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Recent Homestead questions

Florida. My dad just passed away last week. The deed to his

JA: Where is the property located?Customer: Florida. My dad just passed away last week. The deed to his house is in my younger brothers name along with my dad's with right to survivorship going to my younger brother. my question is - is the articles in the house belong to my brother? and my dad signed this stating that he was not married at the time. However, when he signed the deed -he was in fact, married. So is the deed a legal binding document?JA: I think they do a wonderful job. All Experts must pass our rigorous 8 Step Expert Quality Process. This ensures that you get the most knowledgeable, trustworthy help anywhere on the Internet. You can learn more about it here: http://ww2.justanswer.com/expert-quality-process Has any paperwork been filed?Customer: not sure- my younger brother has kept everything a secrect -he doesn't really talk to my siblings or meJA: Anything else you want the lawyer to know before I connect you?Customer: no -that is it thank you

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Richard

Owner

Doctoral Degree

49,868 satisfied customers
I need some sound legal advice on a mobile home in Texas

Hello. I need some sound legal advice on a mobile home in Texas please. We purchased for 75k, still owe 50k. We want to move on into a traditional home but have been utterly unable to sell this mobile for what we owe on it. Value has depreciated massively much like a car. We are currently on private property which is not ours, belongs to family. We have been so desperate to get out of this that we are contemplating "walking away" from it.We know this will leave horrible marks on our credit ...so we want to make a home purchase first and then stop paying the mobile and walk away. We need to know what to expect if we did this. Besides the bad credit, what else can happen? Can we be sued by our lender or would this just be a repossession like a car and that's the end of the story?Could the mobile lender place a lien on our new home or garnish wages? If Texas allows just a repossession then I don't see why we shouldn't do this. But if we can be sued, I don't want to do that either. What are Texas laws regarding a defaulted mobile home loan? Please help!Thank you

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80 satisfied customers
I received a letter from country that I did not cancel my

I received a letter from country that I did not cancel my homestead exempt. H\Now they have a lean house for $7000.00. 3500. back tax and 3500 penalties. My mistake but how can I get out of paying penalties?JA: When we are ready I'll take you to the appropriate web page.Customer: I never received any other notice.JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: Pinellas Country, FloridaJA: Has any paperwork been filed?Customer: Not from me. The certified letter said they are filing a leanJA: Anything else you want the lawyer to know before I connect you?Customer: I owned the house for 28 years with out ever a problem before.

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

117,998 satisfied customers
If I'm buying property is it my responsibility to notify the

If I'm buying property is it my responsibility to notify the tax office that the property is in my name or is it the company that is mortgaging my note, I know they have to record my contract but do I have to notify the appraisal district or is it mortgage company that has to do it

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80 satisfied customers
My husband and I own a townhouse that has been lived in by

My husband and I own a townhouse that has been lived in by my mother in law until her death, and then by my daughter while she went to med school. My son is also on the deed to the house. So I assume my husband and I own half and my son owes half. At this point we want to sell the house and use part of it to pay off some of our daughter's med school debts. We live in Florida. I am assuming we will have to pay long term investment tax but does it make a difference that a family member has been living there? My daughter will be making about $25,000 for this last half of the year for her internship so I thought about transferring my son's half to my daughter who has lower income this year. But then I thought for her it would be short term investment that would be taxed. What is the best approach to take before we sell it this summer?JA: No, you can ask a one off question to try things out. Because real estate law varies from place to place, can you tell me what state this is in?Customer: I mentioned in my question that we live in Florida.JA: Has any paperwork been filed?Customer: NoJA: Anything else you want the lawyer to know before I connect you?Customer: no

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

54,072 satisfied customers
What will protect the home owner from a civil suit that

what will protect the home owner from a civil suit that could result in loss of home due to a car crash where driver fell asleep at the wheel?JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: California.JA: Has any paperwork been filed?Customer: NoJA: Anything else you want the lawyer to know before I connect you?Customer: grand son was driving my car. It was insured and he was a listed driver. The accident resulted in a fatality.

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DrakeLAW

Juris Doctorate

1,410 satisfied customers
I own a condo in Fl..vacation home for now. We are going to

I own a condo in Fl..vacation home for now. We are going to make it our primary residence. Just found out bulk purchasers are buying the property and converting to apts. Homestead owner have more rights. They will be closing on their loan within two weeks. If I file a homestead exemption after the purchase will i still be afforded the benefits of homesteaded owners? Did I need to file before they close?

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Ray

Lawyer

Doctoral Degree

43,904 satisfied customers
Bought a 2017 Hyundai on lease. Never had a lease. Hate car

Bought a 2017 Hyundai on lease. Never had a lease. Hate car can't get out of it and fall down in it. Husband wanted it was better on gas,etc.Ay 84 I wanted something I could get into and out safely. Signed lease, was told by salesperson better way to buy a car.Went to look at another car to try to get out of this lease to buy a regular sized car. They said if we early leased, even with 1500 miles used, car was purchased at 24000 now only worth 14000 in three months.Went to another car dealership about trading it and they told us the same thing.but there was a way to get rid of the car. My husband said blow it up, joking of course.Sales man said no-buy a new car. I asked how could we do that? Just pick out another car and finance with a credit union and then turn the lease car back in.I'll be honest, I dont knowhow the credit union accepted this with a car showing on credit and a monthly income of 2900 for both of us.So we signed papers for new car and they took our 500 check and said it was a done deal, now just take the leased car back to the dealer you leased it from.They also said car worth 14000 but we owed 24000 so they couldn't by it.I don't know if they were honest about our income or credit report but a credit union picked this up. ow I don't know what to do? Stop the sale of the new car because I feel something is wrong and we couldn't make 2 payment of 399 and 425 on 1900 a month income.I feel I should go to credit union and tell them all about this and try to stop the financing and keep the old caar I hate so much or take the leased car back and get hit with a judgement on the trailer we live in. Please help me try to make the best choice as I am really so upset about this and was awake all night.thank you

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

117,998 satisfied customers
I have two questions, but first in summary: My husband and I

I have two questions, but first in summary: My husband and I purchased a home in NYS (Rockland County) in 2005. Bank tried to foreclose in 2009 due to the subprime mortgage crises giving rise to a massive number of residential mortgage defaults across NYS. Our adjustable-rate mortgage became impossible to pay. The lender's foreclosure case was dismissed due to their legal representative not producing an affirmation regarding the factual accuracy of court filings as required by Administrative Order of the Chief Administrative Judge of the court. In 2012, same legal representative filed a Lis Pendens. They never followed up and the Lis Pendens appears to be expired. We have not paid our mortgage in almost nine years and are still unable to save any money. We began to receive monthly statements from a mortgage servicer around three years ago (they are not the original lender) who also regularly sends correspondence regarding impending foreclosure unless we "Act Now" and also asks if we wish to modify our loan. The paperwork seems very general, not personal. When I researched I also found out that our home is worth approximately $425,000. We are living in limbo not knowing what to expect next. We do not want to lose our home, and we also have little to no equity in the home. I came across something called the New York Homestead Exemption which is $165,550 in Rockland County, NY. Here are my two questions: 1) Is the Lis Pendens definitely expired, and if so, can the same lender still pursue foreclosure in the future, or is it now beyond the statute of limitations and they can no longer do so? 2) Would we have a strong case to fight the lender if the Lis Pendens is null and void and have the house's mortgage satisfied?

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Ely

Counselor at Law

Juris Doctor

69,504 satisfied customers
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