrested from my condo for domestic

My fiancé recently was arrested from my condo for domestic battery. This is the 2nd time in 2 years that the police have been called to the property, he was not arrested the first time it was simply from noise due to fighting.He was banned for a year and we abided by that.Now they are saying through an attorney letter that he is banned permanently due to incidents of violence.Is it possible for an association to do this on a permanent basis??

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

47,122 satisfied customers
I already asked this question yesterday. But I do not see it

I already asked this question yesterday. But I do not see it online. I therefore repeat it today.To what extent is the insurer of a Florida Condo Association liable under the Directors and Officers Liability Policy for libel?Scenario: Director A libels Director B. A use B. B turns to the Insurer to defend. Does the insurer:1. Review the matter to determine whether the suit is justified before defending?2. Defend anyway and wait for a verdict?3. If and when the case is lost, is the Insurer liable for damages? (That seems insane)Logic would dictate that item # 1 above should prevail. Or at worst the insurer should not be liable for any libel award.

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Irwin Law

Juris Doctor JD

8,818 satisfied customers
I am a professional--a creative director at an advertising

Hello. I am a professional--a creative director at an advertising agency in Seattle. I have followed a missing person's case online for about a year on Facebook pages. It has attracted all kinds of people and has been particularly volatile with everyone having different opinions Some formed a public hate group targeting the hardworking investigators on the case and anyone who believed what the investigators had to say. In a closed FB group, I commented on some of the hate group's posts (admittedly not nicely, but by far more mildly than most who have called out these particular people as insane). Their posts were so annoying I started blocking them on my FB account so I wouldn't have to see them or be tempted to respond. Mostly I just disagreed, but I did poke a little fun at them, which is consistent with how they behave to most everyone. (Actually they behave MUCH worse.) I never attacked them or anything like that. At worst, I was a smartass. So, I guess they googled me and found my professional info. They posted a video done about me by a news organization in their public facebook group, lambasting me for being two-faced because I was nice in the video, but not nice to them. I didn't care about that. But they did subtly threat to contact my employers, which got my attention. Then suddenly someone was writing on my employer's facebook page with disparaging remarks about me, claiming that I was an internet bully and cyberstalker. I asked the person who posted why she did when I recognized her name in a discussion group. I had never seen or heard her name before she posted on my employer's facebook page. She replied, "Don't contact me, you're stalking me." Then she said, "You contacted my family and I have the screenshots to prove it." Dumbfounded, I finally realized by her spelling that she was the trouble makers from the hate page. This person is also a convicted felon with battery and obstruction charges in Wisconsin. (I live in Seattle.) I told her that I recognized who she was, even though she was posting from a fake profile, and to leave me alone. The next day, because the fake profile was blocked from my employer's facebook page, the convicted felon person posted with her real profile on my employer's facebook page, maybe about 15 posts I think, accusing me of being a bully and stalker. Her friend also posted three disparaging comments on my employer's facebook page, saying that I was two-faced, not a decent person and was an online bully who my employers needed to stop. Then one of them contacted the news organization and made the same accusations about me. The news organization was confused (or maybe not) and thought they were saying that I was disparaging the news organization. So the news organization called our PR person upset. The people who own my ad agency are very upset. As their creative director, they need to be able for me to promote the agency on social media and are worried that these crazies will continue to make me and the agency look bad. I realize I made the biggest mistake of my life by making comments on these people (who ironically are well-known harassers of MANY others, including the investigators on the case). But they have literally put my job in jeopardy and I don't know what I can do to stop them. I am afraid to contact them to ask them to stop for fear they will say I am stalking them. Help!

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Irwin Law

Juris Doctor JD

8,818 satisfied customers
I live in Texas.I've been divorced for 12 plus years.My

Hi.I live in Texas.I've been divorced for 12 plus years.My exhusband and his wife will not let me use my childrens dental insurance card,even though Cigna sent it to our address.The wife texted me she will press charges if i attempt to use the insurance when i take my children to the dentist. The wife wants me to pay cash so they then turn it into their insurance company and file a claim as though they paid cash.?Yet it takes them over a year to reimburse me (our decree states to repay within 30 days but they do not do this).Hope this makes sense. Not sure if it's worth trying to use the insurance without their permission? What is your advice? I can't afford to go back to my attorney to get any decree rectified and my x knows this.He is in an entirely different earning bracket and he can afford to allow me to use their insurance for their visits but as he told me that if I was starving and they were the last people on earth ,he and his wife wouldn't even Sh__ in my own mouth.Those are his exact words.Just so you know what kind of filthy mean spirited person i have to deal with.Our decree states he must carry health insurance and dental we each pay 50/50 .He refused to let decree state he must carry dental insurance.He has never followed the decree (he acts as though he is above it),He has never been an actual father physically or emotionally for our children.Its his loss,they are wonderful human beings and as my son goes off to college in two weeks I just want to know if i can get their dental work completed before he leaves under his insurance.The only reason i learned they has dental insurance is that Cigna sent the card to my address.Cigna suggested i talk to an attorney.Then Cigna mentioned to make sure i went to a provider on their accepted list.Now i sort of felt the rep was saying just go to one of oy=ur dentists and all will be fine ,but i know how insane and dramatic his wife is and she has nothing better to do in her day than to make our lives miserable,nevermind that her 3 children from a different man all got braces which my childrens father paid for! Its not right.What should i do? I need him to agree we can use the insurance.I would like to keep it nice because we need him to agree to pay the orthodontist his 50 pervent directly as i do not want to be financially out both 50 percent portions of my son and daughters braces.Please help.Thank you kindlly.Toni Harless

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Sam

Attorney

Doctoral Degree

31,956 satisfied customers
I was recently offered a job from a medical lab as a

I was recently offered a job from a medical lab as a distributor/rep and am to be paid a percentage of gross revenues, my question is as to whether this is legal or perhaps considered fee splitting.

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

108,056 satisfied customers
When a person is released to a mental state hospital after

When a person is released to a mental state hospital after being arrested because of an order of incompetency and a status check is posted for 6 months from the date, does that mean they will go back to jail to stand trial? Would this apply even if they have had a mental condition for 20 years?

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Alex J. Esq.

Managing Attorney

Doctoral Degree

22,090 satisfied customers
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